The city is administratively divided into six territories. In each district, financial and financial institutions operate to meet the needs of residents of an industrial agglomerate in financial services.
The list of banks in Saratov undergoes changes in the course of implementing the policy of the Central Bank of the Russian Federation. From 2014 to 2017, the regulator revoked the licenses of those involved in both the third hundred and the first. But the backbone of the actors remains a reliable and indestructible bulwark of monetary aspirations of the Saratovites.
Overview picture
The expected standard list of services through cash desks and ATMs includes the placement of free cash; making payments from accounts and at the request of the client; lending to citizens and companies.
A person has the opportunity to pay for utilities; put money on the phone; pay a monthly fee for kindergarten. Caring relatives with a bank card can please the transfer of a far-off person. When there is an excess of own funds, KFU offer to receive income in the form of interest on a deposit. If there is not enough own funds for urgent matters, then the institutions will come to the rescue and will be granted a loan.
Consider the list of banks in Saratov. The number of KFU is determined by the potential of the client base. Therefore, the number of offices varies by district:
- Volzhsky - 59 offices, starting from Binbank and ending with Economic Bank;
- Zavodskaya - 14 offices at seven banks, including Sberbank;
- Leninsky - 44 points;
- Frunze - 81 places of presence;
- October - 65 companies;
- Kirovsky - 82 points.
All points can be reached on foot or by public transport.
The country is used to living on credit. Saratov in this sense is no exception. Competitions for consumer attention excite the imagination of bankers. As a result, the names of loans appear on advertising media - “Lean pensioners”, “Young families”, “I want everything.” Appeals cover the country's gender and social groups.
Without red tape and formalism
KFU are lenders not only for well-intentioned citizens with a proven “white” income. The list of banks in Saratov, without certificates and collateral issuing borrowed funds, compiled on the principle of "the lower the percentage, the better."
Name of KFU | The upper limit of the loan, thousand rubles | Debt service period, months | Debt load, minimum,% |
Tinkoff Bank | 1,000 | 12-36 | 14.9 |
"Ural Bank for Reconstruction and Development" | 300 | 36-84 | 17.0 |
"Renaissance Bank" | 700 | 24-60 | 11.9 |
"Post Bank" | 1,000 | 12-60 | 12.9 |
"SKB Bank" | 299 | 6-36 | 24.9 |
Analysis of draft slogans shows the minimum promised percentage of 11.9 and the maximum amount of 1,000 thousand. A quick money seeker should remember that an advertising promise is not always true.
Lenders take into account many factors when deciding, for example, a credit score scoring score. This parameter shows the financial loyalty of the interested party. The holder of a “bad” dossier and a score below 600 will be happy with borrowed funds. But it will be a tiny amount of 30 thousand for six months at a staggering 36% per annum. The approach is personal: if the media is reporting on the relationship between the applicant and the collectors, then a failure is likely. If a violation of payment discipline last year is a couple of delinquencies 30 days long, then on “uncomfortable conditions”, but they will provide a loan.
Cash loans from banks - a bridge to a happy tomorrow for the client.
With a duplicate of priceless cargo
In any KFU, when applying for a request, they will require a couple of forms: an identity card and the second form - the pension certificate of SNILS; military ID; international passport; driver's license.
Everyone before going for money will take an interest in the Internet, what banks are in Saratov. The list can be sorted by qualification parameters. But one requirement for applicants applies in all KFU without exception. With formal legal capacity from the age of 18, a person over the age of 21 can count on a loan without income certificates.
Interesting fact: the list of banks in Saratov includes a strict and adamant Sberbank. He also issues loans without income certificates. But exclusively for a narrow group - to holders of “salary” project cards. The only requirement for such consumers is a six-month experience and a term for crediting plastic wages. Other borrowers are required to carry a lot of evidence of reliability.
Speed and onslaught
Urgent cash can actually be received during the working day. Usually, after filling out the application and other necessary sheets, the employee of the institution offers for a couple of hours to do their own business and wait for the call with an invitation for cash.