The times when employees of enterprises and organizations stood in line for the coveted window to receive a salary, most companies have long been in the past. Today, the salary card has taken the place of cash - a tool convenient for both the employer and employees. What are its advantages over the usual method of calculation? Consider all the delights of salary cards on the example of the most popular card of Sberbank.
View from the side of employeesSberbank was one of the first to offer its customers the Salary Project service , which has many advantages. What is a good salary card for an organization employee? First of all, it saves time, no need to stand in line and independence from the cashier’s business hours. Money is credited to the card account hourly, and you can withdraw it at any time in the amount that is needed at the moment.
Pros from the position of the employer
What does the salary card give to the owner of the enterprise? There are several significant points here:
- saving money on transportation, storage of money;
- lack of costs for cash services;
- saving working time when issuing salaries.
Sberbank salary card: convenient, fast, easy
It is hard to disagree with these obvious advantages. What else can please Sberbank salary cards? First of all, one of the largest banks in the country has a wide network of branches and ATMs. This allows you to easily access cash or make any banking transactions on the account, wherever you are.
The presence of Sberbank's online service allows you to manage your account without leaving your home or without leaving your workplace. Fortunately, the Internet today is almost everywhere. In the Internet bank you can make transfers, as well as pay for a mobile phone and make utility bills.
Salary customers - all the best ... and profitable
And, probably, one of the most significant advantages that Sberbank offers its customers: a salary card provides access to soft loans. An employee of the organization, along with a Sberbank salary card, receives an additional credit card, and also has the opportunity to obtain a consumer and even a mortgage loan at special preferential rates.
Moreover, obtaining a loan is greatly facilitated by the fact that the bank “sees” the client’s salary received on the salary card. Thus, there is no need to provide additional income statements - the package of documents is reduced significantly.
It’s easy not only to take, but also to give
Sberbank salary cards facilitate not only obtaining, but also repaying a loan. So, monthly payments will be automatically debited from the client’s card upon receipt of wages. In this regard, visits to the bank can be minimized or even zero.
In general, salary card holders in the eyes of the bank have a winning position in front of other customers, being regarded as reliable borrowers. Sberbank connects an additional function to some holders - overdraft, which allows you to get money on credit directly from an ATM. Payment for such a loan will be deducted from the future salary of the employee.
Salary card is a convenient means of receiving money in many aspects. It extends the financial freedom of employees, saves their time and allows you to use the bank’s money on favorable terms, forming a positive credit history in the future.