To obtain detailed information about your income and expenses on the card, you must contact Sberbank. An account statement is provided to all customers upon their request. It will be written down in what amounts the funds received, as well as how they were withdrawn: in cash or spent on purchases. An extract is needed to obtain a visa, as the consulate checks the financial viability of citizens.
The concept
At the consulate of the country where the trip is planned, you need to find out which paper should be taken, because the certificate can be of two types. The first is presented in the form of an extract on the amount of expenses, and the second shows the status of the account for a specific period. If there is no debit card or there is not enough funds, an extract from Sberbank's account for a visa is prepared.
This document will indicate the funds, as well as their movement. Please note that credit cards are suitable for those citizens who have no debts. An extract is issued on the official form. It is certified by the seal and signature of the head. The paper should be no older than 3 weeks.
What information should be?
Documents are provided by all financial institutions, including Sberbank. Account statement includes the following information:
- Account number.
- Balance - funds at the beginning and end of the reporting period.
- The movement of funds.
- The remainder.
The balance of the account is important. It can be at least 60 euros per day for the entire trip, but each country approves its own limits.
When do you need paper?
With an extract, you can control the movement of funds in the account. Also paper is needed for:
- Obtaining a visa, as it is necessary to confirm the viability.
- Visits to countries with a visa-free regime, since confirmation of the availability of funds is necessary.
Countries request this information to limit the flow of illegal immigrants who seek a better life in other countries. The requirements for visitors depend on the standard of living in the state. When issuing a visa, consulates must be sure that travelers will return to their homeland. The main reason for this is official employment.
Is a bank account checked? Sometimes this can be done, as it is important to verify the accuracy of the information. But if the applicant does not show a bank account, no one will do this. There are several ways in which Sberbank provides these securities. The account statement will in any case be official, only some papers can be provided to the consulate, while others will serve only for their needs.
Branch of Sberbank
This is the most common way to get an extract. For this, Sberbank branches operate across the country. Only with a personal visit you can get the necessary services, as well as draw up documents. Employees provide this information based on a customer request.
To get an extract, you need a bank card and passport. An extract will be printed immediately or sent by e-mail. Since certified papers must be provided to the consulate, the statement must be printed immediately. It should be stamped and signed. A document on the spending limit is provided in each department. A bank statement is issued in the office where the card is served.
ATM
You can also receive a document through an ATM, so as not to contact Sberbank. An account statement is provided thanks to the “Mini Statement” service. To do this, you need to insert the card into the ATM, enter the PIN code, and also select the “Card History” option, which is located in the “Information and Service” section.
Information is printed on the check, which will contain information on the main operations, but only for 3 months. This service is paid, its price is 15 rubles.
SMS
It is not necessary to contact the branches of Sberbank, because an extract can be obtained using SMS. You just need to be a user of Mobile Bank. What will be the price of this service depends on the tariff. If there are no funds on the phone, the request will not be executed.
To receive an extract, you will need to send an SMS to 900. It should contain the text “Balans ****”. Asterisks indicate the last digits of the card. Then you will receive a message about the last 10 operations.
Online
An account statement may also be obtained in another way. Sberbank Online provides such a service. To do this, you need to visit the official website, after receiving a username and password. You need to click on the “Statement” section, in which there is information about the costs and the time when the operations were carried out.
If the card is credit, then information is provided on the debt, interest and amount of payments. You can also get access to the "My Account" using applications on Android, Windows Phone, iPhone, iPad.
By mail or email
An extract can be sent by Russian post or e-mail. Moreover, there is the possibility of receiving a report for each month. You must write a statement at the bank office. Email information is sent free of charge. And if you use the Russian Post, you must pay for its services.
Do I need a translation of the statement?
Usually, the consulate requires you to translate the extract into the language of the country where the trip is planned. Perform this procedure with the help of an accredited company. Some consulates ask for information on finances in the national currency, therefore, before printing the statement, you need to convert the amount of money.
Sberbank customers do not need to contact a special agency, since the documents are translated in the department. Typically, an extract costs about 100-200 rubles. Registration takes up to 3 days. The received document will allow you to find out about the proceeds and expenses.