Sberbank Visa Electron payment card allows its holder to pay in trading terminals and receive funds through ATMs in many countries of the world. Any resident of the Russian Federation who has reached the age of fourteen can find it in the city branch of Sberbank at the place of its registration. And in some cases - and in other branches and branches of the bank. Visa Electron Sberbank cards are basic and optional. Their main difference is a more in-depth set of functions for additional ones. In addition, its owner may be a non-resident of the Russian Federation. However, in order to receive an additional card, a written statement of the main holder will be necessary. They can also be received by relatives of the owners of the main cards.
Sberbank's rather cheap Visa Electron payment card is an affordable opportunity for a large number of Russian citizens to meet their needs for simple financial transactions, which include such functions as:
- the ability to receive funds on the card (including salaries);
- Settlement using trading terminals (including abroad);
- money transfers using mobile services;
- account management using an Internet resource, etc.
Currency versatility of the card
In addition, Visa Electron Sberbank is a multicurrency payment instrument, that is, the card can have both rubles, US dollars and euros on the cardholder’s choice. The validity of the card is limited to three years, and the cost of maintenance is 300 rubles per year.
Uncomplicated feature set
However, along with a large number of advantages, this card has some disadvantages that arise in connection with providing only the basic functions of a means of payment for its owner. One of the most sharply highlighted minuses is the impossibility of fixing the account to the financial systems of online stores in Europe and the USA. For example, to carry out settlement activities with the international electronic payment system Paypal Visa Electron, Sberbank, although it has an account in dollars, will be technologically simple. This is due to various restrictions of banks on independent online transactions on the card. In addition, with the feature of checking the CVC code (Card Verification Code), which, in turn, is missing from it. But you should not be wasted on such an insignificant occasion, since if necessary Sberbank can provide other electronic payment cards with a deeper list of functions, including providing for the possibility of cooperation with Paypal, eBay, as well as other Western organizations.
Reasonable price
Sberbank owner Visa Electron, who does not need to contact various foreign payment systems, will be much cheaper to manage the contents of a more simplified, but quite satisfying his device needs.
Moreover, today services associated with any financial transactions are expensive. However, no one asks to go bankrupt for the functions of these services that are completely unnecessary for a bank client. And in today's economically unstable, crisis time, this kind of recklessness is, of course, meaningless.