Since 2014, when the republic became part of Russia, the Crimean banking system has undergone significant changes. Instead of Ukrainian institutions, Russian ones began to work in Crimea. However, political difficulties impede the work of the financial sector.
What are the banks in the Crimea today? In 2018, there are 5 Russian and 2 Crimean banks. Although a couple of years ago the number of financial institutions was much larger.
A little bit about the banking system of Crimea
Due to sanctions, Russian banking giants with an international reputation, such as Tinkoff, VTB, Alfa-Bank, Gazprombank, Sberbank, Alfa-Bank, and Rosselkhozbank, cannot enter the Crimean financial market.
When choosing a partner bank, it should be borne in mind that the Central Bank regularly revokes licenses, regulating financial activities.
All banks operating in the Crimea are members of the deposit insurance system.
Rncb
Answering the question which banks operate in Crimea, the Russian National Commercial Bank should be called the first . He was one of the first to enter the banking system of the Republic in 2014.
Today, the NSCB has the most developed network of branches and cash desks; in 2018, there are about 300 of them on the peninsula. RNCB ATMs can be found in every corner of the Crimea, their number exceeds 5 thousand. This is the most extensive banking system in the republic.
Through the RNKB system, salaries are paid to public sector employees. At the bank, individuals can take consumer loans, as well as mortgages and cars. RNKB accepts deposits from the population at different interest rates, here the majority of Crimeans pay for various services, open credit and debit cards. The Russian National Commercial Bank provides Internet banking services.
In the branches of the Russian National Bank of Russia, you can change the currency and make transfers.
Legal entities can obtain guarantees for doing business at the bank, get a loan and open a deposit.
Genebank
Which bank operates in the Crimea more reliably than Genbank? Perhaps no. In terms of net assets, Genbank takes 107th place in 2018. The value of assets is more than 50 billion rubles.
This is a modern credit organization, which represents a variety of banking services to individuals:
- consumer loans, including the purchase of a car;
- transfers and deposits with good interest;
- Escrow account;
- sale of precious metals and coins.
Legal entities can take a loan and make a deposit, get bank guarantees, order collection. Also in the bank carry out:
- currency control;
- acquiring, etc.
"Russia"
Listing which banks are in the Crimea, one can not help but name one of the largest - JSC "Russia". The bank's capital for 2016 amounted to more than 57 billion rubles.
The Bank is actively developing cooperation with customers - individuals. New interesting proposals for consumer loans are being created for them. Thus, the bank provides loans with partial state subsidies for the purchase of housing for young families, as well as for the purchase of a domestic car. Special offers have been created for military personnel and public sector employees. Interest rates on loans are regularly reduced, and on deposits - are raised.
Interested in the bank "Russia" and legal entities with a variety of proposals, seeking to create favorable conditions for doing business.
Kraiinvestbank
The Krasnodar Territory Investment Bank occupies a leading position among the banking structures of the Krasnodar Territory.
The bank offers customers standard services, such as:
- various money transfers;
- lending;
- registration of debit cards;
- pension plans;
- insurance.
Kraiinvestbank OJSC implements a program of refinancing loans taken at other financial and credit institutions.
IS Bank
What banks are reliable in Crimea? One of such participants in the Russian financial system - CB IS Bank JSC - has been working in the Russian Federation since 1994, demonstrating high-quality growth dynamics.
Industrial Savings Bank offers a modern range of financial services:
- credit cards;
- loans
- mortgage;
- car loans.
The bank’s services are readily used by representatives of small, retail and cooperative businesses.
Crimean banks
Only in Crimea such financial and credit institutions operate as:
- "Sevastopol Sea Bank";
- CBRD.
The Black Sea Bank for Reconstruction and Development presents social and pension programs to individuals, while Morskoy presents deposits and mortgages.
Legal entities have the opportunity to rent cells at the Morskoy Bank and conduct a salary project; the CBRD serves FEA.
Payment systems
Vacationers and visitors to Crimea are interested in the question of whether MasterCard, Visa and Mir payment systems work on the peninsula. All banks that are in the Crimea provide services of receiving funds from these cards and paying for purchases in terminals with their help.
You can withdraw money from any card of a Russian financial institution in Crimea using ATMs. However, you should first familiarize yourself with the probable amount of the commission.