In the article, we consider customer reviews about the bank "Russia".
This institution has a general license, which allows it to carry out financial transactions. This structure is a professional participant in the securities market. She has the right to carry out dealer, brokerage and depository manipulations. The Bank is engaged in securities management activities and interacts with stock brokers performing option and futures commodity transactions in the framework of general trading. Reviews about the bank "Russia" are presented in the article.
Bank Information and Customer Service
This institution has a developed network of offices and branches. In total, their number today is approximately sixty. The main clients of the financial institution represented are corporations with various enterprises. The list of bank services for corporate clients is very wide. Individuals can choose financial products from the standard list. For example, you can open an account, order the issue of plastic cards, use the rental of safes and so on. It is worth noting that in recent years the assets of this financial organization have increased significantly. Also, the level of the currency balance increased by as much as 32%.
Rating
According to various prestigious financial publications, the rating of the Bank of Russia is quite high. With an asset indicator of almost four hundred and fifty billion rubles, this structure takes third place within its region and fifteenth in the Russian Federation. The St. Petersburg region is in second place in terms of net profit, and the twenty-first in the country. Credit rating is stable. By unofficial popular vote, this bank is placed on 117th place. Reviews about the bank "Russia" are mostly positive.
Services
The list of financial manipulations in the framework of customer service is quite impressive, for example, for individuals the following options are provided:
- Conducting comprehensive banking services.
- Mortgage and consumer loans.
- Car loans.
- Registration of deposits and depository services.
- Issue of debit and credit cards.
- Securities market operations.
- Carrying out remote maintenance.
- Making transfers, payments and more.
For legal entities, the following services are available:
- Settlement and liquidity management.
- Documentary financial transactions.
- Carrying out remote maintenance.
- Placement of temporary free funds.
Deposits
According to reviews, the deposits of the Bank "Russia" are very popular. Products for customers are provided a variety of, for example, a contribution called "Frosty patterns" offers an investment on the following conditions:
- The category of investors is considered without any restrictions.
- The maximum rate is 7.15%.
- The placement amount is from three thousand rubles, and the terms - from one month to a year.
- There is no capitalization, and interest is paid directly at the end of the term.
There is also a contribution called “Classic”:
- The rate is up to 6.85%, the amount of placement is from three thousand rubles, and the terms are from one year to five years.
- Interest is paid monthly.
It is better to familiarize yourself with customer reviews on deposits of Rossiya Bank in advance.
A deposit called "Universal" is made on the following conditions:
- The rate is up to 6.15%.
- The placement amount starts from three thousand in rubles, and the terms - from 180 to 360 days.
- There is no capitalization, and interest is paid monthly.
You can open a deposit at this financial institution at the branches or by applying online. Rates vary within twelve different deposit packages. The mentioned organization provides an opportunity to increase their savings in foreign currency. The lowest rate is 1.05%. You can receive it provided that the euro is stored for a period of 367 days under the Universal deposit.
The bank offers the highest rate of 7.15% for the Classic deposit when using the national currency for a period of three years. A wide variety of deposits makes it possible to select the best option for absolutely every client.
Mortgage
According to reviews, the mortgage bank "Russia" also has advantages. Housing lending in this bank is provided to three categories of citizens. The minimum interest rate is 11.95%, and loan periods are periods from one year to twenty-five years. Categories of citizens who may qualify for this service:
- Employees of institutions that are strategic partners of the bank.
- Persons covered by the program called Corporate Client.
- Any individuals.
Loans
Loans from Russia Bank can also be selected according to your needs. You can issue one of three options. For example, take a loan secured by real estate. It can be taken on various offers from twelve to twenty-four months. The rate also varies and ranges from 14 to 21 percent.
This bank also presents two types of car loans. One of them can be issued together with CASCO, and the other without insurance. In the second case, the rate rises by five percent and will be 17.7%. You can return the money within five years.
Customer reviews
Client reviews about the bank "Russia" are quite diverse. According to positive comments, this financial institution conscientiously serves salary cards, provides favorable loan conditions with attractive deposit packages.
At the same time, there are also not quite positive reviews about Russia Bank. For example, in some situations, customers are unhappy with the loss of funds from their cards, which may indicate some gaps in the security system. Repeatedly in the discussions, an unfavorable rate is also noted in the framework of withdrawing currency from plastics when receiving the amount in rubles.
But it is worth emphasizing that almost all customers are satisfied with politeness, and at the same time, with the attention of the staff. They are also pleased that this institution provides an opportunity to resolve some issues by sending their representatives to clients. This way you can fix some problems without visiting the office.