Recently, citizens are increasingly using a service such as renting a bank cell. This is due to the fact that at home it is completely unsafe to store valuables, and in the bank they are reliably guarded. In addition, when drawing up a contract of sale, both parties once again insure themselves against possible fraud, storing everything necessary for the transaction in the bank.
Anyone can rent a cell. To do this, you just need to contact the bank, find out if it provides such a service, and if so, then conclude an agreement with it. In this document, you can specify the conditions for access to the cell of third parties. They can be relatives, a notary public, a lawyer, an appraiser or any other person.
Bank cell is a personal and reliable storage of personal items. A financial institution guarantees confidentiality, so you can be sure that no one will know about its contents. Bank employees do not have the right to ask what exactly the client plans to store in the cell. But nevertheless, if it is suspected that one of the things prohibited by law is stored there, the safe will be opened without permission and a police detachment will be called. The list of prohibited items includes drugs, chemicals, weapons.
Since the bank cell belongs to the client for the lease term, only the tenant can open it, although in the presence of a clerk. The safe is opened with two keys, one of which is stored in the bank, and the other at the client. It should be noted that the financial institution is not responsible for the safety of the contents of the cell, therefore, in case of loss of contents, the bank will not compensate for the loss. To protect yourself, you can conclude an additional agreement, requiring the bank to be responsible for the safety of the existing in the cell. Only in this case will have to compile an inventory of all things.
Another advantage of this service can be called the fact that the bankruptcy of a financial institution does not extend to the cells. Indeed, in fact, the bank owns only safes, but not their contents. Individual bank cells have some disadvantages. So, for example, if you store money there, then they will not work, as in the case of a deposit. But inflation is possible - and then the whole "treasure" will simply depreciate.
A bank cell is a fairly reliable repository, so you should not worry about robbery. But nevertheless, history remembers several cases when the contents of safes were not saved even by sophisticated security. But the alarm system is installed not only in the room, but also on each individual cell! But there are times when a bank is powerless to change something and is forced to open cells, thereby violating the contract. One of such examples is the case of 1917, when, after coming to power, the Bolsheviks ordered the confiscation of all values from the cells. The modern world is more civilized, so opening cells is extremely rare.
Bank cell belongs to the client only a certain period of time. After the lease expires, he must pick up his property or extend the contract. If the deadlines expire, but the client has not taken his things, the bank creates a special commission, employees open the cell, and then transfer its contents to the vault of the main bank. The client has the right to pick it up, having previously reimbursed the bank for storage costs.