Thanks to the opportunity provided to users to carry out transactions with money on virtual accounts, the Yandex.Money electronic system has become very popular on the Internet. When performing operations with the available amount, the site requests special numerical details. From this article, the reader learns what a payment password is in Yandex.Money.
General concept
So, the user is interested in what is the payment password in Yandex.Money. It is a code intended for transactions with electronic money. With it, you can carry out any operations with the amount available on the account: make purchases in online stores, pay for all kinds of services, transfer funds to other wallets, withdraw and cash out capital. The character set invented by the user protects the electronic account from any extraneous attacks. For example, someone used a computer in a public place (university, cafe) to view mail and forgot to end the session. If a special code did not exist, then strangers would be able to use the amount available on the account. But to enter the electronic wallet you need to know the Yandex.Money payment password. How to recognize him and take possession of funds without the permission of the owner? It is simply not possible.
Essence
To complete the process of payment of the submitted invoice, you must enter the payment password in the system. If it is forgotten, the code word should be entered in the appropriate column. Password recovery is also carried out through the support service. The code number is only necessary when paying the bills presented to the user, it is not required when viewing the list of operations.
Any transaction is confirmed by a special set of characters, which is the Yandex.Money payment password. How to find out this code illegally? It is transmitted through specially encrypted channels, so the possibility of theft is excluded, except when the user has enabled the "use the payment password as usual" function. After entering 5 incorrect codes, access to the electronic wallet is temporarily blocked. Even if the user forgets to close the browser, after a quarter of an hour access to information will be lost, and no one will be able to manage the funds in the account.
History
A special code for conducting money transactions was created simultaneously with the Yandex.Money electronic system. Recovering a payment password in case of loss is not easy, therefore, it is currently used less frequently. Increasingly, SMS payment confirmations and security codes are used. For example, new e-wallets can now only be created using a valid mobile phone number. These measures were taken in connection with increasing the personal safety of users. Payment passwords could be easily stolen, as well as money from the account. With additional safeguards, this is much more difficult.
Recommendations
How to choose a Yandex.Money payment password? Code characters can be any. A minimum of 6 characters is recommended. A well-remembered payment password should be different from the usual code for entering mail. Caution in this case will never be superfluous. It is worth remembering that the system is case-sensitive. The user can change the invented data at any time, if it is not difficult for him to remember the Yandex.Money payment password, which is valid until the beginning of the replacement procedure. This action must be carried out if there is a suspicion that other persons have personal information.
Security
If the user already knows what the payment password is in Yandex.Money and does not want to face the problem of making payments, he must take appropriate measures.
First you need to bind a mobile phone. Next, write down the recovery code specified during registration in such a place so that it can be easily found later. Then you need to go to the "Security" section and follow the instructions for protecting your wallet.
Precautionary measures
Keep the payment password the same as the pin codes of any bank cards. It is worth remembering one significant point: employees can request information about the numbers of payment accounts and receipts, however, no one has the right to be interested in a payment password. Fraudsters have long learned how to copy information from computers using virus programs. Therefore, you should not enter personal data from unprotected laptops or computers in public places.
Billing Password Lost
Similar situations cause panic. Do not worry, because knowing what a payment password is in Yandex.Money and how it works, it will not be difficult to restore the code. If a number was attached to an electronic wallet, the task is greatly simplified. The user will receive a message with a billing number on his mobile phone. One nuance should be noted. Information will be sent only to the Russian number. Otherwise, the service will be unavailable.
What should I do if a user has forgotten the Yandex.Money payment password?
First you need to go to the profile on the site. On the page where payment is usually confirmed, click on the link "remember payment password". A window will appear in front of the user on which you need to activate the “receive SMS” footnote. The code will come within 24 hours.
After returning to the site, the user will find a letter asking to delete the previous payment code. And then everything is simple. You should click on the link “Delete old password” and enter the values indicated in the SMS in a special column. Then you need to come up with new data and confirm the actions performed.
What if there is no old number?
In this case, you must try to restore the SIM card. To complete this task, you should contact the office of the mobile operator located nearby. They will be able to restore access to the old number.
Other recovery options
Users often complain that the old number is hopelessly lost. How to recover the Yandex.Money payment password without SMS? If the number was not assigned to the electronic wallet, the procedure begins with sending information to the mailbox indicated during registration. The letter received by the user contains a link to go to the main stage. First, enter the date of birth. Then you need to remember the recovery code. A total of 5 attempts are given. Try to relax and remember the code. If the user entered the numbers correctly, the system will allow you to create a new password. But what to do when the code cannot be picked up even from the fifth attempt? Do not panic, you can get the money back in another way, however, in a difficult way.
Mobile Identification
If the password and recovery code are hopelessly forgotten, and the user still has not resolved the question of how to recover the Yandex.Money payment password without SMS and e-mail, he should submit an application on the site to link the new number to the electronic wallet. The owner of the account will receive a message with a code number, the rest must be done as indicated in the two previous paragraphs.
How to withdraw money from Yandex-wallet without a payment password?
If the recovery code cannot be recalled, you must go with a statement to any company office in Moscow or St. Petersburg. Funds will be returned to the new electronic wallet only if the owner indicated passport data. Users living outside these cities are required to send a statement with a signature certified by a notary to the address: 119021, Moscow, PO Box 57, Yandex.Money PS LLC.
The recovery procedure is complicated if a minor owns an electronic wallet. In this case, the presence of one of the parents and the child’s birth certificate is required. Alternatively, you can send a statement with notarized written consent of the parents to use the system by a minor. The letter must include the child’s birth certificate.
Enhanced Authorization
The permanent code is the basic level of protection for an electronic wallet, and, in theory, the user should not have it. Now few complain that they forgot the Yandex.Money payment password. If a system participant wants to secure his account at Yandex.Money, then he can refuse to use the standard method of protection and switch to such advanced techniques as the use of one-time passwords. When making payments, connecting and disconnecting services, changing personal data, the user will need to enter a new unique character set each time. Such measures prevent the possibility of interception and theft of a password. Any significant actions with the account can be carried out using two methods. The user chooses how he will receive the character set: he will get a code table (jpg-file or plastic card) or use the service from the electronic token screen.
Switching from a payment password to one-time codes
Any of the above method can subsequently be changed. Money for switching to one-time passwords is charged only once. Next, only the use of an electronic token is paid (when choosing this type of key).
You need to activate the "Go to one-time passwords" footnote. The user should pay for the service, and then choose the type of key. You can choose from codes in the form of a jpg file, a plastic card or an electronic token with a table. After that, follow the prompts of the system.
The code table in the form of a picture is available for free download on the official Yandex website. Plastic cards can be ordered in the city of Moscow, St. Petersburg, Yekaterinburg. Now electronic tokens can be used for free, but this requires special invitations. Perhaps later the rules will be changed.
Note to user
The use of one-time passwords is possible only when making payments using the Yandex.Money website. Other financial services (for example, Yandex.Direct) will still require a normal payment password from the user.
Switching to one-time codes is an irreversible service. After connecting it, it is not possible to return to using your own payment password.