Sberbank is a multidisciplinary financial institution that has been operating in the Russian market for over 20 years. Representative offices are available in all major cities of Russia, as well as in small towns. Below will be described the services provided, as well as the branches of Sberbank in Ufa, addresses and working hours.
Contact Information
Today in Ufa there are more than 60 representative offices of a financial institution. You can find out the address of your nearest representative by the hotline number In the city center, you can turn to an economist for help at 121 Oktyabrya Avenue. The office is open Monday through Friday from 9:00 to 19:00. Another office is located nearby, on Karl Marx Street, 25. The opening hours are the same.
It also works on weekends at Sberbank PJSC in Ufa. The address where you can ask for help on Sunday is Ukhtomskogo Street, 10. On Saturday, representative offices operate at the following addresses:
- Mendeleev street, 137;
- Russian street, 17;
- 46 Richard Sorge Street;
- street 50 years of the USSR, 47;
- Ibragimov Boulevard, 42;
- Vologodskaya street, 13;
- Akhmetov street, 324;
- Revolutionary street, 49;
- Yuri Gagarin street, 37, etc.
Office hours are subject to change. Before visiting the selected point of sale, it is recommended to check the mode information by the hotline number.
Loans to Sberbank of Ufa
The most popular is consumer lending. You can sign a cooperation agreement at any address indicated above. Residents of Ufa can submit a preliminary loan application in real time. Reviews show that during business hours, bank managers call back within half an hour. If the loan is approved, you must contact your nearest representative office with your passport and code. The most visited addresses of the branches of Sberbank of Ufa were indicated above.
Each client can count on a loan amount of up to 5 million rubles. If the transaction amount exceeds 300 thousand rubles, the bank reserves the right to request a statement of income as well. The contract is concluded for up to 60 months. The rate on such a loan is 11.4% per annum. Clients from 21 to 65 years old can apply for financial assistance. For those who receive a pension or salary on the card of the institution, loyal terms of cooperation can be offered, the interest rate on the loan is reduced.
To sign a loan agreement, you can contact any branch of Sberbank in Ufa. Addresses:
- Pervomaiskaya street, 10;
- Lenin Street, 20;
- Pushkin street, 43;
- Gagarina street, 11, etc.
Refinancing loans
Favorable conditions are offered by the institution for clients experiencing temporary financial difficulties. Refinancing is the ability to combine several loan agreements into one. You can sign the contract at Sberbank of Ufa. Addresses, the operating mode of the nearest branches - it is recommended to clarify this information in advance.
To complete the transaction, you must contact the nearest representative office of a financial institution with a passport, as well as an identification code. It is recommended in advance to calculate the sum of all loan obligations in other financial institutions. An agreement with Sberbank may be concluded in the amount of up to 3 million rubles. It will be possible to combine no more than five loans in one transaction. The advantage is that such a service makes it possible to lower the interest rate and receive additional finance. The contract is concluded at 11.5% per annum. Provided that a pension or salary is issued with a Sberbank card, the rate may be reduced. The deal is concluded for a maximum of 7 years.
For those who are in a difficult financial situation, a restructuring of existing debt is proposed. Reviews show that about 20% of customers use this service in Ufa. In some branches you can change the currency of the loan. It is worthwhile to clarify in advance which branches of Sberbank (addresses in Ufa) work in this direction. A representative office is functioning on Oktyabrya Avenue, in which a dollar loan can be converted into rubles.
Restructuring also provides for an increase in the total loan term. In this case, the minimum payments will be significantly reduced. However, it should be borne in mind that the total overpayment under the contract in this case will increase.
The restructuring deal may not be concluded by all customers. To clarify information on a specific client, you must contact the nearest branch of Sberbank in Ufa. Addresses and working hours are indicated on the official website of the institution. Some representations are described above.
Reviews show that the bank makes concessions to women who are on maternity leave. Representatives of the stronger sex may be offered a restructuring of the loan, subject to admission to military service. Individual cases of a significant reduction in customer income are considered.
Cards from Sberbank in Ufa
A plastic card is a convenient financial instrument. Every resident of Ufa can open an account today. Favorable conditions for cooperation are offered by Sberbank. Offices in Ufa (addresses) where you can get a debit or credit card are indicated above. A full list of representative offices can be seen on the official website of the financial institution.
Reviews of bank economists show that debit cards remain less demanded. They are often used to receive transfers from relatives. Although modern cards from Sberbank have many advantages. With online settlements, each client has the opportunity to return bonuses to the account. This money will be used to pay for air and train tickets, as well as purchases in the network of partner stores.
Offers to issue a gold card Sberbank of Russia in Ufa. The addresses at which you can make a deal are presented in the list above. Without a queue, you will be able to get a card along Rubezhnaya Street (house 174), as well as on October Avenue (house 116). These branches specialize in serving VIP clients.
For any non-cash payment, 5% of the purchase from a gold card will be returned to the account again. Up to 20% will be returned subject to payment for services and purchases from partners of Sberbank. In Ufa, addresses and phone numbers can be clarified by the hotline number. To get more bonuses, you should use plastic more often.
Credit cards also remain in demand. A revolving financial line makes it possible to make purchases without budget restrictions. Everyone can issue a classic Aeroflot card in the Visa payment system with a grace period of up to 60 days. The addresses of Sberbank in Ufa are indicated above.
Each adult citizen can receive a credit line of up to 600 thousand rubles. To complete the transaction, you only need a passport, as well as an identification code. Be sure to have to provide at least one landline phone number. The validity of such a card is 3 years. You will have to pay 900 rubles per year for maintenance.
Auto loan
Not every resident of Ufa today has the opportunity to purchase a vehicle. A dream can be realized thanks to a profitable program from Sberbank. In Ufa, the addresses and opening hours of the branches in which such a transaction can be concluded are indicated on the official website. At the addresses above, you can also ask for help.
To find out if the bank will give a loan for a car, it is recommended to fill out an application in real time in advance. True income data should be included here. In this case, the likelihood of loan approval will be higher. Provided that a statement of income is provided, it will be possible to obtain a loan of up to 5 million rubles. You can buy both a vehicle from the passenger compartment and a used car. After sending the online application, a preliminary loan decision is made within a few hours.
After the bank approves the loan, the client can choose a car within the required amount within 90 calendar days. If the financial situation is not stable, you can bring in a spouse or other relative as a co-borrower.
The addresses of Sberbank in Ufa where you can apply for a car loan are indicated above. There you will be able to preliminarily clarify the terms of the contract. The loan term can be from 3 to 60 months. Sberbank pension or salary card holders can make a deal for 7 years. The contract is in national currency. There is no commission for issuing a loan. The purchased car acts as collateral. The contractual rate is 14.5% per annum. The shorter the loan term, the less will be the overpayment. Reviews show that most customers try to cope with their debt obligations for 3-4 years.
Mortgage in Sberbank
You can purchase an apartment on credit on favorable terms to customers of Sberbank (Ufa). Addresses of branches working in this direction:
- Parkhomenko street, 15 b;
- street of the 50th anniversary of October, 3;
- Sorge street, 5;
- Ulyanov street, 39;
- Kirov street, 34.
These departments work from Monday to Friday (9: 00-19: 00).
On favorable terms, you can get a loan for only an apartment under construction. Moreover, the rate under the contract will be only 6.7% per annum. The maximum cost of real estate is 3 million rubles. The client must make an initial payment (at least 20% of the price of housing). A preliminary application for registration of a mortgage can be submitted in real time through the official website of a financial institution. Here you can see on the map the nearest addresses of Sberbank in Ufa. In addition, on the website, each potential customer can use a convenient loan calculator and pre-calculate the minimum mortgage payment.
Closely cooperates with many developers of Sberbank in Ufa. Addresses and phone numbers of partners can be specified by the hotline number. Thus, potential customers get the opportunity not only to conclude a deal on favorable terms, but also to purchase housing from a reliable developer who has been working on the market for many years.
On loyal terms, each client has the opportunity to purchase housing in the secondary market. And if you don’t have enough money, you can contact Sberbank in Ufa. The addresses and operating hours of the offices are indicated above. It will be possible to purchase a house or apartment already when it has turned out to collect 15% of the total cost. That should be the down payment. However, reviews show that loans with a larger down payment are faster approved.
Loan for secondary housing can get every adult resident of Ufa. The contract is concluded for a period of up to 30 years. The rate is 8.6% per annum. Acquired real estate acts as a collateral.
Insurance
A financial institution has been working in this direction for several years. The addresses of Sberbank in Ufa, on which you can get advice from an insurance agent, are indicated above. At any point of sales will be able to sign a contract.
Customers who apply for a mortgage are offered the “Home Protection” program. The amount of insurance coverage in this case is equal to the amount of the loan. The client receives a refund if property is damaged or the client, for objective reasons, cannot cope with his debt obligations.
The insurance program against illnesses and accidents is popular. The client will receive reimbursement under the contract for any diseases and injuries that are documented. The insurance contract may be concluded in domestic or foreign currency.
Mandatory insurance for bank card holders. The policy becomes effective if the client uses a credit limit. If performance is lost due to illness or accident, the loan amount is reimbursed under the terms of the insurance contract. The policy is executed simultaneously with the conclusion of a transaction on a credit card.
Everyone can apply for a life insurance policy at Sberbank of Ufa. The addresses and operating hours of the branches are indicated in the previous subsections. The program provides an opportunity not only to get reliable insurance coverage, but also to accumulate a decent amount by a certain date. Thus, it is possible to form a target capital for the child or organize an additional pension for yourself. The target amount of savings is determined by each client individually. The contract can be concluded for 5, 10 and 15 years. Reviews of insurance agents show that the longer the term, the greater the profitability of the program.
Investments in Sberbank of Ufa
Deposits are a great way to save your money and make some money. You can issue such a transaction in all branches of Sberbank in Ufa. The addresses of the most visited points of sale are indicated above. A financial institution offers to draw up a deposit on favorable terms. The most popular, according to reviews, is the “Save” program. Any interested adult of Ufa can become a member of it. The deposit amount is minimal. If there is a free thousand rubles, you can already make a deal with the bank. Partially withdraw or replenish the deposit is not possible. The contract is concluded for a period of a month to three years. The average deposit rate is 4.5% per annum. The percentage will be higher if the client draws up a contract in real time.
Those who want to increase their savings faster are offered the “Replenish” deposit. Minimum deposit amount, as in the previous case. The contract is also concluded for a maximum of three years. The interest rate does not exceed 4.1% per annum. At the same time, the client can replenish the deposit at any convenient time. However, you cannot partially withdraw your savings.
For those who do not want to push their finances into a narrow framework, the “Manage” program is offered. The yield on it is 3.8% per annum. At the points of sale of Sberbank in Ufa, a plastic card is issued to the client, on which the savings are stored. At any time, you can both replenish the deposit and withdraw any amounts from it. You can withdraw money at any ATM of Sberbank of Ufa. The addresses are the same as those of the offices.
At points of sale serving individuals, you can apply for a “Social” deposit. Clients can be people who receive payments from the state on their bank cards. You can withdraw money at any time. The yield on such an agreement will be 3.35% per annum. A social account is opened for up to three years, then the contract can be extended.
Sberbank deposits are not the only way to increase your savings. Everyone can open an account for investment. Using a brokerage account, you can buy and sell securities. To do this, you do not need to have special knowledge. Bank staff will come to the rescue.
Sberbank for IP
Sberbank also offers profitable services for individual entrepreneurs. Ufa Offices (addresses):
- Mendeleev street, 145;
- Revolutionary street, 49;
- Komsomolskaya street, 35;
- Rabochaya street, 36;
- Academician Korolev street, 14.
It serves individual entrepreneurs as well as corporate clients. On favorable terms, small business owners can open an account. For start-up entrepreneurs, the Easy Start program is suitable. An account is opened and maintained for free. For each payment order you will have to pay 100 rubles.
For customers who plan to conduct active settlements, a program of the same name is offered. The cost of opening an account is 2490 rubles. You can spend 50 any payment orders per month for free.
For individual entrepreneurs, advantageous credit and deposit programs are offered. Conditions are selected individually in each case.
Reviews on the work of Sberbank offices in Ufa
Sberbank is a financial institution with a high level of service. Confirmation of this - numerous positive customer reviews. Due to the large number of departments and offices, there are almost always no queues for specialists. Even if you have to wait, it will be possible to spend time in comfortable conditions. In each department there are comfortable armchairs, there is a coffee table with advertising booklets.
Sberbank in Ufa is developing rapidly. Every year, new points of sale are opened, thanks to which the number of jobs for graduates of economic specialties is also growing.