What are Internet wallets and which is better to choose? Consider the material in this article. Newcomers and new users of the World Wide Web will have to find out what types of electronic wallets are, what EC is, what the rating of these electronic payment systems is at the time of 2019. And also how to choose your wallet. We fix all this by comparison and, finally, find out which Internet wallet is better to choose.
Why is it needed
To get it is a matter of five minutes. Moreover, it is free and completely legal - you will have no problems. And for these spent a couple of minutes you get many amenities, as well as the ability to make payments via the Internet quickly and legally. Also, if you do not work on the Internet, you are provided with ordinary payments: utility bills, a telephone bill, the Internet, and so on. And if you work on the Internet, then an electronic wallet is a must-have for you. Without it, you cannot receive wages. Which is better to choose an electronic wallet for a freelancer? Answer: any, but best of all - Qiwi.
Benefits
Its most important advantages are speed and convenience. Indeed, unlike cash and bank cards, an electronic wallet does not need to be carried in your pocket, it is impossible to forget or lose. If you thought it meant complete security, it is not. On the Internet, they can hack your EC and get money, but to do this is very difficult. It is easier for criminals to act in real life and steal cash / bank cards. And all because the security on the Internet is increasing every day, and the ways to steal your savings are so flawed that the most stupid people can get into them. If you think with your head and don’t give anyone the password for an electronic wallet, your money will be safe. Which electronic wallet is better to choose, what are their differences - you will learn further in the article.
An electronic wallet is such an online service in which you can make transactions and do other actions with the attraction of funds.
Who is it for?
An electronic wallet is needed for those who are engaged in any activity on the Internet. There are people who always shop in stores through Met. They need to have their own EC, because without it they will not be able to pay for the things they bought. There are still people called freelancers. It is they who work on the Internet and receive all payments to their electronic account. Players in online betting shops must also make deposits to their accounts via e-wallet. As it became clear, almost every type of people needs an EC, because paying online is very convenient and fast. What is the best online wallet? Answer: according to people, Qiwi is the best EC.
EC problems in Russia
The legal status of electronic money is ambiguous. And all because, on the one hand, these are full-fledged transaction procedures that are recognized by federal structures and banks. On the other hand, the government of the Russian Federation is trying to infringe on the rights of people using electronic wallets.
However, these attempts by the state to make taxes in electronic wallets fail, and every year more and more money goes into the circulation of electronic wallets. Because they are recognized as official means of payment.
disadvantages
Their disadvantages are: there is a large commission for maintenance, there is also a risk of hacking your account, although it is quite small. And the biggest minus is that if you want to create an anonymous account, you will create it, but if you lose it, then returning it will be very difficult. Therefore, it is better to remain on the Internet as an authenticated user, so that there are no questions and sanctions. Which wallet is better to get online? Answer: the one that suits you. About the differences and features can be read below in the article.
About security
Keeping a lot of money in an electronic wallet is not entirely advisable. Although the developers and creators of the site claim that all transactions and your money are protected, this is not worth doing. From the point of view of the law of the Russian Federation, your money will be in great security if you keep it on a bank card. Nevertheless, attackers and hackers carefully monitor those people who have a lot of money on their electronic wallet. And periodically such rich people will be robbed by them. Yes, you can say the same about the bank: your money is also not fully insured. But it will be easier to find the culprit if he stole money from a bank card. Which wallet is better to use on the Internet? The one that is safer.
It is worth recalling that the most important security rule for users of electronic wallets is not to transfer data to it. After all, if you pass on at least some information about him, then you can easily be robbed. Even if managers and employees of the electronic wallet themselves ask for it, it’s still impossible to transfer data. Which Internet wallet is better to get, reviews. Many say that it is best to create Qiwi EC.
Yes, there are other ways to hack your account. If you often surf the Internet, do not go to the so-called phishing sites. When you enter your password and login, they save them to themselves, after which they try to hack your accounts. This is such a type of fraud. However, it is very easy to deal with this - just competently follow the sites on which you register, and also use a smart browser that will prevent you from switching to such sites. If you fall into the trick of scammers in this way, it will be extremely difficult to prove their guilt, and in some cases it is impossible. And if you are also an anonymous user, then the police will not even deal with this matter.
How to choose
The list of the best e-wallets on the Internet contains more than 10 services. All of them are convenient and reliable in their own way and are used by millions of people around the world. However, you need to choose one that will be the best and highest quality for you.
Before you register, be sure to read all the conditions of your privacy, as well as the rules of the site and so on. After that, proceed to the examination of the possibilities: if there is no withdrawal / replenishment of funds or transactions to pay for receipts are also not provided, go out. Further, in the article material, 4 of the most popular and convenient electronic wallets will be sorted. Immediately it is worth noting that the best and most popular according to users is the Qiwi wallet. However, this is very ambiguous: someone likes WebMoney, someone likes Yandex.Money. It also depends on the user's preferences. After all, each site is unique and created for different purposes. In general, we begin to parse each electronic wallet separately.
Qiwi
It provides an opportunity to quickly and free of charge register, make instant payments on the Internet, make deposits via terminals, create your own card. The site has a convenient interface, many options, technical support always helps. It is the electronic Qiwi wallet that is the most popular and high-quality service for residents of the Russian Federation. According to reviews, the best EC in 2019 simply does not exist. He is especially liked by those people who are used to using a plastic card. It can be easily ordered on the official Qiwi website, and then obtained at the office. Paying offline with her help is a pleasure, and her design is a delight. In general, Qiwi e-wallet is suitable for almost any user on the Internet.
"Yandex money"
The electronic payment system at the time of 2019 is very popular in Russia. It uses an identification system. She has 3 levels: anonymous, nominal and directly fully identified. At the last level, you are given the opportunity to store from 15,000 to 600,000 Russian rubles in the account.
Webmoney
This is the very first and oldest payment service on the Internet. For residents of Russia, this is not the worst payment system, but there is much better, for example, Qiwi. The biggest difference and advantage is that you can open accounts not only in rubles, but also in hryvnias, dollars, bitcoins and even in gold.
Registration and identification take much longer, however, the security in this e-wallet is above all. In order to become a non-anonymous user, you can’t just confirm the phone number, but also save a lot of codes and words on your computer. But it’s extremely difficult to steal money from such an electronic wallet - and nobody does it.
Paypal
This is the largest company that operates around the world. However, it is best to use it only for shopping on the network and do it with not very large amounts. This is one of the neutral conventional payment systems. And if you keep a large amount of money, it is better to register your account in another electronic wallet. However, users leave excellent reviews about this EC.
Conclusion
In 2019, every civilized person must have an electronic wallet. After all, this is a very convenient and quick way to pay for services, purchases and bills. When you choose your EPS, do it carefully and very carefully. There are EPS exclusively for the Russian currency, such as Qiwi, and there are multicurrency electronic wallets, such as WebMoney. In this article, we learned what are the best online wallets.