Sberbank Premier package of services is a program prepared for customers who value comfort, convenience and their own time.
The service package allows the client to open deposits with increased interest, make a profitable currency exchange, use a debit card with increased "Thank you" bonuses, insure health, and also receive premium services at Sberbank. And that's not all!
Card (debit) with big bonuses and free service
The Sberbank Premier package of services from Sberbank allows the client to issue a card with big bonuses and not have to pay for its service. It is worth noting that maintenance costs 0 rubles per year with monthly expenses on the card of at least 80 thousand rubles.
The accumulation of "Thank you" bonuses is faster, because for every trip to Yandex.Taxi and GETT TAXI, 10% of the cost is credited to the bonus account. The same rule applies when paying by card at any gas station. When paying by Sberbank card in cafes and restaurants, up to 5% of the check amount is credited to the bonus account. When paying in supermarkets, 1.5% is returned to the bonus account. For all other purchases, Sberbank returns 0.5% of the purchase amount with "Thank you" bonus points.
For example, a client spends 27 thousand 700 rubles a month for taxis, 69200 rubles for restaurants, 63 700 rubles for supermarkets and 90500 rubles a month for all other purchases. Sberbank will accrue 55,710 "Thank you" bonuses for the total expenses on the card, which, by the way, can be exchanged for a discount of up to 99% on the purchase of air tickets, car rental or hotel room reservation. According to the calculator presented on the bank’s website, for 55710 bonus points you can buy a ticket on the route Moscow - Tokyo - Moscow or visit 111 theater performances or pay for 222 taxi rides. All calculations are informational. You can get more detailed information on the website of Sberbank PJSC.
High Rate Deposits
For customers of the Sberbank Premier service package, interest rates on deposits are higher by 0.8 percentage points. It is important to note that the condition is valid for a deposit amount above 1 million rubles. For example, with a deposit of 1 million 230 thousand 800 rubles, the income from the Save deposit will amount to 60 thousand 924 rubles, and the client of the Sberbank Premier service package from Sberbank will receive an income of 70 thousand 771 rubles. Additional income will amount to 9847 rubles.
The full list of deposits for which increased rates for the Sberbank Premier package of services are available is published on the official website. You can also get information about deposits at any branch of the bank.
Favorable currency conversion conditions
Customers of the Sberbank Premier service package from Sberbank also receive favorable currency exchange conditions. For clarity, the bank gives an example. In a year, the client makes an exchange of $ 18,500 for rubles. At the usual rate, he will receive 1,075,775 rubles, however, at the rate for Sberbank Premier clients, the amount will be 1,095,015 rubles. It is easy to calculate that the benefit will amount to 19,239 rubles.
With the same amount of exchange from euro to rubles, the benefit will be 23,494 rubles.
Safe boxes
Active tenants of safe deposit boxes will appreciate the opportunity to save 20% of the cost of the service. With the cost of renting a cell per year about 100 thousand rubles, the client can save 20 thousand rubles.
Free entry to airport business lounges with Priority Pass
Customers of the Sberbank Premier service package from Sberbank can enter the business lounges of a large number of international airports for free. With 10 flights a year, a client can save about 40 thousand rubles on free passes to business lounges.
Travel Insurance
According to the terms of the Sberbank Premier package of services, the client can take out their own travel insurance - the insurance also extends to family members. According to the terms of the contract, insurance payments will amount to 100,000 US dollars. The certificate of insurance is accepted in all embassies of the world. It is also important to note that skiing and snowboarding are also included in the insurance.
Sberbank Insurance will reimburse the client who enters into an agreement with the bank for the Sberbank Premier package of services: medical expenses for the trip, the cost of lost baggage, medical expenses for playing extreme sports, as well as expenses that may be caused by flight delays, and that may be related to cancellation of the trip or early return.
Insurance is valid anywhere in the world, except for the territory within a radius of 100 km from a permanent place of residence. It is important to note that the number of trips for 365 days is not limited, however, insurance is valid only 90 days after the start of the trip.
Consider several cost recovery cases. With emergency dental care in Russia will be reimbursed $ 100, and abroad - $ 200. During hospitalization, $ 25 a day will be paid, but if the person spent in the hospital for no more than 10 days. Costs due to baggage loss in Russia: $ 250 per seat, maximum $ 500. Reimbursement due to flight delay: $ 400 in Russia, $ 800 abroad. Legal aid reimbursement limit: $ 1,000.
The total insurance amount in Russia is $ 30,000, abroad - $ 100,000.
Health Care Services
Additional services that a client can use include:
- second medical opinion;
- telemedicine;
- cancer insurance.
What is hidden in the service called "second medical opinion"? This is a unique opportunity to get an independent, and most importantly, professional opinion on the diagnosis. Free are 2 calls to specialists per year. Moreover, the service applies not only to customers, but also to their spouses, as well as minor children. The program includes the possibility of obtaining advice from leading experts, in which the doctor will offer to make an alternative medical opinion. You can also carry out laboratory and radiological studies. It is important to note that the program covers research costs up to $ 500 per year.
The Cancer Insurance program includes the organization of treatment for a child in the event of a critical illness. It starts to operate 3 months after the conclusion of the contract. The program includes the treatment itself, the search for a donor and bone donor transplantation upon appointment of a doctor, payment of transport costs and accommodation (valid for the patient and 1 adult accompanying person). Treatment is carried out in leading medical centers in Russia, bone marrow transplantation - in Europe. Treatment limit: 6 million rubles, renewed annually. Duration of insurance: 1 year, with automatic extension.
The "Telemedicine" service allows you to get advice from leading medical experts via phone or computer. The service allows you to save patient time on the way to the doctor, and also allows you to quickly get referrals for tests. The doctor can also remotely evaluate the results of the tests, review the images, as well as give recommendations for non-prescription drugs and adjust the treatment. It is important to note that the service is available to the client 24 hours 7 days a week. There are no restrictions on the advice of a therapist or pediatrician. 4 consultations of narrow specialists for the client by appointment are also available. It is important that clients realize: the doctor cannot examine the patient and give a diagnosis, but can only adjust the prescribed treatment.
Premium Service Access
Customers of the Sberbank Premier service package from Sberbank have a personal manager who is always happy to answer questions of interest to the client. For the convenience of communication between the client and the personal manager, a separate support line is allocated. The branches also have dedicated Sberbank Premier customer service areas.
For the convenience of the latter, the manager is always ready to arrange a meeting at the right time. Also, a personal manager is always ready not only to answer questions, but also to tell how to get additional benefits from the bank. The telephone number of the Sberbank Premier contact line can be found on the official website of the institution.
Free tax refund assistance
For the convenience of clients, personal consultants will help you prepare tax returns. The client gets the opportunity to return taxes without undue difficulty if he made a purchase of a house, paid a mortgage, training or treatment, or transferred money to an NPF and to IIS.
The cost of servicing the Sberbank Premier package
According to the terms of the Sberbank Premier package of services, free maintenance is possible with a total customer balance of over 1.5 million rubles. Accumulations on personal debit cards, settlement accounts are taken into account, open deposits in the personal name or the name of the child are taken into account, as well as other assets in accounts in Sberbank PJSC. More information can be found in the bank branch.
If this condition is not met, the cost of service is 2500 rubles. per month. When connecting to the package, the client is given the opportunity of a grace period of 2 months.
Conclusion of an agreement
How to connect the Sberbank Premier package of services? To do this, you must contact any bank branch and write a statement. You can leave a request on the official website in the section on the service. A bank employee will call you back to the specified contact phone number, tell in detail about the service package, answer questions of interest and suggest choosing the most convenient bank branch, in which a personal manager will be waiting for the client.
It is also worth noting that the bank itself may offer the client to conclude an agreement on the Sberbank Online package of services. For example, if a client has a deposit in the amount of over 1.5 million rubles. The service package of Sberbank Online in this case fully coincides with the one described above, the cost is also identical.
Duration of the contract and termination conditions
The term of the contract signed between Sberbank PJSC and the client is 5 years. Moreover, if none of the above parties submits an application for termination of the contract at least 30 days in advance, the contract is extended for another 5 years. It can be extended an unlimited number of times.
How to disable the Sberbank Premier package of services? To do this, you must contact any branch of Sberbank in the region in which the contract was concluded. The client will be asked to write a statement. If the client cannot contact the department, he can also apply by calling the bank. The contract will be terminated within 5 business days.
The terms of the termination of the contract by the bank are published on the official website of the financial institution.
Reviews on the package of services “Sberbank Premier”
Most customers respond favorably to the service package. Personal manager, leased line, increased bonuses, customer insurance are a small part of the services that increases the comfort of the client of the Sberbank Premier package. The possibility of life, health and expenses insurance is especially noted. Possibility of free treatment for children with cancer.
The terms of service for the Sberbank Premier service package are generally positively evaluated by the bank's customers. Free service with an amount of 1.5 million rubles also attracts customers.