With the development of the Internet, users have many opportunities not only to search for and transmit information, but also to purchase goods, pay for mobile communications, utilities, and make transfers to other people. All this became available with the advent of payment systems such as Yandex. Money ”,“ WebMoney ”,“ Qiwi ”. The number of options for carrying out calculations for the work done by freelancers and private entrepreneurs has also increased.
One of the most popular services is Yandex. Money". Before you start working in the system, accepting and transferring funds, you need to create Yandex. Wallet". Russia and its inhabitants are the main users of this system. But anyone can register an account from another country. Please note that all transfers are made only in ruble currency.
For the convenience of owners, developers have the opportunity to create Yandex. Wallet "both on a PC and on a mobile device. For the full use of the service, a smartphone, tablet and laptop are also suitable.
What is required to create Yandex. Wallet "using PC
The procedure is simple and understandable even to an inexperienced user. In order to create Yandex. Wallet ”, it’s enough to have:
- Desktop computer or laptop.
- Internet access.
- Mobile phone.
- A few minutes of free time.
The ability to create Yandex. Wallet ”free of charge with registration in any services of the system has every PC owner. You cannot receive a wallet without an existing account.
The registration process in the traditional way
To create, go to the service page. If the account already exists, click on “I have a Yandex username”, wait for the redirect to the Yandex. Passport ”and enter the data. Otherwise, in order to create Yandex. Wallet ”, in the appropriate fields the desired name of the Yandex mailbox is indicated.
If there is an entered name in the database of user accounts, the system will offer you to choose the ability to come up with a new address or give preference to one of the likely free names. In the following fields, a password is generated and duplicated for confirmation.
In accordance with the current legislation of the Russian Federation, the indication of e-mail and a mobile phone is a mandatory requisite during operations and also serves to identify the user. Therefore, in the field “mail for notification of payments”, an electronic address is indicated to which information about receipt, debiting of money in the form of messages and checks is sent. Next, assign a mobile phone number. Subsequently, SMS messages with passwords are sent to it, with which the owner confirms the operation. Due to the fact that “Yandex. Money ”is a Russian payment system, it is allowed to use only a mobile number in a format starting at +7. After clicking on the button “Create Yandex. Wallet ”, an SMS message with a password will be sent to the specified phone to confirm the decision to register an account and wallet.
Creation is completed, and you can begin to familiarize yourself with the functionality, replenish and pay for services and goods.
Social wallet registration
Another way to create “Yandex Wallet” for free and from a computer is through linking your Facebook, VK, Twitter, Mail.ru, Odnoklassniki or Google social networks account. After choosing a convenient option, you must confirm the possibility of Yandex access to your account data.
Advantages of the method:
- Ease of registration.
- Getting all the features of Yandex services: cloud storage, mail account, etc.
Disadvantages:
- When you delete a social network account, Yandex.Koshelek is also destroyed.
- If third parties gain access to the account, the opportunity to use the wallet also opens, which is fraught with the loss of money and data.
It should be borne in mind that in order to perform certain operations, having an Yandex account. Money is not enough and the newly created account has a number of restrictions that can be removed by changing the status of the user. To do this, just go through the identification.
Statuses and differences
Initially, a wallet with minimal capabilities is created and has the status of “Anonymous”. The owner can pay for goods and services within the Russian Federation and has restrictions on the amounts of 15,000 rubles. for payments and 5,000 rubles. for a one-time withdrawal from Yandex. Cards". Transfers to other persons are prohibited.
"Name" status is assigned after reporting personal and passport data of the owner. At the same time, it becomes possible to pay for foreign goods and services, the amount of payment increases to 60,000 rubles, the limit on the amount of money for withdrawal does not change. Access to bank transfers and transfers to other persons is opened.
The status of the “Identified” wallet appears after an in-person confirmation of the identity and reality of the owner through Yandex offices, contacting the salons of the Euroset, Svyaznoy network or by mail of the Russian Federation. Maximum possibilities and increase in amounts for payment up to 250,000 rubles., The limit on one-time withdrawal from the card is increased to 100,000 rubles. and there is access to transfers through Western Union, Unistream.
Passage of identification for citizens of other states
The ability to create a Yandex. Money ”in Russia are citizens of any country. However, access to full functionality, a simplified procedure for passing the identification of the owner is not available to everyone. Citizens of other countries can confirm their identity only by contacting Yandex. Money ”, Euroset communication stores, or by sending a letter through the mail of the Russian Federation, providing a certain package of documents and paying, if necessary, the services of a notary and translator. An exception has been made for Belarusian citizens, and identification can be done at the same points, but using an abridged list of required documents.
Create Yandex. Wallet ”in Belarus is also possible. Identification is carried out through agents of the payment system in the cities of Brest, Bobruisk, Vitebsk, Gomel, Minsk and Mogilev. Verification of identity through Sberbank is also available.
In some situations, you need to create a Yandex. Money ”is fast, but there is no access to a PC. Many people have a mobile device or a tablet in their pocket.
In this case, the question arises, how to create Yandex. Wallet "from the phone and whether this service is free." The developers have provided a similar opportunity. To do this, install Yandex. Money ”from the Play Market for Android or the AppStore with iOS.
Create a wallet from a mobile phone
Requirements for the mandatory presence of a Yandex account in the case of the creation of Yandex. Wallet ”from the mobile device is saved, and the process starts in the same order.
To simplify the registration procedure, you can use the accounts of social networks “VKontakte”, “Facebook”, “Google”.
When creating an account directly, Yandex will fill in the fields with information about the last name and first name, the desired name of the email, password and mobile phone number. An SMS message with a code is received on the smartphone or tablet to confirm the creation of the page, which is entered in the application. This completes the wallet registration process.
Create Yandex. Wallet ”can be any of the proposed options. The ability to use the service is provided immediately after registration. But an important issue is the safety of money and the restriction of access during further work with Yandex.Money.
What security measures can be taken
It is highly advisable to consider the following recommendations:
- For the safety of finances in the future, it is recommended to open the wallet to a new email address.
- Do not leave your mobile phone unattended. Optimal is the presence of two devices: one has a SIM card with an attached number, the other is designed to install an application from Yandex.
- Periodic replacement of the password to the Yandex mailbox will limit the possible access of third parties.
- If you lose your mobile phone, you should immediately contact technical support.
- When using "Y. Kard" it is necessary to follow standard recommendations that apply to bank cards of other systems and banks.
Why use Yandex. Wallet "profitable
Many users who once had the opportunity to use the Yandex. Money, ”became its regular customers. There are several reasons for this:
- Reliability. The service has existed for many years despite all the crises and has extensive experience in providing services within the framework of the current legislation.
- Instant translations. On average, 1-2 minutes is enough from the moment the money is transferred until the money reaches the recipient's account. Only in the case of bank transfers to the current account, the required time is slightly longer and can reach 1-2 days.
- A large number of goods and services. Using the payment system, you can pay almost anything: mobile and utilities, goods in online stores, repay the loan.
- The ability to output to a plastic card. Any user, if they have the appropriate status, can withdraw money to a bank card and withdraw it through an ATM.
- Ability to accept payments. Connection to the Yandex. Money ”is beneficial for sellers and online stores.
Currently, users connected to the system can accept payments from the population for goods and services through the site, by transferring from the card to the seller’s bank account.