Credit cards are increasingly gaining access to the credit market . It began in the USA and Europe, and now it has come to us. This phenomenon is associated with the ease of use of credit cards and a fairly easy procedure for processing them. For example, Russian Standard Bank, which everyone heard about, is not the last among other banking institutions in the credit card market. It accounts for approximately 20% of the total plastic credit card market.
Credit card
How to get a credit card offered by the Russian Standard? It is necessary to check whether your person meets the requirements put forward by the bank. The applicant must be between the ages of 18 and 65, have a steady official income and be registered in the region where there are bank branches. After this simple check, it is necessary to fill out the applicant’s questionnaire. This can be done by taking the questionnaire directly from an employee of the Russian Standard Bank. It is necessary to correctly indicate all the data in it, since then they are checked, and in case of non-compliance with a credit card, you can say goodbye. You need to indicate your income level, all personal data, including mobile phone numbers and come up with a secret word that will be needed when activating a credit card.
After filling out the questionnaire, you must transfer it to the bank. You can bring it yourself or send it by mail to the nearest office. Russian Standard Bank user reviews characterize as the fastest and most loyal bank in Russia.
Credit card
Decision making usually takes place within a week. After that, you will be notified about it by phone call from a bank employee. He will tell you what kind of credit limit the bank is ready to provide you with, and agree on the time and place of receiving the credit card. To obtain a credit card, you will need to provide a passport, the number and series of which you indicated in the application form. After that, you will need to activate a credit card. This can be done by calling the telephone line of the bank and dictating to the operator your credit card number and secret password. Typically, loan proceeds the next day after making a call, but possibly earlier.
Now you can safely use a credit card and pay with it in stores, since this option of using the funds of a banking institution is much more profitable than withdrawing cash from an ATM. In the second option, Russian Standard Bank (customer reviews say this) will take a commission for withdrawing funds provided to you on loan.
User opinions
Russian Standard Bank customer reviews describe it as one of the fastest and most accommodating banks in Russia. Surprisingly, the decision on the issue of lending is made quickly enough and almost without refusal. However, not all reviews about Russian Standard Bank are so friendly. Some people claim that this institution charges too high a fee for using their funds, and the staff of its hotlines are rather incompetent and not always polite. True or not - you have to check it yourself.