Experts consider PJSC "Promsvyazbank" one of the largest private financial organizations in the country, with a very developed network of divisions. Promsvyazbank's partner banks provide their customers with a wide range of financial services. The key areas of their work are servicing accounts and lending to corporate clients, however, individuals can use the terminals and ATMs of Alfa Bank, Binbank, Rosselkhozbank, Vozrozhdenie Bank, and AVB Bank without additional fees. . For this purpose , Promsvyazbank's partner banks have more than ten thousand ATMs in Russia alone.
General information
Since 2005, the bank has been developing a retail business. Also in the sphere of interests is working in the securities market, in the foreign exchange and interbank markets. In 2015, the list of Promsvyazbank partner banks was replenished with Avtovazbank, where Promsvyazbank acted as the sanatorium of PJSC AVB. It should be noted that Promsvyazbank is stable and is among the top 10 best banks in the country, and as a credit institution it occupies the fifteenth place in Central and Eastern Europe in terms of the amount of capital it owns.
The bank's shareholders include Commerzbank Auslandsbanken Holding AG, and since 2010, the European Bank has also been included in this number. Promsvyazbank's partner banks are also in the lead, although everyone, including Promsvyazbank, has not escaped reorganization. Nevertheless, the bank has become even more stable in the financial market and even more universal. In his head office and in all numerous branches, banking services are provided in full. Among his clients are corporate enterprises of medium and small businesses, and individuals. In the Russian market, where international financing takes place, Promsvyazbank is ahead of many other financial organizations. This also applies to factoring and lending.
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Where Promsvyazbank’s ATMs are not within walking distance, partner banks provide their customers with ATMs and terminals without a commission, and among the customers there are almost one hundred thousand Russian enterprises and about one and a half million Russian depositors. The Bank has more than three hundred points of sale in all major cities of the country, as well as a branch with a retail office in Cyprus. In addition, the offices of Promsvyazbank operate in China, Kazakhstan and Ukraine. In 2008, a banking group was formed in which partner banks joined Promsvyazbank, which allowed its depositors to operate without a commission.
As many as three banks have successfully joined and merged into one financial institution. This GB Nizhny Novgorod, Yarsotsbank in Yaroslavl and Volgoprombank in Volgograd. And Promsvyazbank began on the initiative of MMMT OJSC (Moscow International and Intercity Telephone), there was such an organization in 1995. Tekhnoserv AS, AOZT (thirty-five percent of the shares), Singleton LLP with thirty percent, and MMMT OJSC with thirty-five participated in this enterprise. So, in 1995, the bank was established. In 2001, after the transformation, it became closed, and in 2007 - an open joint-stock company. Since October 2004, Promsvyazbank entered the deposit insurance system.
The owners
Promsvyazbank is owned and managed by Dmitry and Alexei Ananiev, who control more than fifty percent of the shares (Promsvyaz Capital B.V.). Further upward, the bank's major shareholders: Leonid Simanovsky and Leonid Mikhelson - 3.28%, Boris Mints (JSC Future Future NPF) with ten percent, the Gutseriev brothers, Mikail Shishkhanov, Mikhail Yevloyev (NPF Trust and Safmar NPF) ) also with ten, PJSC "MKB" - 9.97%, European Bank for Development and Reconstruction - 11.75%.
The head office of the bank is located in Moscow at 10 Smirnovskaya Street, building 22. Today, Promsvyazbank's assets amount to 1299597298000 rubles, which ensures the bank is in tenth place in Russia and ninth in the region. Net profit determines a different alignment: 4,536,643,000 rubles put Promsvyazbank in seventeenth place in Russia and fifteenth in the region. Fruitful and mutually beneficial cooperation helps to maintain high places in the ratings, and this is the entire list of Promsvyazbank partner banks. Without a commission, you can operate at ATMs belonging to them, as well as use all the services provided to private and corporate clients. So the old ones are saved and new customers are acquired.
2017 year
Now Promsvyazbank entered the top 3 among private financial institutions in Russia and has been successfully operating in the country for more than twenty years, being a commercial universal bank. The Banker included Promsvyazbank among the five hundred largest world banks in connection with the size of its equity: it already exceeds 1.3 trillion rubles. The Central Bank of Russia recognized it as one of the ten most significant in the system of financial institutions.
Promsvyazbank enjoys the trust of customers and often becomes an option for various organizations, such as a commercial bank, for investing its own funds and for operating with them. One of the reasons for the popularity of the bank is that there is a long list of Promsvyazbank partner banks, without a commission, allowing them to use their main, additional and operational offices, as well as terminals and ATMs.
Branches
Promsvyazbank has eleven branches in different cities of the world. In Khabarovsk, on Zaparina street, 57, there is the Far Eastern branch, in Nizhny Novgorod on Nesterova street, 31 - Privolzhsky, in Novosibirsk on Serebrennikova street, 37a - Siberian. On Millionnaya Street 38a, they will meet Promsvyazbank customers in St. Petersburg. Partner banks will always support if it is more convenient for depositors to use their office. The Stavropol branch is in Stavropol, on Marshal Zhukov street, 23. There is a branch in the Urals, in Yekaterinburg, on N. Nikonov street, 4.
Yuzhny Branch - in Volgograd, Marshal Chuykov Street, 65a. In Yaroslavl, at Republican Street, 16. Promsvyazbank-Cyprus branch in Limassol, at 35 Gregory Afksentyu Street. In China, Promsvyazbank has a representative office in Beijing: Chaoyang, Jiangomenvai Datsze, 22 (Saytyek, 1308). There is also a representative office of Promsvyazbank in India: New Delhi, Anand Niketan, D-14.
Bank Strategy
For Promsvyazbank, the most important goal is constant profit growth, which makes it possible to be in the leading position among other financial organizations present on the market. And this succeeds, judging by the growing list of Promsvyazbank's partner banks. He himself is also a reliable partner and successfully solves all financial issues that are addressed to him by clients of investment, retail, medium, small, corporate businesses.
The bank is currently paying particular attention to corporate business, with plans to focus on the retail and small business sectors, since these markets have the greatest potential today. By including new horizons in its activities, Promsvyazbank hopes to increase the diversification of its business and its sustainability. This type of strategy will further improve the quality of service, which is a priority for all strategic business lines.
Ways of development
Relations with partners and customers will be built proactive, long-term, personalized. The speed of decision-making will be even higher, the company's products will be customized, a multi-channel approach will appear for sales due to the creation of high-tech offices, innovation of electronic channels and increasing the professionalism of employees. The desire of Promsvyazbank to maintain a high position in the top 10 is understandable. Only because of this is it possible to actively develop a transactional business, which significantly increases the amount of commission income.
Growth always occurs in competition, and Promsvyazbank will certainly interact with other players in the market, work with an actively growing clientele that needs long-term support for its business. There is a solution to many non-standard tasks. That is why new Promsvyazbank partner banks appear in Moscow, St. Petersburg, other cities of the country and abroad. Thanks to such connections, a more flexible, faster process of interaction with the clientele is provided, one of the best product line for business development in the domestic financial market is provided, and a very high quality of service.
Partner banks
At ATMs of Promsvyazbank's partner banks, cash is withdrawn on the same terms as customers have at the offices and branches of the main financial institution. Partners are ABB Bank JSC, Vozrozhdenie Bank PJSC, Russian Agricultural Bank JSC, Binbank PJSC (formerly MDM) and Alfa Bank JSC. This, as already mentioned, more than ten thousand ATMs only in Russia. There are branches and ATMs of all five Promsvyazbank partner banks in St. Petersburg, Yekaterinburg, Stavropol and many other cities.
Cash is withdrawn without additional restrictions (referring to the amount), as well as without additional fees. It is also possible to deposit cash at the aforementioned banks using Promsvyazbank cards (Mir, MasterCard and Visa systems are also for individuals-clients of Promsvyazbank without commission).
Clarification
In 2016, Binbank completed the reorganization (with the merger of MDM Bank PJSC), the ATMs were also rebranded, and therefore you can operate with cash on any devices where BINBANK is written. However, on the site of Promsvyazbank you need to check whether there is a possibility of cash withdrawal at a particular Binbank ATM according to the list.
There are still a few of them, where the conditions are the same as for third-party devices belonging to foreign banks. This means that the client may experience impressive commissions and limit restrictions.
Partnership
Each major bank installs its own ATMs in almost all public places without exception. Smaller banks cannot afford this, and therefore unite banking networks and create partnerships. In this case, all participants remain in the positive: the clientele gets the opportunity to operate their deposits on third-party devices without overpayment, and banks expand their user base, attracting customers of the partner bank.
Promsvyazbank is a large organization, nevertheless it did not begin to lag behind such a magnificent trend, having concluded several partnership agreements with other financial organizations. Partnership is a special agreement between different banks, united in order to improve the quality of service for their customers. Thus, the geography of personal presence is expanded, hidden advertising is carried out, which may be interested in the partner’s clients. Such agreements are concluded or broken up, so it is best to look for relevant information on the bank's website. You can also find out all this by phone.