How to put money on a Tinkoff card without commission? Step by step instructions

Although Tinkoff Bank does not have its own service terminals, it offers its cardholders a wide range of options for replenishing a card. Everyone will be able to choose the best way: through the site, Internet banking, from an account in another bank. Read more about how to put money on a Tinkoff card, read on.

Options

You can put money on a Tinkoff card without a fee in several ways:

• Through a service on the website of a credit institution.
• Using online banking.
• Transfer funds from an account to another organization.
• Make a transfer from an electronic wallet.
• Using the services of payment systems.

Let's consider each of them in more detail.

Tinkoff website service

To replenish the account through the site’s service, in the “Cards” tab, select “Top up card” and then “Transfer from bank card”. Further in the form you should indicate the card from which account the funds will be debited, its validity period, security code, loan agreement number. It can be obtained by calling the service line. To confirm the operation, you need to specify an SMS password that will be sent to your mobile phone.

Internet banking Tinkoff

How to put money on a Tinkoff card through online banking of the credit institution itself? First you need to register in the system. To do this:

• open a website of a credit institution;
• receive a registration name and password from the operator;
• indicate card details;
• enter the code from SMS on the site;
• at the first authorization create a new username and password;
• click "Register".

Next, in the account on the site, you should perform the following sequence of actions:

• go to the "Payments" item;
• indicate that the transaction will be carried out “From card to card”;
• indicate the details of both plastic tools: “From a new card” and “to mine”;
• enter the transfer amount;
• send a request for processing by clicking “Transfer”;
• confirm the operation with an SMS password.

Funds between accounts are transferred up to 5 days. The maximum amount of one transaction is limited to 75 thousand rubles. There is no commission from Tinkoff Bank for transferring funds, but it can be withheld by the issuing bank of the second card.

Internet banking of any other financial institution

How to deposit money on a Tinkoff card through accounts with other banks? Having executed the service “Transfer to another card” in the remote account management system. Consider this scheme through the website of Sberbank. First you need to log in to your account. Then go to the section "Transfers and payments" and indicate the type of transaction "To the card in another bank." Next, you should select the details of the account for debiting funds and cards for their crediting. The operation is confirmed by SMS password. Application processing time - three banking days. But most often funds are credited instantly. Sberbank has set limits on the maximum amount of one transfer - 30 thousand rubles. A commission in the amount of 1.5% is charged for the transaction from the sender’s account.

"TKS Bank"

Salary card holders can replenish their Tinkoff card account without commission. Moreover, for performing this operation, the bank guarantees a 4% return in the form of cashback. To complete the application, it is enough to have a payment instrument in hand of any credit institution of the country to which the salary is transferred. Next, you need to go to the "Transfers" section of the "Payments" item on the website of the credit institution. In the form that opens, indicate the account numbers of the sender and recipient, as well as the amount of the transfer. The bank has its own restrictions:

• 75 thousand rubles - for one transaction;
• 500 thousand rubles - for all operations per month;
• 20 pieces - the maximum number of transactions per month.

The Bank does not charge a fee if the total amount of account replenishment for a month does not exceed 299 thousand rubles. (only through TKS Bank). For transfers of larger amounts, a commission is charged in the amount of 2% for transfers over the limit.

Self-service terminals

Can I put money on a Tinkoff card in cash? Yes. To do this, you need to find ATM on the website of the lending institution or through a mobile application. The site should perform the following sequence of actions:

• in the menu item “Cards” select “Top up card”;
• in the "Cash" line, click on the link "Points near you";
• a map will be displayed on the screen with the addresses of the points topping up;
• you need to select the nearest ATM location on the map to see the schedule and conditions of the point.

In the mobile application, access to the card can be obtained in the item “Accounts” - “Top-up” - “Cash”. This is where to put money on a Tinkoff card.

Partner Services

You can top up your Tinkoff card account in the QIWI terminal and in the post office. In both cases, you will have to pay a commission - 1.6% of the transaction amount. Applications are processed 24 hours. As in the methods considered earlier, QIWI has restrictions on the amount of transfer - 14,999 thousand rubles. To apply, you will need a card number (via QIWI), as well as a passport and a printed receipt with details (Russian Post). You can download the latter directly on the bank’s website in the “Samples of documents” section of the “Feedback” item.

Having figured out how to put money on the phone from the Tinkoff card through the terminals, we turn to the question of the cost of this service. The table below shows the recharge rates.

Liaison offices

How to put money on a Tinkoff card without commission? You can use the terminals in the MTS, Euroset communication stores, etc. Tariffs for this service are presented in the table below.

Still how to put money on a Tinkoff card without commission? You can use the services of money transfer systems. This scheme has its advantages. In most cases, there is no commission for withdrawing funds from the account, no limits have been set. But the most important thing is that even relatives can replenish an account through a transfer system, provided that they have a recipient's passport.

Top up Tinkoff card via Webmoney

Not so long ago, the payment system opened direct transfers to the accounts of any banks through the Card.Exchanger service (a link to this trusted intermediary is available on the Webmoney website). The scheme of work differs from the standard if the payment amount is a multiple of 100 rubles. This is a key condition in the whole scheme. Some clients place requests for transfers, while others - to replenish their wallet, and deposit money through bank cards. The service compares the applications and sends the ordered amount to the client on the card, but not immediately, but in parts. Therefore, it takes more time to process the application, and the commission is charged only 2% of the amount. At any time, the client can cancel his application, and all funds will be returned to Webmoney wallet. The same will happen if the application is not processed within two days. This is the cheapest and safest method of withdrawing funds to the card.