Due to the abundance of payment systems that are available today in the domestic financial services market, transferring money to someone or making a purchase remotely will not be any problem. Among all the systems that are used in our country, we can distinguish a couple of the most popular and, as a result, the most popular. These are Webmoney, Qiwi and Yandex.Money. The latter will be described in more detail. In this article we will look at what Yandex.Wallet is, how to open it and how to use it in the future.
What is Yandex.Money?
So, you need to start with the following. In order to open the Yandex.Money wallet, you need to have an account on the largest Russian portal Yandex. This is a large search network, which occupies a leading position among users from the CIS countries, and also holds one of the first places in terms of the number of visits in the world. The developers of Yandex, however, did not stop at the idea of creating only a search engine and went ahead by launching a number of services. Among them are such as Mail, Traffic Jams, Photos, Money, Direct and many others. Each of the services is unique because it has its own tasks, functions, and at the same time is accessible to all users who have an account with Yandex. Open Yandex.Wallet can also anyone who creates their account in the Mail and, accordingly, in other services.
Yandex.Wallet: creation
First of all, you need to determine whether the user has an account in this system or not. If it exists, then just enter it, then follow the link "open Yandex.Wallet" in the "Yandex.Money" section and enter the required information. You will be asked to provide some personal data and password for making payments. In fact, there are not so many fields to fill out, since the basic information about you is already in the main service account.
Your wallet will be launched, you can start using it after going through the verification procedure (we'll talk about it a little later). If you don’t have an account with Yandex, you need to get one. This also implies choosing its name (login), password, indicating the mobile phone number, choosing a secret question in case you forget the password, etc. Again, opening the wallet will give you a mailbox and access to other sections.
About Account Verification
As already noted, the Yandex.Money account needs to be confirmed. This rule is new; it was introduced in 2014. It was created in order to prevent the financing of terrorism and illegal circulation of funds. Yandex does not withdraw money from unconfirmed accounts. The confirmation procedure is quite complicated - you need to send a notarized letter with copies of documents to the address of the Yandex head office in Moscow. You can use the simplified scheme and contact Contact or Anelik offices, while paying a commission of 60 to 75 rubles. And do not forget to indicate your real data when you want to open Yandex.Wallet. Only in this way you can manage your money.
On access to non-residents of the Russian Federation
For residents from the CIS countries there is access to services for transferring and receiving funds that Yandex.Koshelek offers. How to open an account for yourself, you can read in the instructions above (it is valid not only for residents of Russia, but also for foreigners, since the registration form is the same). However, for non-residents, the real possibility of using funds is difficult due to the need to send a letter certified by a notary.
Nevertheless, if you plan to use this payment system for settlements on a regular basis, you still have to complete confirmation. Although it is obvious that such an obstacle is artificial, because the competitors of the system - Webmoney and Qiwi - did not introduce anything like this, which means that there is no such requirement for payment systems at the legislative level.
How and where can I spend Yandex.Money?
This question, although extremely simple, can nevertheless concern users of the payment system. The advantage of electronic currencies is the ability to calculate them in a large number of stores and services. If you are thinking about how to make Yandex.Koshelek, you probably know that you can pay with money from it in almost all online stores in Russia and not only.
For example, even the largest Chinese trading service, AliExpress, accepts Yandex.Money for payment, which indicates the free conversion of the currency of this system. Electronic money can pay for any purchase of both real goods and electronic (books, films, music), as well as various services (utilities, television, the Internet, domain registration and others). You can also pay with other network users, which is important. In general, Yandex.Money can safely be called Ruble Rubles.
Safety precautions
It is important to pay attention not only to how to use Yandex.Wallet. How to open an account and understand the interface, most users are well aware, it is quite simple. Moreover, the Yandex service itself is designed to be easily done even by people with minimal computer experience. It’s not enough to know how to open Yandex.Money, the wallet in this system still needs to be made as reliable as possible in order to protect its funds.
First you need to prepare your computer to work with the payment system: do a virus scan, and if there are threats, get rid of them. It's no secret that modern technologies allow hackers and scammers to reveal passwords from payment system accounts and steal other people's funds. Make sure that your computer is protected from such threats. After that you can start Yandex.Wallet. How to open it, you already know.
Let's note one more thing about the safe use of an account in the Yandex.Money system. You need to remember that your password should not be known to strangers (this also applies to access to your browser). Also take care of reliable protection of your PC so that in the future it will not be possible to steal funds from your account (this can be done, for example, using a modern antivirus).
Now you know how to make an electronic wallet in Yandex on your own and how to make Yandex.Wallet safe for regular use.