Sberbank is truly the People’s Bank of the Russian Federation, which for several decades has been placing, saving and increasing the funds of both ordinary citizens and entrepreneurs, organizations. Therefore, the question of how to send money to a Sberbank card using various methods is always relevant.
A bit about bank cards
Almost every person today is a bank card holder, which is not surprising, because "credit cards", as they are often called, allow you to conduct monetary settlements without having cash bills. Thanks to them, it is no longer a problem to make a major purchase at any time, regardless of whether you have money with you, or, for example, repay a loan or lend to someone any amount, of course, within the limits of funds in your bank account. The amount of money is also a solvable problem, and also thanks to bank cards, because they can be either debit, on which personal funds are stored, or credit, which allow you to use the funds of the bank.
Most Russian citizens are owners of Sberbank cards, because it is in it that their accumulations are most often stored, which has become a tradition since the days of the USSR. So how to transfer money to a card of Sberbank of Russia and how to send money from it? Consider various ways.
How to transfer money from a Sberbank card to another card?
Due to the popularity of bank cards, this issue may catch you off guard at any time. But do not despair, after reading this article you will know that this can be done at any time and anywhere in a few minutes.
What information should be known?
The main thing that you need to transfer money is information about the payee. With any method of sending you need some of its data. Find out from the person you want to transfer, his bank card number, last name, first name and patronymic. It is worth noting that the article is about how to put money on a Sberbank card to another person. Some of the methods are suitable for recipients - cardholders of other banks, as well as those who do not have "credit cards", but who are Sberbank customers by opening a current account. Accordingly, it is possible to send money to another bank’s card at ATMs or by visiting Sberbank, but you will need to pay a fee for this. And when sending to a bank account in another bank, be prepared to provide the full details of the institution (name, correspondent account, BIC). The recipient of the payment, having only a current account with Sberbank, needs to know his account number.
Payee Initials
The name, patronymic and first letter of the surname of the payee are required to verify the correctness of the specified data. This applies to any method of sending money. After the card or account number is entered, the system will determine its owner. For example, when sending money to Ivan Ivan Ivanovich, you will see: Ivan Ivanovich I. - this will be confirmation that the money will be sent as intended. Of course, such a rule only applies if you are wondering how to send money to a Sberbank card. The system does not identify cardholders of other organizations, you will have to rely only on your attention when entering sixteen or eighteen digits of the card number or twenty characters of the account number.
In the branch of Sberbank
This method is not the most mobile and universal, but the most familiar and no less convenient than the rest. Bank branches (known to everyone savings banks) can be found in almost any settlement of the former Soviet Union. Having visited Sberbank, sending money to a card is as easy as shelling pears. Go to the operator working with individuals and tell him about your intention. If you want to transfer money from your bank account, provide your employee servicing your documents: a bank card and your civil passport. Provide the details of the card recipient. It is better that they be legibly written by you on a piece of paper - this will prevent the possibility of errors when sending money. Do not forget to receive a document confirming the transfer of money!
Cash
Using this method of how to put money on a Sberbank card to another person, you can either transfer funds from the card or from the account, or transfer your cash. In this case, the bank employee will send you to the bank's cash desk, where you will be issued a cash receipt order confirming receipt of the cash amount from you. By the way, it is precisely for this that our fellow citizens prefer the described method to many others - for receiving a document during the operation. What can I do? It is in our subconscious mind that any actions, especially those related to various payments, are better to be confirmed with a piece of paper, especially if it is supplemented by a seal and a signature.
Through an ATM
How to send money to a Sberbank card through an ATM? This method, like the previous one, is suitable for those who want to put cash on the card , and for transferring from a bank account or card. ATMs are found on our streets much more often than bank branches, which makes this method more convenient than the previous one. The downside is that the transfer will need to be done personally, without the help of a consultant. How to transfer money to someone else's card of Sberbank? This process, however, as well as other services related to the movement of funds on a bank card, will be free only in that situation if you use a Sberbank ATM. Otherwise, the service will be paid, and commissions will be charged from your card, in addition to the funds transferred. The money transfer procedure itself is simple:
- Insert your card into the opening of the ATM.
- Enter your PIN.
- Find in the menu "Transfer of funds" (the name and location of buttons in the menu may vary for different ATMs).
- Enter the details of the payee.
- Print the check.
Via Mobile Bank
One of the most convenient solutions to the problem of how to send money from card to card (Sberbank) is the Mobile Bank service. In order to make a transfer, you only need a mobile phone and a phone number of the payee. Of course, both participants in the procedure must have Sberbank of Russia cards, the Mobile Bank service is activated, and the phone number that is used to transfer money must be registered in the bank's system.
Then everything is simple. Send the following SMS to number 900: TRANSFER NNNNNNNNNN SSS, where N..N is the telephone number of the payee in ten-digit format (without 8), SSS is the payment amount (in rubles). The disadvantage of this method is the restriction on the amount of transfer. It is eight thousand rubles a day.
Still how to send an SMS with money to a Sberbank card? In the previously described command, instead of the phone number, indicate the last four digits of your credit card number and the last four digits of the recipient's credit card number. For example, 9999 8888 500, where 500 is the payment amount. The limit on the amount of transfer is five thousand rubles per day. Agree, convenient? And this is not the last of the tips on the question of how to send money to a Sberbank card.
Via Sberbank Online
What is Sberbank Online? This is an opportunity to manage your finances located on a bank card or in a bank account, directly from home, via the Internet. To access this service, you must obtain a username and password using a Sberbank ATM or visiting an institution’s branch. All this needs to be done only before the first visit to the site, then you will see almost unlimited possibilities for managing your cards and other accounts. You will be able to pay for various services, replenish phone bills, create deposits, monitor the balance and make various money transfers. The question of how to send money to a Sberbank card or to a card of another bank is obviously not so complicated.
For convenience, it is possible to create operation templates, which will allow you to repeat this procedure in a few seconds. To perform the operation you are interested in, select on the main page of the service the card with which you want to make a transfer, click on the "Operations" button and select "Transfer to Private Person". Next, indicate the card number of the recipient and enter the transfer amount.
Mobile app
Another option for transferring money from a Sberbank card to another card is to use the bank’s mobile application. The conditions for its use are the same as those of Sberbank-Online. Thanks to him, you have the opportunity to make a transfer anywhere at any time, using your own phone and mobile Internet access.
Sberbank’s mobile application repeats the capabilities of the Sberbank-Online website with some limitations. On the main screen of the application - a list of your cards, deposits and accounts. Choosing the right one, you immediately find the item: "Payment or transfer", in which it is easy to fill in the details of the operation. You can also find operations templates created in Sberbank-Online there.
Conclusion
As you can see, everything is simple - just a few minutes, and the money is where you wanted to send it! These are the main options for answering the question of how to send money from card to card (Sberbank). Everything is accessible, simple and convenient! Be careful when indicating the card number of the recipient!