Binbank OJSC, reviews of which allow us to draw the most various conclusions, was founded in 1993 on November 1. At the moment, the regional network of this financial organization has more than 120 additional branches, 26 of which are located directly in the capital of the Russian Federation. The rapid development of the bank allowed it to expand in 2008 due to one of its competitors: Bashinvestbank CJSC did not withstand the pressure of the global financial crisis and was forced to seek financial support from the outside.
At the very end of 2004, Binbank, the reviews of experts which position it as a rapidly developing organization, became a member of the state deposit insurance system. Under this system, each client of a financial institution can count on the payment of their deposit from state funds if the bank is declared bankrupt and cannot pay its bills. Just 5 years later, in March 2009, Binbank passed the appropriate accreditation and received the status of an agent bank in organizing Russian deposit insurance.
Development strategy of a financial organization
Innovative techniques used both in developing new programs and in choosing the next development goal of the bank allow it not only to increase its capital in an avalanche manner, but also to systematically increase its lending volumes. Over the past few years, each reporting period of a financial institution has shown a minimum of fifteen percent increase in consumer lending.
In addition, Binbank, which even eminent financiers leave reviews, is constantly expanding its client base. In the first few months of 2012 alone , the financial institution acquired approximately seventy thousand new clients in the private sector and almost three thousand legal entities.
As part of the strategy developed and adopted by the bank's management, the organization is constantly and systematically increasing its share capital. As a result of the issue of additional shares, his capital this summer increased by more than 3 billion rubles.
Provided preferential programs
Binbank, reviews of which can add up both positive and negative opinions, is actively working with the Government of the Russian Federation and provides special programs for unprotected words of the population. They include such state-subsidized mortgages as:
- Apartment "Young Family" - in its framework you can get up to 40% of the price of the apartment in one payment as a down payment;
- The program "Maternal Capital" - within its framework, you can get about 420 thousand rubles to improve housing conditions or provide children with education;
- Mortgage for the military personnel of the Russian Federation - to obtain it you need to be a member of a special funded program available only to employees of the armed forces of the Russian Federation;
- Apartment "Young teachers";
- Apartment "Young Scientist".
Today, you can get such a program at any branch of Binbank Bank. The addresses of its branches can be found both on the main website of a financial organization, and on the many pages of credit brokers advertising their services.