Sberbank of Russia offers customers various plastic cards. Each of them has its own advantages. They are issued under the Visa, MasterCard and Maestro logos. Now you can arrange plastic not only when visiting the office, but also online. How to get a Sberbank card via the Internet is described in the article.
Can I perform the procedure online? Using modern methods of acquisition, each client can choose the optimal type of payment system. Making a card online is easy. Remote application allows you to issue plastic with an individual design. How to get a Sberbank card? You can do this by visiting the office or online.
Order
Not everyone knows whether it is possible to get a Sberbank plastic card via the Internet? First of all, you need to determine - classic plastic is required or with an individual design. If the second option, then you need to visit the official website of Sberbank, upload a picture with a picture. In addition, you must fill out an application for an invoice. This service is paid. Such plastic costs about 500 rubles, but the price may vary (this can be found on the website).
The application is reviewed in 2-3 business days. During this period, the creation of plastic is not performed. With the approval of the client, the bank sends a request to the employees for the issue. Production takes 45-65 days after a positive decision.
Existing customers with a debit card are provided with credit on favorable terms. Submit an application for it by using a request through your personal account. The answer arrives within 2-3 days. Usually the application is reviewed on the day of filing. And the decision is made during the day.
Decor
How to get a Sberbank card? There is one way to do this:
- It is important to choose a card option and a bank offer.
- Visit the official website.
- Log in to your account.
- In the "Cards" section you need to fill out an application.
- You can wait for a decision.
How to get a credit card of Sberbank? The opening of such an account is carried out according to the above procedure. It turns out that if there is a regular account, the client can get a loan at this institution. Redeeming it will be very convenient.
Card selection
How to get a Sberbank card? You can visit the bank branch by providing the specialist with documents. An application will be drawn up, after which the client will be asked to wait for a decision. If it is positive, then clearance takes place. The client will need to read the terms of the contract, and then sign it.
If you visit the bank office, the borrower is offered a choice of cards. In this institution, 2 types of plastic are made out :
- Debit . Only your savings will be in this account.
- Credit . The account has credited funds, but there may also be personal ones.
To choose the right plastic, the specialist asks a few questions. If the client has his own savings, it is better to issue a debit card. And with a frequent lack of personal funds, you can get a loan product.
Design Features
During registration, the system will prompt you to select the type of card. Now 3 types of plastic are produced, which differ in features:
- "Standard" . A minimum of services and an optimal price are provided.
- Gold . This product is considered privileged, thanks to which you can use the services offered by the bank. With such plastic are provided: round-the-clock service, personal manager, quick receipt of money.
- Platinum . This product is considered the most privileged, especially for regular travelers.
What is better to choose, the client can decide for himself. The main thing is to get acquainted with the advantages and disadvantages of each product.
Payment system
It will also be offered to choose a payment system. The client must understand each:
- VISA INC. With this system you can pay in rubles and dollars.
- MasterCard Worldwide. Thanks to this financial product, it will be possible to pay for goods and services in rubles, dollars, and European currency.
- American Express The system is ideal for traveling outside of Russia.
For convenience, in the section "Selecting the receiving address", you can select the nearest office. Then you need to click "Submit" and write down the appeared code of 8 digits. After notification of the arrival of the card, you need to visit the office, giving the code. A passport is also required. This is all instructions on how to get a Sberbank bank card.
Salary card
This is a standard debit card to which you can transfer money, withdraw it at an ATM. It works like a passbook. There are no credit limits on it, although some accounts provide for the connection of an overdraft (a small allowed loan).
Salary cards are called because they are registered in the salary project of the bank. Usually they are drawn up at a banking institution on behalf of the employing organization after submitting documents. The management enters into an agreement for opening and servicing the card; employees do not need to do anything in such cases. They are given a package with a pin code.
It is impossible to get a Sberbank salary card via the Internet. If a new employee has a debit card, then it can be used as a salary card, but everything is discussed with an accountant.
Production time
You need to know not only how to get a Sberbank card, but also the timing of its production. It depends on the type of product issued. For example, Maestro Momentum is provided on the day of treatment. A standard registered 1-2 weeks are created. It takes longer to produce plastic with an individual design.
Activation
After receiving the card, it will not work immediately, first you need to activate it. Automatically activation occurs the next day. To use plastic immediately, you need to go through activation at an ATM. To do this, enter the pin code, request a balance.
What is the cost of servicing a card? A yearly fee is charged. The tariff is determined by the selected product:
- Maestro, Visa Electron - 300 rubles.
- Youth - 150 rubles.
- “Give life” - 1000 rubles, then - 450 rubles.
- Aeroflot - 900 rubles, and then - 600 rubles.
- MasterCard / Visa Gold - 3000 rubles.
Card Benefits
Sberbank has a developed network of ATMs, which are even in small towns of the country. In these devices, you can withdraw funds without commission. You can pay with a card for goods and services, not only in Russia, but also in other countries. If a salary project is drawn up, then the costs are paid by the employer.
The issued account will be a reliable wallet and savings book. With this banking product, you can quickly and through the Internet pay for various services. Even on a debit card there is the possibility of obtaining a loan. For regular customers there are preferential terms for using various services. Also offered to participate in promotions, programs that allow you to take advantage. Thus, the design of the card will be beneficial. You just need to choose the right banking product, and also learn about all its advantages.