Even in unstable economic situations, many people manage to make repairs, buy cars or real estate, and relax in expensive resorts. The opportunity to take a loan is now provided by many banks, including Rusfinance Bank. How to find out the loan balance so as not to be blacklisted for late or inaccurate payments, we will consider further.
Bank office
In order for a financial institution specialist to be able to help and answer questions, you need to have:
- identity document;
- loan agreement;
- schedule of monthly payments.
The employee may provide information exclusively to the borrower of the Rusfinance Bank institution. How to find out the loan balance? Ask for a statement of the current credit account, where the balance to be paid and past payments must be indicated.
Hotline Services
As in any financial institution, the Rusfinance Bank hotline helps solve problems.
Usually such a service works around the clock. Therefore, if the borrower has a need to find out if he has a loan debt, or to clarify the amount of the next payment, as well as solve other issues, you can call the hotline and check with a specialist.
Most often, the telephone hotline is indicated on the first page of the loan agreement. In addition, it is free.
To find out the debt, the borrower needs to call Rusfinance Bank toll-free number. How to find out the loan balance? Give the specialist a loan agreement number and passport details. The manager will indicate the amount payable. The only negative in such an operation is that the borrower will not have in his hands a statement of the credit account with the balance.
ATM. Internet banking
Those who don’t want to go to the bank’s office or wait until the operator answers, you can use the ATM of the Rusfinance Bank organization. How to find out the loan balance through an ATM? It is enough to insert a card and click on the “Bank statement” button. All information will appear on the screen of the device, or you can request a check with information on the balance.
It is even easier to find out about the current balance through your account on the site. Here you can not only keep track of current loan balances, but also control incoming and outgoing transactions.
In your personal account is always written:
- how much the borrower must pay for the current month;
- loan interest rate;
- principal debt;
- amount to early repayment.
In order to avoid delays and penalties, you need to periodically monitor the information on the loan and try to pay off all payments on time. It is better if there is always some amount to be debited to the credit account.