How to check your credit card balance via the Internet - step-by-step description and recommendations

Today we have to figure out how to check the balance of a bank card. Every citizen should be able to answer a similar question. Especially one who already works with bank plastic. Checking your account balance is an extremely important and simple operation. With it, a person can find out how much money he has (or what credit card debt is). Bringing ideas to life has many solutions. Each financial institution has its own ways of checking plastic accounts. Consider the action algorithms on the example of a card from Sberbank. Most citizens of the Russian Federation cooperate with this company.

Ways to solve the problem

How to check bank card balance? To begin with, we give an outline in general terms.

Sberbank, like the bulk of financial institutions, offers the following methods of checking accounts:

• by telephone hotline;
• through online banking;
• using mobile bucking;
• through ATMs;
• through some operations.

In reality, making an idea a reality is easier than it sounds. And even a novice user will cope with checking the balance of plastic.

ATM

How to check the balance of a bank card of Sberbank? It all depends on personal preference. Below we will consider all of these methods in detail. Let's start with the simplest thing - using ATMs.

To check the status of the plastic account, you will have to:

1. Insert the card into the ATM of Sberbank.
2. Enter the pin code.
3. Open the main menu of the machine.
4. Select "Card Transactions" or "Cash Transactions".
5. Click on "Request balance".
6. Indicate the method of information output. For example, "Print a check."
7. Get account status information.

In our case, the card balance will be printed on a special check. Relevant data can also be displayed on the ATM screen.

"Hot line"

But this is only one of the possible layouts. How to check your credit card balance from your phone?

You can call the customer service center of a bank. There they will provide information on the status of the plastic bill without any problems. The main thing is that the cardholder should make the call.

In such circumstances, a guide such as the following will help:

1. Call the phone number 8 800 555 55 50.
2. Click on the "#".
3. Enter the card number.
4. Dial "#" again.
5. Indicate the first three letters of the code word.
6. Press "1" in a special voice menu.

Done! This algorithm of actions allows you to use an answering machine to translate ideas into reality.

Also, a citizen can:

1. Call the Sberbank Hotline.
2. Wait for operator response.
3. Provide information about the card holder and plastic number.
4. Name the code word.
5. Get detailed account status information.

Fast, easy and convenient. But, as a rule, in this case the data will be transmitted by voice. Not everyone is happy with this option. Therefore, you can do otherwise.

Mobile banking

How to check bank card balance? We have already said that it all depends on the personal preferences of the citizen. Bank customers are able to receive information about the status of card accounts using various methods.

The next fairly common scenario is working with mobile banking. It will have to be connected in advance. After that, by sending SMS-requests of the established form, a citizen will be able to receive any information on the card, as well as connect and disconnect some options.

How to check bank card balance via phone? If a citizen cooperates with Sberbank, he needs to:

1. Open SMS on the phone.
2. Write the word "Balance" in the letter.
3. Indicate the last 4 digits of the plastic. Actually, if several cards are attached to the phone number.
4. Send a message to 900.

After the actions done, the person will receive a return SMS in which the balance of the plastic will be displayed. This technique is in great demand. But we will not dwell on it.

Internet to help

After all, many use the world wide web. The Internet also helps to check the balance of plastic accounts. It is enough to connect to the option "Internet banking". Each financial institution has a different name for this service.

To check your credit card balance via the Internet, you need to activate Sberbank Online. More precisely, register on this portal. We will talk about how to do this later.

As soon as the user has a profile on Sberbank Online, he will need:

1. Visit the official page of the service.
2. Log in using your username and password.
3. Enter the login confirmation code.
4. Open the "Home" section. It usually opens by default.

That's all. Now it remains only to look at the information displayed on the screen. The user will see all the cards attached to the mobile phone. The current plastic balance will also be indicated here.

Regular purchases

We found out how to check the balance of a Sberbank credit card via the Internet and not only. If a person has the Mobile Bank option enabled, he will be able to do otherwise.

What exactly is it about? How to check bank card balance? Megaphone launched its type of plastic. The card is not registered; it can be issued via the Internet. You can get up to 20% of the cashback, and for every 100 rubles spent, the citizen is offered an additional 10 MB of traffic. Its main feature is that the account is the balance of the SIM card. So, you can check the balance of funds using a mobile device. For example, by typing a special combination (in our case it is * 100 #). Such plastic does not allow receiving information about the account balance by making certain payments via telephone. The only exceptions are the cases of mobile banking activation. Then a similar opportunity will take place.

What's next? Any operation with an account is required. For example, buy something or replenish the balance through an ATM. Upon completion of such manipulations, SMS-informing will turn on. In the message, the citizen will see information about what happened to the account. It will also indicate its current balance.

About connecting mobile banking

Now a few words about how Sberbank can connect mobile banking. Without it, the bulk of the techniques studied simply does not take place.

Connection of Mobile Bank option is possible:

• through ATMs;
• via the internet;
• by contacting a branch of Sberbank.

In the first case, you have to:

1. Insert the plastic into the ATM and start working with it.
2. In the functional menu, click on "Mobile Bank".
3. Click on the "Connect" button.
4. Choose a package to connect. "Econom" is free, but it does not provide a full list of mobile banking services. Better to choose "Standard." It costs 60 rubles a month.
5. Enter the phone number to be attached to the plastic.
6. Confirm the operation.

After a few seconds, a message will be sent to the mobile device about the successful connection of the service. In the case of the Internet, you must enter Sberbank Online and set the "Enable" option on mobile banking in the "My Account". This alignment is rare.

To activate mobile banking in any branch of Sberbank, you must:

1. Take along some package of documents - passport, plastic, phone.
2. Contact Sberbank.
3. Fill out the connection request option form.
4. Give a statement to the employees of the financial institution.

This technique is also not very popular. After processing the request, the citizen will be connected with the corresponding option. And then you will not need to think how to check the balance of the card.

Activate Internet Banking

The last thing a modern citizen should know about is the connection algorithm to the Sberbank Online service. Registration via the World Wide Web is almost never used. Therefore, we will not talk about it.

Thinking about how to check the balance of a bank card, a client of Sberbank should choose how to connect to Sberbank Online. You can do this:

• through the Internet;
• using ATMs;
• by applying to the bank branch.

The latest scenario will be similar to connecting mobile banking. And what to do when working with an ATM?

Sberbank Online is activated as follows:

1. Get started with an ATM.
2. Select the option "Sberbank Online" - "Connection".
3. Indicate the phone with which you plan to work. Sometimes this step is skipped.
4. Confirm the request.

This is how easy it is to activate Sberbank Online. The system will send a message with login information.

One time

You can check the balance of Sberbank's bank card via the Internet without registering on the corresponding portal. But it’s better to have an account on it. We have already talked about how to do this.

Everyone has the right to receive a one-time login and password for the Sberbank Online service. Their receipt is reduced to the following algorithm:

1. Open the main menu of the ATM.
2. Select the service "Sberbank Online".
3. Point to the line "One-time login details".
4. Enter a mobile phone.
5. Get a check with login and password.

That's all. Now you can log in to the service, and then check the balance of bank plastic.