Today we will find out how to use an ATM from Sberbank. What kind of car is this? What is it used for? What should every modern citizen know about working with ATM? Next, we have to find the answers to all these questions. In reality, everything is much simpler than it seems. And even a novice user can easily master the skills of working with the device.
Description
How to use a Sberbank ATM? To begin with, a few words about what kind of devices these are.
ATM - a machine from a particular financial company, designed to serve customers. This is a kind of self-service terminal that allows you to work with bank plastic.
Next, we will consider the basic operations with ATM from Sberbank. All the functions described below are quite often used in practice. And therefore, they will certainly be useful to the modern population.
What can ATMs do?
How to use an ATM? Instructions for working with the corresponding machine will be presented later. First of all, it is important to figure out for what purpose the device is used.
Today, financial companies offer several types of self-service machines - terminals and ATMs. The former are distinguished by their simplicity. They do not give out cash.
ATMs are used:
- to withdraw funds from a credit card;
- checking the balance of the plastic;
- payment for services (including duties and taxes);
- mobile phone recharge;
- connecting some banking services to the card;
- plastic pin code changes;
- credit card replenishment in cash.
In fact, modern ATMs are highly functional devices. And so they are of interest to many citizens.
Important: ATMs are located in different places of the city. Most often, they can be found in the branch of a bank, in shopping centers and lively areas of the city.
Quick guide
How to use an ATM? The step-by-step instruction, presented below, briefly describes the process of working with ATM.
To cope with the task, the client will need:
- Insert a bank card in the designated hole and enter the password to start work.
- Select the desired command in the main menu of the machine.
- Following the instructions on the screen, set the operation parameters. For example, find a payment and check the details of the recipient.
- Confirm your actions.
It would seem that working with an ATM does not cause any problems. In particular, if you want to carry out an operation with a bank plastic account. But with the search for paychecks and taxes, troubles can arise.
Insert a card or get started
How to use a Sberbank ATM? The step-by-step instruction proposed earlier only briefly describes the algorithm of actions in certain circumstances. Next, we consider the process in more detail.
Let's start from the very first stage - by inserting a bank card in ATM. This simple procedure can be troublesome.
To start working with an ATM, a citizen will have to insert bank plastic into a special receiver without fail. It is usually labeled “Insert Card,” and a highlight is lit around the receiving area.
It is important to correctly insert the plastic into the receiver. It is required to hold the card face up. The reading tape should be in the lower right corner. If chip plastic is used, make sure that the chip is in front.
After the actions taken, the client will be prompted to enter a PIN from the plastic. 3 attempts are given. If the client makes a mistake so many times, the card is “jammed” by the ATM. A person will not be able to independently remove the plastic from the ATM.
PIN is assigned upon receipt of a credit card. It can be changed. A combination of 4 digits. Nobody should know her, except for the owner of the plastic.
Is the card inserted in the machine and the PIN entered correctly? Then you can start working with ATM.
Checking balance
How to use a Sberbank ATM? The step-by-step instructions presented to our attention will help clarify the situation. Consider the procedure for plastic operations.
To cope with the task, you need:
- Exit to the main menu of the ATM.
- Select the button "Operations with a bank card."
- Indicate the desired function. For example, "Check balance." Next, consider this service.
- Choose a way to display information. The balance can be displayed on the ATM screen or printed on the check.
- If necessary, pick up the check and get acquainted with the information.
That's all. Now it’s clear how you can easily check the balance of the plastic. After the actions taken, the client will be offered 2 operations - "Continue work" or "Remove the card."
Card replenishment and withdrawal
How to use a card at an Sberbank ATM? This is not the most difficult task. The next popular feature is replenishment of plastic and withdrawing funds from it.
A guide to using ATM to bring your ideas to life looks like this:
- Get started with an ATM.
- Select the item in the "Card Transactions" section. Suppose "Top up account".
- Deposit money into the bill acceptor. The corresponding "window" will appear after selecting the operation. Money can be paid in one banknote or immediately in a bundle.
- Confirm procedure.
But that is not all. Quite often, people withdraw cash from cards. It is proposed to do this only with the help of ATMs. Payment terminals are not endowed with such a function.
Withdrawals have approximately the following form:
- Click on the "Withdraw funds" button.
- Choose the amount of money you want to receive. If there is no suitable option in the window that appears, you will have to click on "Enter another ...".
- Use the numeric keypad to dial the amount of cash you want to withdraw. The specified amount should be on the plastic. Otherwise, the operation will be impossible.
- Confirm transaction.
- Take the money and the check issued by the machine.
It is done. Further, as in the previous case, the user will be prompted to finish or continue working with the device.
Bill payment
How to use a Sberbank ATM to pay bills? For example, housing and communal services? This operation interests the bulk of citizens. After all, "communal" you need to pay monthly.
The algorithm of actions upon receipt of the corresponding service will be as follows:
- Select "Payments in my region" from the main menu. There may be an inscription “Payments” or “Other”. The exact label depends on the software version in the machine.
- Click on “Recipient Search”.
- Specify search options. For example, "By TIN".
- Enter the TIN of the recipient organization.
- Choose a company to which funds are transferred.
- Write the name of the citizen and determine the reason for the transaction.
- Type or select other payment details, if necessary. All instructions with prompts will be displayed on the ATM display.
- Verify the details and click on "Pay", after entering the amount of payment.
Fast, easy and convenient. At the moment, citizens can search for "By barcode" payment methods. In this case, you need to bring the receipt to the reading beam. After a few seconds, the payment will be found in the database and displayed. It remains to verify the details and confirm this or that action.
Important: it is worth acting in a similar way if you want to pay a tax or a fee. But for these operations, there are separate buttons in the main menu of the device.
Phone account replenishment
How to use a Sberbank ATM? The instructions below allow you to easily transfer money to your mobile device. For example, on a regular SIM card.
The instruction will be as follows:
- Click on the line "Recharge mobile."
- Choose a mobile operator.
- Indicate the phone number to which you want to transfer money. It is not necessary to replenish your account. You can donate money to relatives or friends.
- Use the numeric keypad to dial the amount to replenish the balance.
- Verify the specified data.
- Click on the "Translate" control.
In a few minutes, the money will be credited to the specified phone number. Sometimes a process takes a couple of hours. This is a normal occurrence.
Important: Sberbank often does not charge a fee for making payments and replenishing a mobile. Therefore, the devices of this financial organization are in special demand.
Connect "Mobile Bank"
Another popular feature from Sberbank is the connection of the Mobile Bank option. It can be turned on or off through an ATM. How? Step-by-step instructions for using ATM will help you get the job done.
The client needs:
- In the "Card Transactions" section, select "Connect Mobile Bank".
- Decide on the type of tariff that will be used.
- Enter the phone number to bind to the plastic.
- Click on the control that is responsible for confirming the process.
Within a couple of minutes, the user will see that a notification about the successful connection of the option has arrived on the mobile phone.
Internet banking
We found out how to use a Sberbank ATM in a particular case.
If desired, citizens can easily connect themselves to Internet banking (Sberbank Online) for further work using ATM. Consider the process of obtaining one-time information for entering the system.
This situation involves the following manipulations:
- Click on the "Card Transactions" line.
- Click "Connect Sberbank Online".
- Select "Get one-time login."
- Confirm the procedure.
- Pick up a check with a username and password to enter Sberbank’s Internet banking.
You can exit the device. In reality, everything is extremely simple and clear.