Often users are faced with problematic situations when they have to master new sites and payment systems. For people over 40, it can be difficult to change their own photo, not to mention the use of electronic currency. Therefore, this article will focus on how to use the Yandex-wallet. With its help in the future it will be possible to pay even advertising in mailing lists.
Yandex.Money electronic wallet
Currently, there are many different payment systems. Each person is given the opportunity to choose the most comfortable user interface for him. The Yandex.Money system has several advantages. This is a simple and quick procedure for creating an Internet wallet, the absence of special conditions for starting use, the ease of development of a popular service, the ability to replenish an account in the desired way (using ATMs, payment terminals, bank cards, mail, cash deposit points for cellular communications) in anywhere in the world. Many mailing list authors are registered here.
For permanent use, the user is recommended to start a Yandex-wallet. There, the authors of newsletters will send details to pay for the ordered advertising. In addition, with the help of money in the account, you can purchase goods in various online stores.
Yandex.Money: the wallet is ready to use
Creating an account on the site is not difficult. After that, a person will be able to start his own electronic wallet using the Yandex.Money service. A phone number should be attached to the account.
So, the wallet created using the Yandex.Money service is ready for use! But here sometimes an unforeseen situation arises. Opening an account was easy. But the person does not know how to use the Yandex-wallet. First you need to learn how to replenish the balance. Electronic money in the account will be required when paying for advertising in newsletters and other services.
Top-up balance using the Yandex.Money service
After authorization, the user will see the number of the electronic wallet on the left, and in the center - a description of various options for working with it (how to transfer, withdraw, spend money, link a card, etc.). By clicking on the "replenish" link, he can choose any available method of receiving money into the account. Funds are transferred instantly using ATMs and Yandex.Money prepaid cards, within an hour - RBD cards, within a day - cash payment through any terminal, cash desk or branch. Perhaps the receipt of money for 2-3 business days. This is the case with bank transfers.
Balance replenishment problems
Recently, more and more often one can observe situations when funds do not come from ATMs and terminals to the Yandex wallet. How to deposit money in an account in this case? Most likely, you will have to call the technical support of the terminal and find out where the funds could have disappeared. To avoid problems, you should refrain from replenishing the account through them. If you still want to transfer funds through ATMs, then you should ask which one is used by colleagues, relatives and friends. For example, through cash desks in any of the Euroset salons, money reaches without any delay.
Purchase, payment for goods and services using the Yandex.Money service
Using the site, you can transfer money from your balance to another person’s account. There are three ways to accomplish this task: by clicking on the "Top up" link, activating the footnote "Transfer to another user" or using the special "Transfer Form".
How to use the Yandex-wallet after the money appears on the balance? For example, like this. When buying advertising in the newsletter, the author sends the number of his electronic wallet in the Yandex.Money system: 4XXXXXXXXXXXXX4. The user should indicate these numbers and the amount of the transfer, then click the "Transfer" button. When dialing a number you need to be careful, otherwise someone else will receive the money. After the user enters the payment password, the funds are transferred to the addressee's account. Next, you should notify the author of the newsletter about payment for the service and indicate your wallet number in the Yandex.Money system.
Translation Protection
It is carried out using patronage - digital codes, without which the addressee will not receive a transfer. You must specify a specific validity period. This time is given to the addressee for his needs. If the recipient does not enter the necessary protection code within the indicated period, the money will be returned to the sender’s wallet. In any case, such a measure of protection will allow you to insure yourself in case of incorrect data entry about the recipient.
Account replenishment using special services
This task can be accomplished by exchanging electronic money in other systems (“Wallet One”, Liqpay, “RBC Money”, etc.). Usually funds are transferred from WebMoney to Yandex-wallet. You can top up your account using other exchange offices, since the system’s service is not cheap: the commission is 4.5% of the amount. Many webmasters who want to transfer money to a Yandex-wallet recommend the Menyala service.
There is a good method to study user reviews to determine the best service. True, the site is owned by WebMoney. It is called Advisor. There, participants in the system leave reviews about sites with which they have already dealt. Among the reliable resources indicated by people, you can find a suitable exchange service with the most favorable rate.
Transfers between QIWI and Yandex.Money wallets
The first step is to check your security settings. This applies to the Qiwi wallet, Yandex.Money, PayPal, and any other. You need to visit the "Security" section, there are all the necessary instructions. In addition, you should familiarize yourself with the basic fraud schemes used by dishonest people in the pursuit of profit.
You can replenish the Yandex.Money balance via QIWI using the exchange service. The reverse procedure is carried out in the same way. The user transfers QIWI / Yandex.Money to the selected site. The rest is simple. Exchange service makes a transfer of Yandex Money / QIWI to the owner of the funds net of commission. The fee can reach 12%, depending on which site services will be used.
The choice of exchange service
After that, the money is in the user's account, with the exception of cases when a person accidentally gets to scammers. He transfers the money to the exchange service, but in return, of course, does not receive anything (one can consider this as 100% commission for the service). Similar situations are not uncommon.
The relevant question remains: with which exchange service should I replenish the Qiwi wallet, Yandex.Money? By monitoring the exchange rate of electronic currencies, the user can choose the most reliable site. You should open a resource with a suitable course from a verified list. After the transfer of electronic money to the details of the service, the site replenishes the owner’s wallet in the currency of his choice, minus the agreed commission.
Bank card binding
To accomplish this task, anyone who wants to learn how to use the Yandex-wallet should go to the settings using the "Account Management" link. Then you need to select the "Bank Cards" area. The user is offered three options for use.
One of them is for payments. It allows you to pay for purchases and services with electronic currency from a bank card without replenishing an account in the system. In this case, funds are debited directly without getting into the account.
Bank card binding (Visa, MasterCard) ensures payment security. During the verification procedure, a small amount will be blocked, which should be indicated when linking. No commission is charged. After that, the user will no longer need to repeat the details of the card with each purchase, it will be enough to inform their site, which he trusts a priori.
Issuing a Yandex.Money Bank Card
This method is used to pay for purchases and services. The account of a full-fledged Yandex.Money plastic card is equal to the contents of a user wallet. You can go to any supermarket and buy all the necessary products and things in electronic currency. This is a great way to withdraw funds. Using a card issued for 3 years and sent by mail for 100-200 rubles, you can make purchases on the Internet and cash out money at ATMs for only 3%.
Other binding options
Using Alfa-Bank cards to replenish Yandex-wallet is the most traditional way. After binding, no commission is charged. The same applies to Otkritie Bank card. For the withdrawal of funds 3% are withdrawn.
If the user owns his own site, he can place a button on the resource pages for making donations. To do this, copy the informer code in the settings section, which is called "Fundraising". How to do it? You need to check the box to add a button and indicate a certain amount of the contribution. After that, the informer should be activated. Then there will be a code for copying, which can be inserted into the necessary place on the pages of your or someone else's resource.
Withdrawal of money with account opening
The system charges a small commission for the service in the amount of 3% (and 10 rubles for a bank transfer). A similar conclusion is possible only in Russia. To accomplish this task, you should transfer all or part of the funds to an account with a regular bank, which receives additional interest for this service. You can also use the RBD card registered in the wallet and transfer money to the card balance with a preferential commission of only 2% (the bank does not charge it).
Other withdrawal options
If you want to receive money without opening an account, you should contact any point of the Contact payment system. In this case, the commission is only 1.5%. It is best to receive cash through the specified system, since when making a withdrawal, the user is not required to know the various bank details and fill in many fields. It is enough to enter the passport data correctly and indicate the branch, and upon receipt - present an identity card and name the amount and number of the required payment.