Electronic payments today are becoming increasingly popular: online stores and service companies are switching to instant payment systems from a card or electronic wallet. This, without a doubt, is very convenient, because the payment process is fast, without queues and filling out forms. The popular Yandex service is developing by leaps and bounds, and creating your own payment system is a huge breakthrough. How to create an electronic Yandex.Money wallet in this system will be discussed in this article.
Ways to create a wallet on Yandex
In order to create such a wallet, users are invited to log in in several ways:
- registering a new account on the Yandex domain;
- through the login of an existing account on the Yandex domain;
- through social networks.
Consider each of these methods in more detail.
What if there is no account?
How to get an Yandex.Money electronic wallet without having an Yandex account? In this case, you will need to register in the Money.Yandex.ru system by clicking on the “Open Wallet” button. Next, you will fill in the required fields in the registration form. This is the username, password and mobile phone number. If it is inconvenient to use the newly created mailbox for notification of payments, you can specify a different mailbox for sending them. For the security of the created account, you need to come up with a complex password that will contain letters, numbers and symbols.
After filling in all the fields, click on the “Continue” button, then the system will prompt you to enter the code received in SMS to the mobile number specified during registration. You will need to enter the code in one of the fields of the opened form. Here you can also register an additional Yandex-account, which corresponds to the phone number, for which you need to put a mark in the corresponding field. It remains only to click on the button "Open wallet", and the creation of the wallet will be completed.
How to create a Yandex-wallet: the registration process with an existing account
If the user already uses Yandex-services, then after choosing the “Create wallet” function, he will need instead of entering a new login to click on the active link “I already have a login” in the wallet registration form. Next, you will need to log in to Yandex, and then proceed to enter the missing data (usually this is a phone number). Then you need to drive the numbers from the received SMS into the desired field and proceed to the end of the virtual wallet registration, similar to the previous method.
How to create a wallet on Yandex using authorization through social networks
This method of creating Yandex.Money wallet is quite convenient: to create a new login on the service, you need to confirm your identity using one of the popular social networks: Odnoklassniki, VKontakte, Facebook, Twitter or accounts on Mail.ru or Google. By clicking on the desired icon, after going to your profile, you will need to allow Yandex service access to personal data.
After authorization, you must specify in the registration form E-mail for notifications and phone number. Further actions are the same as described above: you should specify the mailbox for notifications about operations and confirm the mobile number with the SMS code received on it.
Where can I see the wallet number
Registration and identification of Yandex.Money wallet are left behind. The next question that arises for each user is how to look at the wallet number?
Immediately after registration, the electronic wallet number is visible in the window in the center of the screen. This information is best fixed immediately on paper and stored in a safe place. In the future, the number can be seen by clicking on the wallet icon in the upper right part of the screen.
It is worth noting that there are many useful hints in the Yandex.Money dashboard, and in general the interface is quite convenient - it is easy to understand.
Types of Yandex-wallets and their features
The Yandex system offers users several types of wallets: anonymous, personalized and identified. If you create an electronic Yandex.Money wallet without verifying your identity, it will be anonymous. Such a payment instrument has a number of restrictions (limit on the amount and methods of withdrawing money, lack of money transfer operations, the possibility of use only within the Russian Federation).
If such conditions are not suitable for the user, he can change the status of the wallet to a personal one by providing the Yandex service with the data of his documents in the form of an electronic questionnaire. This significantly expands the possibilities: the amount of withdrawal of funds significantly increases, transfers become available, including to other countries of the world. However, the ability to transfer to a bank account and transfer through international payment systems is still not available. These functions, as well as a significantly increased limit of funds, are available for users of the identified wallet.
To pass verification of identity and get this status, you can use the mobile bank from your phone. If a Sberbank card is attached to the phone number, you should send a request for a new status, making sure that the desired phone number appears in the system. After waiting for the SMS with the code from the bank, you need to send this combination of numbers in the response message. Identification should occur within a few days. If this method is not suitable for the user, then he can apply with a passport to the office of the partner specified in the system (for example, Euroset) with a pre-prepared application. The operator will verify the necessary data and accept the application. In a few days, all possible functions will be available in the wallet.
So, identifying yourself can be almost as simple as creating a Yandex.Money wallet.
How to replenish wallet balance
The system offers its users many replenishment options, from which everyone can choose the most convenient. Perhaps the most affordable way to recharge here and now is to transfer funds from your bank card. Such a transfer is subject to a small commission (about 1%). Funds can be deposited through an ATM or personal account of the card (from a computer through a browser or through a mobile application).
Another convenient way is to replenish the wallet from the balance of a mobile device tied to the system. In this case, the commission is more - from 7 to 10% for different operators, there are differences in replenishment limits.
There is also an interest-free method - replenishment of the operator in Sberbank or in the Euroset store. It remains only to find the nearest point for this operation.
It is possible to replenish a virtual account on Yandex from other electronic wallets (for example, QIWI).
How to use funds from Yandex-wallet
You can create an electronic Yandex.Money wallet in a few minutes, but how can you use the funds on it? The Yandex payment system is not only virtual payments, but also a quite tangible card for paying for purchases. Of course, it is not necessary to issue a card: then you can use your wallet for various purchases on the Internet.
You can withdraw cash, but you have to wait a couple of days: in this case, you need to make a transfer in the system, and then collect cash at Western Union, Unistream, RIBO RIB (Moscow). Of course, this is not very convenient. Issuing a card makes it possible to cash out cash at an ATM and pay for purchases in ordinary stores.
To order the issuance of such a card, you need to select "Yandex.Money Maps" in the wallet menu and select the desired card. The card can be registered or instant (without specifying a name).
Any of these cards can be paid for purchases and services, including outside the Russian Federation, money can be withdrawn from them at any ATM. Moreover, if the name card and wallet are identified, the percentage will not be charged.
A registered card must be ordered and then received by mail. Its maintenance will cost the user about 100 rubles per year.
At present, a instant card can only be obtained in several cities of the country (Moscow, St. Petersburg, Nizhny Novgorod), while 100 rubles are debited from the account.
It is convenient that the Yandex card can be tied to your mobile and, with the help of a special application, pay for purchases on it. To do this, bring your phone to the cancellation terminal. With this method of calculation, popularity is growing every day, so more and more people are starting to wonder how to create a Yandex-wallet.
Webmoney and Yandex.Money: transferring funds from Yandex to another electronic wallet
Making a transfer to another wallet or card is very simple: you just need to select the appropriate item in the "Transfers" menu of your personal account. You can transfer to an electronic wallet (including another payment system), to a bank card, to a bank account (this method is not suitable for anonymous cards). Each operation is subject to a minimum commission, about which the user will be warned.
Cashback and discounts from Yandex.Money - pleasant and useful bonuses
Want to create a cashback in the Yandex.Money electronic wallet? There is nothing easier. In the Yandex payment system, bonuses are awarded for the amounts spent. It’s very simple to connect to the scoring program: just click on the yellow wallet icon in the upper right part of the page, click on the active link “No points yet” and accept the program conditions. By the way, in the same place you can see the accrued points when they appear.
Another nice feature: in the "Discounts and Bonuses" section of the main menu, there are always a large number of discount offers or using cashback from Yandex partners. Among them, everyone can find the right and the most profitable!
So, we figured out the registration of the Yandex.Money wallet, and the features of working with it. If you have questions, convenient and informative tips will help you quickly get used to the rest of the intricacies of working in the Yandex payment system.