SB Belarusbank is the largest bank in the Republic of Belarus. It occupies a leading position in terms of capital, assets and cards issued. They will be discussed in this article.
History
In 1987, the Belarusian Republican Bank was created, which in 1991 changed its name to the Savings Bank of Belarus. In 1995, it merged with the Belarusbank CB into the current JSC Belarusbank. In subsequent years, Belsvyazbank, Belzheldorbank and MinskKompleksBank also entered the financial institution. To date, the holding includes institutions engaged in leasing, brokerage, consulting activities, providing non-banking services.
Financial performance
By 2011, Belarusbank was recognized as the largest in the domestic market. In the annual ranking of world banks by The Banker for 2015, Belarusbank JSB was in 10th place among 25 institutions in Eastern Europe. More than 99% of the shares are owned by the state.
As of 01.01.16, the resource base of the bank amounted to 268 trillion. rub., normative - 33.8 trillion. rubles., authorized capital - 26.7 trillion. rub. The bank’s presence in the domestic market was 41.2%: for deposits - 45%, for loans - 72%. The bank raised $ 1.8 billion from foreign financial companies, and $ 79 trillion from legal entities. rubles., individuals - 95 trillion. rub.
Payment systems
Belarusbank issues Belcard cards and international Visa and MasterCard cards. More details on how to put cash on a Belarusbank card will be described later. Since 2012, American Express cards have also been in circulation. “BPS-Sberbank” and “Belarusbank” are engaged in their acquiring. For customer service there are more than 20 thousand outlets and 30 thousand terminals.
Refill
How to put money on a Belarusbank card? There are two ways to perform this operation:
- In cash;
- Transfer from another card, account.
Let us consider in more detail each of these options.
Cash replenishment
Can I put money on a Belarusbank card through a cashier? Yes you can. To complete the operation, you need to provide the cashier with the following information:
- FULL NAME. the owner.
- Account Service Agreement Number.
- Information about the branch of the bank in which the contract was signed.
- Card number.
Funds are credited to the account within three days.
Transfer between cards
The easiest way is to make a transaction between the cards of one person. No commission is charged on such operations. You can also transfer funds between cards of the same bank, issued on different owners. You will have to pay 2.5% for such an operation. How to put money on a Belarusbank card? It is necessary to indicate the card number and its validity period in the application form on the bank’s website. The operation is carried out only in rubles.
How else can I put money? The Belarusbank card is available to replenish through international payment systems. On Visa and MasterCard sites, you can find services for instant transfer of funds between cards issued by one payment system. For the processing speed of the operation you will have to pay an additional 5%.
Still how to put money on a Belarusbank card? Company accounting can transfer funds to an employee on the card of any bank. Especially for this operation, an Internet banking system is provided.
Use of info kiosks
Information kiosks (POS-terminals) are actively used all over the world by banks and other organizations to pay for goods and services, order tickets, etc. With their help, you can use the services without visiting the department. An information kiosk is not an ATM. You cannot withdraw funds through it.
The devices are conditionally divided into two parts: some work only with cards, the second also accept cash (Cash-in function). Most often, bills fall into a special converter. Subsequently, bank employees seize it, open it and conduct an inventory. After these procedures, funds are credited to the recipient's account. There are also devices of the second type, which immediately recognize banknotes and deposit money to the client in the account. They are more common.
How to put money on a Belarusbank card through an information kiosk? First of all, you need to select "Cash Transactions" in the device’s menu. The system will issue a form to fill out. To make a payment, you need to specify the card number and expiration date, insert banknotes and confirm the payment. When replenishing the account, you need to consider that the terminal does not give change. A commission of 1.5% of the amount deposited is provided for this operation. Through the infobox, you can replenish the card balance by 1 - 999 bel. rub. The operation is carried out in real time. Funds are credited to the account in a few minutes.
Still how to put money on a Belarusbank card? If there is no cash, you can replenish your account using a credit card. To do this, in the terminal you need to select the "Bank transfer" section and insert the card on the payment page. The system will require a PIN code to confirm the transaction.
Other functions
You can use the infokiosk to get reference account information. It is enough to insert the card of Belarusbank JSB OJSC and select the corresponding menu item:
- view account balance;
- pay for bus tickets;
- pay for the services of a mobile operator, home phone, Internet;
- pay off debts for utilities (water, gas, electricity, etc.);
- pay taxes;
- repay a loan issued by “ASB Belarusbank”, “AKB Belrosbank”, “Delta Bank”;
- transfer funds between accounts;
- replenish an account;
- order or cancel the SMS banking service.
Without using a card, you can see only reference information about the bank.
To pay for services, you need to insert the card into the card reader and enter the PIN code. After authorization, you should select the operation “Payments” and then the desired service, for example, RUE Beltelecom (pay for your home phone). To conduct a transaction, you must enter a phone number with a code (10 characters). At the next stage, the system will require a full name subscriber. In order not to re-enter the data, it is enough to save the payment in the system and, if necessary, return to the template. The screen will automatically display the amount of debt. You can change it by clicking on the “Fix” or “Pay” button. At the end of the operation, you need to pick up the check and card.