Sooner or later, every person resorts to the services of banks, regardless of what he does. With the help of such financial institutions, legal entities can receive loans, carry out transactions, make payments under contracts concluded with counterparties, and so on. In turn, individuals can make deposits, receive interest for their storage in the bank, receive consumer loans, pay utility bills, make money transfers to other private individuals or organizations, receive wages in an account specially allocated for these purposes, use a credit card, use Internet banking, as well as much more.
Obviously, cooperation with banks is an integral part of the life of any person, regardless of the nature of his business activity. Therefore, it is important to become familiar with the services that a financial institution offers its customers in order to choose the conditions that are suitable for you. Many people prefer cooperation with Promsvyazbank to all other alternatives. Why? This bank has established itself in a wonderful way. What is the Promsvyazbank operating mode? How much time will have to spend on a visit to a branch of this financial institution? Where can I find the addresses of Promsvyazbank ATMs? What services does the institution offer for its corporate clients? And for individuals? Can I use the information about the account with PJSC Promsvyazbank (details) to pay for any services? What is required in order to become a client of the institution in question? Detailed answers to all of the above and many other questions you can learn directly from this article.
About the bank
Promsvyazbank reviews employees and specialists (including experts from the Central Bank of Russia) as one of the most significant financial institutions in the Russian Federation. This institution has been operating for more than twenty years, and during all this time it managed to build a reputation as a reliable partner.
What conditions Promsvyazbank creates for legal entities attracts more and more corporate clients to cooperate with it. The assets of the financial institution in question are so large that the world's leading publications put it on the list of five hundred largest banks in the world (according to the criterion - "Equity"). Let us consider in more detail what Promsvyazbank is in Moscow.
Small Business Services
This group includes companies whose revenue does not exceed 360 million rubles. What can Promsvyazbank offer to such enterprises? The reliability of cooperation is largely determined by how seriously the parties take its beginning. The institution in question offers incredibly favorable conditions for the transition from servicing their accounts to another bank. For example, a number of services will be provided to you free of charge. Among them are:
- paperwork for opening an account;
- issuing a corporate bank card;
- formation of a salary project ;
- issuance of salary cards for all company employees;
- creating a letter template that allows you to notify contractors about the change of details.
The bank also takes care of those customers who carry out foreign economic activity. So, for them it is possible to open several current accounts in foreign currency free of charge, use Internet banking for free, make money transfers in major world currencies (US dollars and euros) daily, draw up transaction passports for free on the same day, and also receive transaction notifications without a monthly fee. It is also possible to receive bonuses only because you recommend that your partners use the services of the bank in question.
All this, as reported by the Promsvyazbank establishment, is the feedback of employees, attracts representatives of small businesses and provides them with the opportunity to receive good service on favorable terms. The institution always goes towards its customers.
Services for medium business
This group includes enterprises whose revenue is at least 4.5 billion rubles. One of the most popular services is factoring. What are the benefits of working with the bank in question in this area?
- receivables management (namely, a significant reduction in staff costs);
- a significant increase in the working capital of a particular company, as well as ensuring the absence of cash gaps ;
- execution of an unlimited factoring agreement (namely, long-term financial support without a deadline specified by the bank);
- the possibility of increasing the level of sales, as well as expanding the business thanks to a quick response system to changes in market conditions in the context of a specific group of goods or services;
- financial support without the need for a pledge (which allows you to significantly save on the costs that would have to be incurred for obtaining a pledge);
- providing customers with special conditions of cooperation, which include deferred payment.
Among other things, it is possible to obtain a loan on favorable terms. They are described as follows:
- Preferential funding can last for three years.
- The size of the loan can range from ten million to one billion rubles (in general, one company can not take credit more than four billion rubles).
- The interest rate is 9.6% for representatives of medium-sized businesses and 10.6% - for representatives of small businesses.
- Special conditions for lending to priority areas (transport, agriculture and related services, communications, electricity production, electricity distribution (as well as water and gas), high-tech projects, construction, domestic tourism, manufacturing).
Other services available are:
- settlement and cash services;
- registration of salary projects;
- Customs Card;
- remote service;
- buying and selling currency;
- currency control;
- collection;
- business card;
- various deposits;
- trade acquiring;
- Internet acquiring
- and others.
Services for private individuals
Such clients can also appreciate all the benefits of working with the bank in question. A wide range of services is offered for them. For example, there are several types of contributions. There are three types of interest rates: 7.5%, 8.5% and 9%. Each of them has its own conditions and its own unique advantages. Among other services available to individuals, the following are distinguished:
- bank cards;
- a number of online services;
- salary cards;
- bonus programs;
- credit programs;
- mortgage;
- turbo money;
- electronic money;
- credit holidays ;
- payment of bills;
- bank transfers;
- transfer funds from card to card;
- electronic cell;
- bank accounts;
- insurance;
- visa services;
- operations with precious metals;
- mutual funds ;
- custody service ;
- compulsory pension insurance;
- brokerage services;
- personal bank safes;
- individual accounts (investment).
Individuals can benefit from collaboration with the financial institution in question. All listed services are available to all customers. The bank is ready to adapt to the needs and desires of such partners and is ready to formulate individual programs for individual consumers. That is why customers leave such positive feedback on cooperation with Promsvyazbank. Not everywhere you can find such a friendly and sympathetic attitude towards private individuals, who, as a rule, do not conclude agreements with the bank for large sums of money. It is pleasant and attracts more and more new customers to cooperate with the financial institution in question. Should you join this group of people? Perhaps the following information will help you make a more informed decision.
Online services
According to reviews about the Promsvyazbank establishment, for legal entities and private clients there is a way to remotely access any bank service. To do this, just use the appropriate online service. Among them are the following:
- Calculation of loan terms details.
- Application for a "Super Card".
- Application for opening a deposit.
- "YUMI Translation".
- Application for a shopping card.
- Credit card application.
- Online selection of a suitable bank card.
- Application for a consumer loan.
- Implementation of online transfer of funds from card to card.
- Application for an All Inclusive card.
- Application for leasing.
- An application for competent advice on brokerage services.
- Service "Business Market".
- Deposit Assistant.
- The service "Photo Account".
- Implementation of business registration.
- Application for a loan to the organization.
- Application for factoring.
- Making online reservation of a current account.
- An application for the purchase of an asset.
- Application for connecting merchant acquiring.
- Application for the formation of a salary project.
- Application for the connection of Internet acquiring.
Any of these services can be used by every client of Promsvyazbank. The company also offers pensioners favorable terms for using bank cards and deposits. This makes the institution even more attractive to customers. Moreover, for such partners Promsvyazbank offers interest on deposits incredibly beneficial. This is confirmed by reviews.
If there is any problem with the service at the Promsvyazbank institution, a hotline may come to your aid. Calling her, you can ask any questions.
Bank career
Building a career in the institution in question is not easy. To do this, you must have certain personal qualities. Moreover, for each individual unit they are different. Somewhere it is important to be persistent and persistent, somewhere - attentive and friendly. However, regardless of your nature, in order to achieve success in the company, you must focus on the following corporate values:
- Competence. This does not imply extensive experience. Rather, your personal ambitions and the desire to become a true expert in a particular field are important.
- Customer focus. It is incredibly important to be prepared to help clients, to delve into the needs of partners. The same participation is expected from employees in the process of their business communication with each other.
- Flexibility. This item implies the need to be ready to learn, learn new skills and processes, be open to new information.
- Optimism. Belief in yourself and in what you are doing is what gives strength and enthusiasm to the bank team to move on.
- Innovation It is expected from employees that they will not only be able to, but strive to improve familiar processes.
- Focus on results. The ability to achieve results, despite any difficulties and obstacles.
If you are characterized by such personal qualities, or you are ready to work on yourself in order to develop them in yourself, you can try to become part of the team of the bank in question.
Employee feedback
Many are interested in the inside view. What are the salaries at Promsvyazbank? How does it work in this institution? Interestingly, the reviews of employees can be found mostly positive about work at Promsvyazbank. They praise the atmosphere and relationships within the team. Of course, a lot depends on who will become your immediate supervisor. Many work at Promsvyazbank are attracted by the presence of a social package, as well as a good stable salary. The employees here hold on tightly to their seats. Among other things, pay rather big maternity. Some especially like the frequent corporate parties, which leave behind a lot of pleasant memories. Others appreciate the fact that all employees are regularly trained, and everyone has the opportunity to grow up the career ladder, provided that he will make the necessary efforts for this.
Feedback
You can contact the hotline of the Promsvyazbank institution at any time. Phone number can be found on the official website. The lines are different for individuals and legal entities. So, if you are a private client, then you can contact Promsvyazbank: phone number - 8 800 333 03 03. The service staff will answer all your questions. For legal entities who want to contact Promsvyazbank, a hotline was allocated separately: 8 800 333 25 50. On the company's official website, you can always leave your feedback or fill out the "mystery shopper" questionnaire.
Quality control
According to feedback from the Promsvyazbank establishment, the institution regularly monitors the quality of services provided to its customers. So, anyone can try himself in the role of "mystery shopper" with a personal visit to the bank or with a phone call to the support service. This helps to constantly improve the quality of services provided. Each client can leave a review about the visit to the bank or talk about how his employees behaved in an unusual situation. There is also the opportunity to tell about your impressions of using any banking product or to suggest your thoughts on how it could be improved.
The institution has formed its own public standards for customer service, which anyone can see. So, if you visit any branch of the bank, for example, Promsvyazbank in St. Petersburg, an employee of the institution will talk with you for three minutes. The institution prefers to make great efforts in order to preserve its reputation, which stands out from the competition.
Conclusion
So what is Promsvyazbank? This is a financial and credit institution, which is one of the ten most outstanding banks among those operating in the Russian Federation. For many years of honest and conscientious work, this institution has earned an excellent reputation among its partners and contractors. And such an opinion of third-party organizations and customers about the bank says a lot about its reliability.
Promsvyazbank offers a huge selection of various services for legal entities and private clients. Regardless of what reason you visited the department, its employees will help to resolve the issue that bothers you without significant time costs. Indeed, in relation to the provision of financial services, nothing is impossible for them. Any client can obtain loans on favorable terms, open accounts, use the services of Internet banking. For this, you don’t need to make special efforts or spend a lot of time.
Among other things, it is extremely easy to make payments on loans to PJSC Promsvyazbank. The details of the institution are freely available. They can be found on the official website of the bank. Others like the convenient operating schedule of Promsvyazbank. The working hours are as follows: the establishment is open on weekdays from nine in the morning until seven in the evening. Thus, even the busiest customers will be able to take a moment to visit the bank and resolve all issues that concern them. Also on the official website you can find the addresses of Promsvyazbank ATMs. At least a few of them are necessarily located where it would be convenient for you to use them. With this information you can plan your route in the most optimal way. All this in a special way attracts many people to become Promsvyazbank customers, and encourages current customers not to stop their cooperation with him. Is this the best and most eloquent recommendation?
Pay as much attention as possible to the choice of a financial institution with which you plan to start cooperation. Do not be too lazy to explore all the information about him, which is freely available. Do not ignore also customer reviews about the bank. Among other things, take the trouble to find out what reputation the institution has earned among its counterparties.
As a rule, the company's behavior in the market speaks more eloquently than any statements about what the bank’s philosophy really is in relation to its treatment of customers, as well as the honesty and integrity of its operation. But even after you familiarize yourself with all this information, and what you find out suits you, do not be lazy to carefully examine the terms of the contracts that you sign. This will protect you and your money from any negative surprises. Be careful and discreet.And in this case, the experience of your cooperation with the selected bank will cause you only the most positive associations. Make your choice so that you don’t regret it afterwards!