Any legal entity, its branches and separate structures, individual entrepreneurs and persons engaged in private practice permitted by law, are required to have a current bank account. It is necessary for carrying out business activities, paying taxes and fees to various funds, paying salaries, and settlements with suppliers and contractors. To open it, it is necessary to provide a package of documents, which includes a card with specimen signatures and a seal imprint. Document number 0401026 according to the all-Russian classifier and is mandatory for all banking institutions and its customers. Making changes, additions to the established form is prohibited. It is possible only to increase the number of lines in some paragraphs of the document (the number of issued checks, in the name of the owner, etc.). The procedure for submitting and the rules for filling out the form are fixed in the instructions of the Bank of Russia. The same document is drawn up when legal entities open deposit accounts .
Notarization may be required by established internal orders of commercial financial institutions and the rules for working with clients, but in many banks a card with signature samples and a seal can be authenticated in the presence of a bank employee and company employees authorized to work with the organization’s financial resources and their distribution. Its real design is necessary in any case. If you use the “Internet banking” or “client-bank” systems, it will confirm your electronic signatures.
If the enterprise is a structural unit, then in the column where the name of the account holder is indicated, first the name of the main legal entity is written, and through the separation mark of the branch, in accordance with the charter documents on the formation of a
separate unit. In such cases, a
bank card with sample signatures is certified by a parent organization.
A prerequisite for filling out the form is the use of black printer, writing, machine printing or writing by hand. Fax signature is not allowed. If you already have a bank account, and there are no changes in the list of authorized persons - cash distributors, you may not need an additional card with sample signatures and a seal imprint, it depends on the rules of the financial institution.
The card is considered valid until the expiration of the contract for banking services. In case of changing the legal form of the enterprise, changing the names of authorized persons, their composition or at least one signature recorded in the document, another bank card is required with samples of signatures and stamps, as amended, while additional documents must be submitted that prove the fact of the amendments . Otherwise, the funds will be blocked until the bank receives properly executed securities.
If an employee of the company authorized to work with a financial institution is temporarily absent, an additional card is made with specimen signatures and a seal imprint, where the bank employee makes a note “Temporary”.
When opening an account, you should not think that bank employees put forward unreasonably high demands on you. They do their job, and you get the opportunity to get advice from a competent person in terms of the proper legal execution of all statutory documents.