Today, taking a loan is not a problem at all. Newspapers are full of ads, banners are hung around the city. Less percentage, simpler conditions, just one document, 15 minutes to complete ... Is that familiar? But if you needed a loan, then you should carefully weigh all the offers that are on the market, and choose the best one among them. Today we’ll talk about the company MBK-finance. Reviews emphasize that this company entered the market 8 years ago and for many people has become the optimal solution to financial problems.
General information
Thanks to partnership with leading banks of the country, the company has every right to be called the best in its field. Why conclude contracts with second-tier banks, because the interest rate in this case is much higher? What do customers get? Individual approach in the first place. There is no typical scheme for each. Based on your requests and opportunities, a package of offers will be formed.
From all this, a package of services is provided by MBK-finance. The reviews emphasize that in each case, you can count on the minimum time for considering a loan application, as well as the optimal loan conditions.
You are served by professionals
This is one of the leading priorities of MBK-finance. Reviews emphasize that you can come here year after year, and each time you will meet the same employees. The vast experience of the staff allows you to quickly find a way out of any situation, apply time-tested decision mechanisms.
There are no typical schemes. In each case, there may be a combination of circumstances. Company managers will consider lending options that are optimal for the client. Having considered the provided package of documents, they will be able to offer the most loyal loan programs.
Quick help
If you don’t have time to collect information and wait for approval for a few days, then contact MBK-Finance. The reviews fully confirm the information that the lending conditions are absolutely transparent. There are no hidden percentages and double interpretations. Clients receive a large number of various loan programs, among which you will surely find the optimal one, which is not too heavy a load.
It is one thing if a private person needs several tens of thousands for urgent expenses. And it’s completely different when a business needs substantial financial assistance. Here you are ready to offer the most loyal programs worth up to 50 million rubles.
Unique confirmation system
If you have already been to banks, you well know how long it sometimes takes to wait for a final decision. The preparation of necessary certificates and documents, bureaucratic delays - all this significantly slows down the receipt of credit assistance. Reviews of the MBK-finance company repeatedly confirm that everything is done here in order to expedite these procedures. The company management has developed a unique parallel confirmation scheme. That is, while you are filling out documents, the system analyzes the data received and checks the credit history. This reduces all possible hitches. As a result, the issuance of a loan in the amount of 500 thousand rubles can take no more than an hour.
Main advantages
To evaluate the activities of the company, you need to analyze the reviews. MBK-finance (Kitay-Gorod) is today a well-known credit institution. Most regular customers evaluate its benefits as follows:
- All decisions are made quickly. Here, as nowhere else, they understand the great employment of businessmen. Therefore, managers appreciate every minute of your time.
- Convenience. This point is hard to deny. While you are relaxing with a cup of coffee, your documents are checked at several leading banks. And within an hour you get an answer.
- Individual approach. Situations are different. But managers are not scared if they are approached by a client with an incomplete set of documents. They will definitely try to help him. Perhaps the conditions will not be so loyal, so carefully study the terms of the loan before signing the contract.
Cash loan without collateral
This is the most popular lending scheme for individuals. So the opportunity is born to receive cash for the embodiment of their ideas today. Use credit money as you see fit. It can be a vacation or a wedding, repair, car purchase or training. In the modern world there are a huge number of opportunities, and for their implementation, often only one thing is lacking - money.
Customer reviews of MBK-finance suggest that both existing lending schemes are very convenient. Money can be received on the same day, in just an hour. Let's take a quick look at each of them:
- "Express loan." The amount here is limited to 800 thousand rubles, which is quite enough for most domestic situations. To get the money you need only a passport. Loan terms up to 7 years, rate from 19% per year.
- "Cash money." This is a profitable loan with a large amount of money issued on hand. The amount can reach 3 million rubles. But the term is reduced to three years. The interest rate remains the same.
Collateral lending
Judging by the reviews of employees, MBK-finance quite often works with this particular product line. If you need a large amount of money for the long term, then this will be an ideal option. There are several schemes, each of which may become interesting for you:
- A classic loan secured by real estate. This option will allow you to get money for various purposes at a low interest rate for the long term. And you do not need to part with your property. Amount from 500 thousand rubles, terms up to 25 years. Rate from 13%.
- Credit line. If clients need credit funds not once, but for some time, then this option will be an ideal solution. A loan can be taken in parts and repaid in the same way. The amount of 500 thousand, the terms of up to 25 years, and the rate of 15% per year.
- Reimbursable leasing of real estate.
- Lombard lending. It doesn’t matter what your credit history is, whether there is a confirmed income. In exchange for a general power of attorney for your housing, you receive an amount of 500 thousand. The term is up to 10 years, the rate is 2% per month.
- Collateral loan for two documents. To get the money, you only need a passport and a document of ownership. Credit funds can be used for any purpose. Lending conditions are the same.
Mortgage on a new building
The demand for this program is growing every year. This is understandable, secondary housing is aging, and no one wants to buy what was built after the war. And the purchase of a new one becomes even more real when we analyze the conditions of MBK-finance. Reviews from satisfied customers indicate that the company saves a lot of time. You no longer need to go around dozens of banks and leave a document folder in each of them. An experienced manager will do everything for you.
There are several programs that make it possible to find your own housing:
- Classic mortgage. For you, managers will select the best conditions from existing mortgage lending programs. Amount to issue up to 20 million rubles. The term is up to 25 years, and the rate is 10% per annum.
- Mortgage secured by real estate. This is an opportunity to become the owner of new housing, in this case, you can get a loan secured by real estate, with various proof of income. The amount starts from 1 million rubles. The term is 25 years, the rate is 11%.
Refinancing and financial recovery
Reviews of MBK-finance (Moscow, Kitay-Gorod) emphasize that the company makes it possible to make the loan load easier. The client has a chance to apply immediately to several leading banks and study the conditions of each of them. The following programs work:
- Closing current delinquencies.
- Consolidation of loans into one.
- Reduced one-time payment depending on the interest rate.
- Receiving additional funds.
Real estate transaction support
This is another important point that reviews say. “MBK-finance” (photo of the office is presented in the article) offers a full range of qualified services when accompanying transactions with your real estate. You do not have to worry about the cleanliness of the transaction, experts will check all the documentation. The following package of services is provided:
- Getting information and statements.
- Registration of inheritance.
- Privatization of real estate.
- Transaction support, i.e. preparation of necessary documents. Specialists will pre-evaluate and study the situation, which guarantees high-quality execution of real estate transactions.
Services to legal entities
Businessmen need cash like no one else. The company provides several business support programs:
- Development finance. Under this program, you can take a loan to replenish working capital. Amount up to 300% of average monthly revenue. Period up to 5 years, interest rate up to 18% per annum. If a loan is secured by real estate, the term is extended to 20 years, and the amount - up to 500 thousand.
- Accounting service. If you do not want to hire a competent accountant on staff, then outsource this work. The company will provide competent support for your business.
- IT solution for business. This is the widest range of services that will solve problems and tasks for your business: development and creation of sites, promotion and optimization of sites on the network, construction of an IP-telephony system, audit of Internet resources.
It turns out that a huge layer of work can be outsourced, eliminating the need to hire a number of employees who do not always cope with their tasks, require experienced mentoring, constant monitoring and verification. In the case of a third-party company, everything is much simpler, it is enough to set a task.
Employee reviews about MBK-finance are surprisingly warm. To date, the company has 3 branches, which employ about 50 people. This is a young and very friendly team, which includes specialists of various profiles. Managers make significant efforts to ensure that the work in the company brings employees pleasure. This is a comfortable environment in the office, and paid corporate communications. In addition, employees are constantly trained, participate in interesting corporate trips. The fact that new employees are required only when expanding the staff already speaks volumes.