Thinking about pressing issues and reducing debits with loans, thinking about how to make payments, saving time and not losing money, I came to the conclusion that electronic payment is the most convenient form of settlement with my service provider.
Having a regular bank card, I can make any purchases and pay for utilities, replenish my mobile phone and conduct business. And at the same time, do not stand in long lines at the bank cash desk or wait until I receive a receipt for payment marked in the corner. It turned out to be the perfect solution for me. I took it into service, but a note of doubt nevertheless crept into consciousness. How beneficial is it to me? What is the probability of an error when paying by electronic payment? The stereotype is strong, "that without a piece of paper, you ....". And I heard about various cases of loss of payment or disappearance of money from a mobile.
I decided to figure it out: how does all this happen and who controls it. I re-read a lot of information and found out how it all works. It turns out that there is such a system - billing - this is not a physical law, but an ordinary program for conducting settlements. That is, in ordinary words and for an ordinary person, a billing system is a separate computer with application software. It will be enough for a simple layman to know the principle of the system’s operation and not to bother with all the abstruse information that I read.
Want to know what billing is?
Billing in slang translation means settlement , and it turns out that the system of such settlement has long been entrenched in our lives. I never even thought about how the withdrawal of funds from mobile. It turns out that this is controlled by a billing system that stores data about the client, his tariffs, and the direction of calls. All information about what is happening. In online mode, data is exchanged between the subscriber and the billing center. The phone bill can be checked immediately after the call, and they have already calculated and written off the balance. Everyone uses billing: mobile terminals, telecommunication providers, mobile operators, Internet banking, hosting providers and so on. Absolutely all companies and private entrepreneurs related to information technology and electronic payment use billing technology.
What is billing and how does it work?
Software for billing systems is developed individually, according to the specifics of the customer. It can be multi-functional applications for an online store, and corporate development (like the functionality of MTS). Everything happens automatically, under the control of the program. Information processing, calculation according to the tariff schedule for each client individually, according to a prepaid or contract tariff plan - everything is taken into account. Any little things. Not a second or kilobyte of traffic will be left unaccounted for, everything is calculated and charged. And often completely not in favor of the consumer. The tricks that some companies resort to in the field of rounding numbers are simply amazing, and their earnings increase by an order of magnitude.
The main task of billing is to transfer the client’s money to the company’s personal account for the services provided. Or in the opposite direction - charging package services in the amount paid by the client according to the tariff plan. Everything, of course, is much more complicated if you thoroughly understand what billing is. There is much that billing considers and controls, but do not bother with this, unless of course you want to become a developer. To do this, you will have to study much deeper the entire "kitchen" of telecommunications and communications.
Having destroyed several hours in the search for the true, I came to the conclusion that the billing system copes with the task well and can be trusted. After all, it is she who protects from scammers. It controls financial flows and distributions between service providers and subscribers. Now you know what billing is.