One of the most popular topics discussed in the news and economic programs is investing. Often news blocks are filled with discussions about the need to attract foreign capital in various sectors of the economy, economy and industry. However, investments are not only multimillion-dollar sums and boring incomprehensible monologues of economists. There are types of investments that do not require specialized knowledge or very large amounts from participants. With the help of competent investment, almost any person is able to increase their savings.
We will deal with the definition
In the broad sense of the word, an investment is a long-term financial, tangible or intangible investment in an enterprise, object or project whose purpose is to make a profit after a certain period.
The specificity of investments is that the investor does not get a quick result, as he expects many years of operation of his investments. When investing, large one-time costs occur, which then bring big savings in future expenses or good, stable, long-term profit.
Who can invest
The modern economy cannot do without such a financial instrument as investment. Both international conglomerates, financial organizations (banks), and private individuals can carry out activities related to making long-term contributions to various projects.
To conduct investment activities, the investor, at its discretion or in accordance with the recommendations of the consultant, manages its financial assets, securities or tangible assets (buildings, infrastructure facilities, equipment, raw materials). Also, intangible assets (rights, patents, intellectual property, goodwill) can be used as investments.
Investment Features
Along with the fact that the definition of investments contains the word "investments", they have several differences from other types of deposits:
- Investors expect to make a profit over the long term. In practice, transactions that last more than one year are already referred to as investments. Moreover, the presence of an economic effect is planned for several years. A short-term investment that promises a quick return on investment is speculation.
- The main condition for investment is the availability of profit. In this they differ from numerous unprofitable investments.
Why you should be interested in investing
Today, in order to feel confident, it is not enough to accumulate a tidy sum. Such a phenomenon as inflation, sooner or later “eats” all the savings, leaving only disappointment and resentment.
A variety of investment ideas that are designed for investments of almost any amount allow not only to protect money, but also to increase it.
By investing in profitable stocks or in the production process of any product in demand, you can ensure a regular economic effect on your capital. Depending on the size of the investment and the ability to manage it, the profit obtained can become a reliable multi-year source of income. In order for the investment to be truly successful, it is worth having an idea of its types and directions, as well as existing risks.
Brief classification
There are several indicators by which the classification of investments is performed. These are the volumes, terms, purpose and geography of investments, as well as other characteristics. Most often they talk about the following types of investment:
- Reinvestment. This type of activity is carried out for the sake of receiving money.
- Intellectual. It provides for investments in the education and training of qualified personnel in order to further expand the business.
- The real one. Finance is invested for a long time in the selected industry of production of material assets.
- Capital-forming. Here we are talking about buying land, real estate, apartment renovation for rental purposes or about a vehicle that will become a source of future income.
- Direct. The purchase by legal entities and individuals of certain stakes in enterprises. These actions allow shareholders to make a profit in case of successful operation of the enterprise, as well as give them the right to vote.
- Thesaurus. With such an investment, the investor buys gold, gems or antiques and expects the time when the value of these items will increase significantly. Then he sells them and makes his profit.
- Portfolio. It differs from the direct one in that the shareholders who bought the securities do not participate in the work of the enterprise.
It is extremely difficult for a beginner in the field of investment to navigate. The easiest way to get acquainted with the possibilities of electronic trading on stock exchanges. However, here you can not do without instructions and competent advice, otherwise the process of work will be more like guessing. To facilitate such an activity, specialists develop investment ideas in the stock market. They can be called tips, recommendations, or even an algorithm of correct actions aimed at more efficient trading of securities.
Investment ideas - what is it and why are they needed?
The product of investment market analysis is the investment idea. It is developed taking into account the actual and forecasted price fluctuations on the exchange. As a rule, this information is published by broker companies, such as CJSC UK Progressive Investment Ideas, to attract and retain their customers.
The income of Internet brokers directly depends on the number and volume of transactions that their customers make, as each operation brings them a fixed commission. To stimulate customers to increase the number of transactions, broker companies offer them many different products, including investment ideas and various types of analytical reviews of the market situation.
The reliability and accuracy of ideas is a prerequisite, as it is in the interests of the broker to win customer loyalty and trust. After making sure that the investment ideas work, the client stays with the broker and continues to actively buy and sell shares.
Types of Investment Ideas
Exchange clients use completely different strategies in their activities: some are set up to make several transactions during the day, others after buying shares are ready for a long wait for the growth of their value. The types of investment ideas are determined by various strategies for investor behavior:
- Short term . This idea is also called an online idea. It is based on operational political, economic and corporate news or technical analysis. For the day of change, stock quotes can reach several percent. A well-formulated and correctly presented investment idea helps to make good money on fluctuations in the exchange rate. In some cases, earnings can range from 3% to 10%.
- Medium term . Designed for customers who can not devote much time to trading stocks. Such investors prefer to earn on changes in quotes related to the influence of corporate news and the situation in the relevant sector of the economy. The most successful enterprises can provide their investors with very good growth in quotations.
- Long term . Its peculiarity is that the result is significantly delayed in time. Most often, such investment ideas are used to work with shares of enterprises from the "second tier". This is the name of those companies whose size and reputation do not allow them to be on the leaderboard. Despite the small number of transactions made with the shares of these companies, they are able to give investors a good stable profit. Often the lack of popularity of such enterprises is due to their underestimation. The task of an investment company is to search for such a promising object, assess its economic condition and conduct a full analysis. The formulated idea of the investment project allows you to get a decent result for all participants in investment activity: investors, owners of the enterprise and the intermediary company. As a rule, long-term projects are characterized by reduced risks, which makes them attractive for beginner exchange customers.
Main sources of information on investment ideas
When starting work in the field of investment, it is easiest to follow the advice of experienced brokers with a solid track record. In addition to independently studying the information published by broker companies, such as the New Idea investment group, you can attend specialized courses or get information from the relevant literature.
Investments and TV
For residents of Russia, there is an opportunity to get this valuable information with little or no effort. An interesting and popular project was the program "Financial Strategy" on the channel "Russia 24". The investment ideas that are voiced in it become relevant and valid algorithms for manipulating profit-making from trading activities on the exchange.
A feature of this program was a description of the risks that are invariably inherent in exchange activities. Over time, the project has grown so much that it has gone beyond the boundaries of a television studio, and now everyone can turn to investment strategists through the communication line on the site.
Investment market leaders
At the end of last year, the best investment ideas - 2015 were offered to their investors by organizations such as Moscow Exchange, Aeroflot and Sberbank. Despite the dire situation with the dollar and oil prices, their shares showed an increase of 20-65%.
Effective investment ideas in 2016 were proposed by large backbone enterprises (PJSC NK Lukoil), undervalued companies with a fast pace of development (PJSC Magnit) and highly efficient companies with low competition (Yandex).