Services of payment systems are in great demand. Through WesternUnion, Contact, MoneyGram, you can receive and send a transfer to any country in the world. More than 20 years ago, another major player appeared on the market - the Golden Crown. Online translation is available to residents in the CIS countries and beyond. Minimum commissions, fast transactions, an extensive network of branches in which you can make a payment - these are not all the advantages of the system. Read more about how and where to get the Golden Crown translation in this article.
History
The payment system was founded in 1993 in Novosibirsk. Initially, it set up a brand of Russian plastic cards. After 10 years, the eponymous money transfer system was developed. So today there are two services "Golden Crown":
- translation through the Internet;
- bank cards.
Two years ago, the system received socially significant status : the number of payments for three consecutive months exceeded 100 billion rubles. The developed network includes 500 partner banks and 40 thousand customer service points operating in Ukraine, Russia, other CIS countries, as well as Greece, China, Israel, etc. Through them, you can send payments to more than 200 countries of the world.
Transactions
The transfer through the Golden Crown system is carried out instantly, without opening an account, in three currencies: rubles, dollars and euros. Tariffs are low (0.5-1.5%) and depend on the amount and the recipient country. In many regions, there are restrictions on the maximum allowable commission, that is, large transfers are more profitable.
Transfer limits are set depending on the currency legislation and the requirements of the payment system. Today they amount to 600 thousand rubles, 20 000 dollars, 15 thousand euros. In Russia, such internal restrictions apply: for a day a resident can send to another country an amount not exceeding the equivalent of $ 5,000.
How to transfer?
It is necessary to contact any service point with a passport and the required amount on hand, give the operator the name, country, city, pay for the transaction. The transfer number indicated on the check must be reported to the recipient. The fee is paid by the sender.
When making a transaction, branch employees may offer to issue a card to expedite the process. It can be used to send payments through self-service cash kiosks. They work the same way as any other terminals:
- Insert the card into the machine.
- Enter the PIN code.
- Select a recipient from the list of available regions, which is determined when the card is issued.
- Indicate the currency of the transfer.
- Enter cash (cash only accepts rubles).
- Confirm transfer.
Based on the results of the transaction, a check will be printed with the transaction number, amount and recipient.
The card significantly speeds up the process, since it stores all the data of the sender. They do not have to be re-entered on the application forms.
Alert
A big advantage of the system is the free SMS-notification service about the transfer. To use it, you need to record two phone numbers in the application form: the sender and the recipient. The service is also convenient in that the message immediately indicates the transfer number, that is, it is not required to re-record or memorize it.
How and where can I get the Golden Crown translation?
Since the transactions are addressless, this can be done at any point of delivery of the selected city. To receive the transfer "Golden Crown" (St. Petersburg) you need to provide his number and passport. The legislation of the country may stipulate additional documents that will be required for the operation. You can check the transfer "Golden Crown" on the site of the payment system, indicating only the control number in the search. The form has a limit on the number of digits. It will be hard to make a mistake with data entry.
Where else can I get the transfer "Golden Crown" to a resident of Russia? If there is no desire to tinker with cash at the cash desk of a bank or a branch, you can transfer funds to the Corn card issued by MasterCard payment system. It is issued in Euroset communication stores.
More about the map
The registration procedure will require a passport and 100 rubles, which are immediately credited to the account. The process takes about three minutes. Upon its completion, the cardholder can process transfers, receive bonuses, pay for goods at retail outlets and utilities via the Internet, receive and repay loans. For the convenience of users, a personal account was created on the site of the payment system. To access it, you need to specify the barcode on the back of the card and the date of birth of the user. The password will be sent as an SMS message.
The card can be used abroad. You do not need to enter a PIN code to confirm the payment. It is enough to sign on the check. However, it is not worth storing large funds in the account. Since the card is not registered, fraudsters can use the money if it is lost. Having this payment instrument, you can transfer funds in cash and from the account. If the sender and the recipient have a card, then to fill out an application, it is enough to indicate its number and name of the holder.
Benefits of a Payment System
- Speed. The transfer is available immediately after the number is assigned. Only the mode of operation of local points of issue should be taken into account.
- Convenience. Transactions are addressless. Mandatory details for sending only the country and city. The recipient selects the pick-up point himself. Data can be changed if the payment is sent but not paid. But for this you have to contact the branch.
- Alert. You can track the status of the application through the website of the payment system or via SMS-informing. After processing the payment, the parties to the transaction receive messages about the completion of the process. For comparison: UNIStream users must send a message about the transfer on their own, Western Union charges an additional fee for this service.
- Simplicity. Although the amount of the transfer without opening a bank account is limited by the currency legislation of the country, they are generally quite high.
- Reliability. The payment is stored in the system for 60 days.
Golden Crown in Ukraine
The system has been operating since 2006, only WesternUnion is second in popularity. The limit on the transaction amount per transaction is 15 thousand UAH or the equivalent in foreign currency. The legislation sets a limit of 50 thousand UAH. In Ukraine, you can also apply for a card for frequent transfers. You can only get it at a partner bank, and use it at self-service terminals with a cash-in function. The commission for payment to the CIS countries is 0.5-1%, to other states - 1.5%.
Which institution is better to issue the translation of the "Golden Crown"? PrivatBank. It is not only a well-developed network of organization branches. You can receive and send a transfer through the Privat24 system without leaving your home. A transaction is completed in 2-3 minutes, and money is credited to the card instantly.
Conclusion
The Golden Crown is a system of addressless money transfers. A small commission, reasonable limits, a large network of branches made it very popular. Where can I get the translation of "Golden Crown"? In any partner bank. Depending on the recipient country, the tariff varies from 0.5% (Russia, Ukraine, Belarus, Kazakhstan, etc.) to 1.5%. Money is available for withdrawal immediately after assigning a transaction number. You can check the status of the payment on the website or via SMS notification.