This package of services provides a valuable opportunity for entrepreneurs, which is expressed in solving problems with cash. Easy Start tariffs in Sberbank are suitable for medium and small businesses that are confidently afloat.
Easy Start Service
Sberbank PJSC provided its customers with a new Easy Start service package with free service. The banking product is aimed at beginning entrepreneurs who are taking their first steps in business. The package of services implies the complete absence of a commission for opening a current account and an additional payment for its maintenance. Also, a banking organization does not charge an additional fee for conducting internal operations. The client can receive a business card that is tied to the account of a legal entity and use it for free during the first year.
Using this banking product, entrepreneurs can accept payments to bills for services provided, make various payments inside Sberbank, and also pay taxes and fees. Also, the “Easy Start” service package from Sberbank provides for a free withdrawal of funds to an individual’s account. This program is a profitable banking product for beginner businessmen. Free maintenance is a great opportunity to save money and then invest in a business.
What includes the service package
The Easy Start service package includes a free transfer of funds to the account by bank transfer and a free annual business card service. Clients can open an account for free and receive as a gift up to 120,000 rubles for advertising a business on the Internet.
The tariff offers such services as:
- provision of an extract;
- making payments to the budget;
- transfers to accounts of individuals up to 150,000 rubles;
- mobile bank.
The service package includes the following additional options:
- acquiring
- business card;
- online cash desk;
- salary project;
- lending;
- insurance;
- leasing
- bank guarantees;
- currency control and foreign economic activity;
- collection.
In reviews of the "Easy Start" from Sberbank, they say that there are no gaps between settlements with counterparties. Customers spend a minimal amount of time and effort on various operations.
How to connect the tariff
Customers can open an account on the bank's website online. For the final opening of the account, you will need to come to the nearest office of Sberbank and provide the necessary documents for registration. The total duration of the procedure is 1 hour. Entrepreneurs can connect additional options to the free package in the form of self-collection, acquiring, etc. Options are selected depending on the direction of the business.
In the event that the presented package of services is not enough, the entrepreneur may switch to another tariff plan. In this case, no additional re-registration of documents is required. To switch to another tariff plan, it is enough to send an electronic application online through your personal account. Customers can manage using a mobile application or online banking. These are the most complete tools that allow you to effectively manage cash flows.
Main disadvantages
Despite the fact that the conditions of the “Easy Start” from Sberbank are attractive, the following disadvantages of this service can be distinguished:
- direct imposition of additional services to customers;
- technical failures;
- inflexible line of banking products;
- chaotic location of information on the resource;
- expensive paperwork;
- application of 115 Federal Laws;
- slow service.
In reviews of the “Easy Start” from Sberbank, they say that, despite the lack of a service charge, entrepreneurs have to bear additional costs. For example, certification of a signature card, commission for making this amount and payment for certification of a seal. In the negative reviews about the "Easy Start" from Sberbank, they talk about a long-term transfer of payments and boorish attitude of support staff.
How to open an IP account
Before opening an account, it is necessary to conduct an economic analysis of the organization and select the optimal “Easy Start” tariffs (Sberbank). Customers can use a special service on the official website of the bank. After processing the data, the client will be provided with information about the most suitable package of services that a credit institution can offer
Then you will need to fill out a questionnaire and fill out an application. After that, the customer is given an individual account number. The duration of the procedure is no more than 5 minutes. At the last stage, the client will need to visit a branch of Sberbank in order to open full access to the provided account and other additional services. In order to switch to the Easy Start tariff from Sberbank for individual entrepreneurs, the client must provide the following documents:
- extract from the register;
- charter (memorandum of association);
- passport of the official responsible for managing cash flows;
- print samples and signatures;
- information in a special form;
- license to carry out activities;
- document confirming the authority of the head.
Sberbank PJSC offers customers additional paid services, among which are the following:
- Serving a business card from the second year of service for 2500 rubles.
- Settlements with legal entities on a paper document - 500 rubles.
- Money transfers to other banks - 100 rubles (starting from 4 payments).
- Cash withdrawal - 5% of the amount.
- Account replenishment - 0.15% of the amount.
Conclusion
The tariff presented by the bank has many positive aspects. Entrepreneurs can start cooperation with the bank with this tariff plan. In the event that the options presented are not enough, customers can switch to another package of services. With this package of services, entrepreneurs can start a business with a reliable financial partner. At the same time, the client receives the necessary package of services for doing business. There are various reviews of “Easy Start” from Sberbank, since the offered range of services is quite limited.
Sberbank PJSC has long been practicing a remote customer service policy. With this tariff, an entrepreneur can separately keep budgets - business accounts and a personal wallet. A business card provides the opportunity to pay any costs, cash out funds and deposit them into an account. The legal cash turnover provides a bonus in the form of various discounts. Positive customer reviews suggest that this banking product is ideal for young entrepreneurs. This product allows you to carry out calculations, control the movement of funds in the current account and perform other operations. The “Easy Start” package from Sberbank has positive reviews because it allows you to implement and scale business ideas of entrepreneurs.