The official date for the creation of the Webmoney payment system can be considered 1998. Since that time, this payment system is constantly gaining momentum and at the moment remains the most popular electronic payment system in the world. But despite this, questions about what is WebMoney do not cease. Therefore, it is perfectly reasonable to raise this issue in order to understand it once and for all.
What is WebMoney?
If we compare the system of electronic money with credit cards, then the first, of course, is a relatively new kind of electronic money. Every year it gains more and more popularity, because of which it is already difficult to find a person who does not know (at least superficially) that there is electronic money and many users of such systems continue to work successfully with them.
It should be noted that officially "WebMoney" is a title mark, each of which has its own specific value based on its species category.
Why WebMoney is needed and where can I use it
In fact, this type of electronic money is quite convenient, because with the help of it you can perform almost all the same manipulations as with real money, and there is no need to even leave your house when paying for housing and communal services, communications, Internet, buying goods in online stores .
Another striking example of what WebMoney wallet can help are numerous online stores, and you can purchase almost anything on such services - from bread to household appliances. Given the modern rhythm of life in large cities and megacities, constant traffic jams, lack of free time, it is much more convenient to purchase this or that product without leaving your home, in a relaxed atmosphere, with delivery up to the doorstep.
Endless lines when paying for utilities can not only take a lot of time, but also spoil the mood. And a tourist who moves around the world can, without contacting the exchanger, convert money by moving it from one wallet to another, while the rate will be at a democratic level.
It is worth saying that people who work remotely will not be able to receive payment for their services without the help of electronic currency.
What is WMID for?
Each newly registered user is given a number of 12 characters, which is a personal identifier (WMID). Thanks to this number, you can quickly find any user of the system, so it acts as a sort of login in the system.
Anyone can create WebMoney and get their WMID, just like every user can view all the information thanks to this identifier, so that the transaction is as safe as possible, and with fraudulent actions you can file a claim with the administration of the service.
It is worth noting that for one VMFA it is possible to create not one "WebMoney" wallet, but several, which greatly facilitates its use.
What is WebMoney Keeper
If everything is clear with the question of what is WebMoney, then the next step will be to clarify such a thing as WebMoney Keeper. This is nothing more than special software that is provided free of charge to all users of the system. Thanks to this service, you can directly control your account and get easier and more convenient for you access to all services in the system.
Due to the fact that there are several varieties of specialized versions of this software, the user has the opportunity to choose the type that is primarily convenient for him and contain the whole range of necessary functions that meet his requirements.
Major versions of WebMoney Keeper
WM Keeper Mini is the easiest version of the program, which is available in the browser. It is convenient primarily because it allows you to use your account from almost anywhere in the world where there is an Internet connection. Its security consists in entering a mailbox, password and security code. There are restrictions on the withdrawal and transfer of funds, but this is only for your safety.
WM Keeper Light - this version of the program is as simple as the previous one, only has additional protection and functions.
WM Keeper Mobile - a program for smartphones or phones.
WM Keeper Classic is an application that is attached to a personal computer. The maximum degree of protection and the full range of services cannot but rejoice, the only thing worth noting is a complex multi-stage registration with confirmation of mail and phone number.
Despite this, step-by-step registration has tips so that it is easier for you to navigate. You need to start from the official site, where you can download the software to your computer. Next, register, enter all the necessary data, including passport data, and then create a wallet.
Wallet Creation
Before you start using it and evaluate all the advantages that electronic money has, you need to create a "WebMoney" wallet. This is to ensure that your savings have a specific place to store.
After the user has logged in, it is necessary to find the icon with the inscription "Wallets", and then click on the plus sign "+" in the space provided for this.
Next, you need to decide what type of wallet you are interested in, based on the currency that you intend to use, then you need to enter a name and click "Create".
Now all functions are available to you.
How to use
Now you can transfer funds to WebMoney in order to do all kinds of operations with them. In order to add a certain number of title units to your account, you need to choose one of the methods that will be relevant and convenient for you. Can be used:
- Exchange offices that exchange cash or non-cash money for the service title units directly to your wallet, for this you only need to provide its unique number.
- Internet banking, ATMs and payment terminals. One of the fastest and most convenient ways.
- Bank transfer
- WM cards.
- Postal transfer.
In the WebMoney system, an invoice will be presented to the user, and after payment, the title units will arrive in your wallet.
Inside the system there are a large number of convenient services, thanks to which you can quickly and easily pay for various services, Internet or mobile communications. You can also find the store closest to you that accepts the title deeds of this payment system. And if you enter a settlement account in a special field, you can pay for utilities, communications. At the moment, almost the whole world accepts payment in this way.
If necessary, you can pay for any services, make a transfer, even take or give out a loan. Most operations through WebMoney require the confirmation of a login, password or other authorization method, depending on the keeper used.
Withdraw funds and commission
Now it’s worth talking about the commission that is withdrawn from the user in almost any operation, with the exception of depositing funds. In all other cases - when transferring, withdrawing and paying for services - Webmoney charges a single commission, which is - 0.8%. It should be taken into account when manipulating finances.
Now you know what WebMoney is, and you can safely start working with this popular payment system.