Each client of a banking institution wants to manage financial resources with maximum comfort. A properly selected product of the bank will allow to fulfill this desire. If the client is prosperous, then he needs cards corresponding to his status. “Visa Infinity” is one of the most prestigious BOD, which gives advantages.
What cards does Sberbank offer?
The product line of each financial institution has bank payment cards for customers with different income levels. In Sberbank can be offered:
- Name cards that are designed for payments on the Internet and depositing, withdrawing cash.
- Named BOD classic with different tariff conditions.
- Gold cards for those who like to emphasize their status and financial situation.
- Premium class BOD for status people who prefer unlimited possibilities when managing a banking product. Such plastic cards include Visa Infinity.
What class to choose a BOD is entirely up to the client. The main thing is that the product meets the financial capabilities, requirements and needs of the individual.
Why you should pay attention to the "Visa Infinity"?
Choosing an expensive banking product, a person wants to understand why he needs it. Not all customers deeply study the functionality and capabilities of a banking product before going to a financial institution. Nevertheless, it is worthwhile to understand what are the advantages of Visa Infinity and to whom it is ideally suited. The benefits are the following facts:
- The ability to emphasize your status.
- Priority exclusive service in developing countries for travel and business trips.
These are the two main reasons why prosperous citizens should pay attention to the BPC "Visa Infinity" from Sberbank.
Features of Infinity cards
Each banking service has its own nuances and differences. Sberbank Visa Infinity is a special product whose benefits are worth using. A number of privileges include:
- Open access to the service of obtaining the necessary information in the support service from anywhere in the world.
- High level of security and protection of funds on the BOD.
- Ability to choose a debit card or with a credit limit.
- Preferential service at a banking institution and while traveling.
These are the main parameters that premium card holders should know.
What services are available to Infinity class BOD holders
The “Visa Infinity” card is not only an opportunity of preferential service, but also a number of other services. The following options are open for holders of premium class BOD:
- Getting advice over the phone 24 hours a day.
- Emergency disbursement of funds anywhere in the world in case of loss of a bank payment card.
- Medical and legal insurance, which takes effect in case of an unforeseen situation.
- Extensive insurance program for the BOD holder and for members of his family.
- Help in choosing tours for travel.
- Getting advice on entertainment in any corner of the globe.
- Shopping is fast and safe anywhere in the world.
- Assistance in finding a nanny for a child or a security company to look after the house during the absence of the owners.
- The ability to order flower delivery at selected companies.
- The premium card also gives the holder the opportunity to freely visit closed clubs.
- The holder of the Visa Infinity card from Sberbank has the opportunity to buy tickets for various cultural events at competitive prices.
- People who have a premium card are helped in organizing celebrations.
- Those who have BPC “Infinity” have the opportunity to receive recommendations on ordering a reliable company to relocate or to search for a recruiting company.
- Holders of a prestigious card will not have problems when buying or renting a car.
These are just the basic services that are available to customers with premium cards. In general, Infinity Visa holders have unlimited privileges. From anywhere in the world, at any time, the client can call the concierge service and get advice on any issues of interest.
Privileges of “Visa Infinity” in Sberbank
In addition to the fact that holders of premium cards are available with round-the-clock consultation services on any issues of interest to them, there are many more privileges. These include:
- An opportunity to use discounts and bonus programs from partners.
- Also for cardholders "Infinity" is available the service of protection of purchases.
- An advantage of Visa Infinity is the fact that there are separate offices where only VIP clients are served.
- For individuals with premium cards, a special exchange rate is provided.
- Sberbank provides for an increased interest rate on deposit programs for clients with personal services.
- Infinity class cardholders are given the opportunity to use individual bank accounts.
- Also, customers with premium BOD have a personal manager who at any time will help to resolve issues and force majeure related to the card.
The Bank’s customers with “Visa Infinity” have great opportunities. The main thing is to use privileges wisely to compensate for all maintenance costs and feel the value of a premium class plastic card.
Where can customers apply for an Infinity class card?
As a rule, premium BODs are offered to customers individually. The personal manager analyzes the cash flow on the accounts of the individual and independently offers the opening of a bonus package.
You can apply for a Visa Infinity card at any branch of the bank where there is a wealthy customer service manager. All conditions and rates may vary depending on the choice of the banking institution.
BOD Tariffs for Infinity Holders
By paying monthly or annually a package of services, the client will receive almost all privileges for free. However, some premium package features are available. As a rule, you will have to pay extra for such services:
- Currency conversion when withdrawing funds from ATMs of foreign financial institutions.
- You will have to pay for an unauthorized overdraft that arose due to a change in conversion rates or expenses above the card limit.
In order not to incur additional costs, it is necessary to control the movement of the account and cash out funds in partner banks.
Premium Visa Price
Depending on the chosen banking institution, the annual payment for a Visa Infinity card can vary from 30,000 to 45,000 rubles. At first, the client may find it too expensive. Nevertheless, if you study all the possibilities, it will become clear that the Infinity package is worth it.
True, not every prosperous person will actively use all the opportunities open to holders of premium cards. In view of this, each person must individually study the conditions and understand whether he needs such a banking product.
If the client decided for himself that he will use all the advantages, then the cost of the package of services will pay off in full.
Useful recommendations for Sberbank Infinity cardholders
To use the Visa Infinity card with maximum benefit for yourself, you should know the nuances and use all the services and benefits provided. This will help you take full advantage. Holders of Visa Infinity should remember that:
- You must choose a reliable financial institution to open a premium package.
- You should regularly study the list of outlets that offer discounts for holders of BPC "Visa Infinity".
- In almost all airports, those with a premium card are given the opportunity to stay in the business class lounges and pass the corridor to the aircraft out of turn.
- When traveling, it’s worth opening a credit line on the card, because when ordering some services, for example, renting a car, the availability of this opportunity opens up great prospects.
- Buying a car at well-known car dealerships will be beneficial for owners of premium packages.
- When planning a trip or a business trip, it is worth informing the organizer about the availability of a Visa Infinity card. In most foreign hotels, premium class BOD holders receive discounts that can reach 25 percent.
- For any questions, a VIP client with a Visa Infinity card can contact the concierge service. Employees of the organization will give answers to any questions, even the most unexpected.
- Before opening the premium package, you should perfectly study all the possibilities and nuances of the service. This will help you make the most of your banking product.
- It is important to choose for yourself a manager who is pleasant as a person. After all, this specialist will have to communicate often if questions or contentious situations arise.
Knowing the benefits and opportunities of the premium package, the VIP client will be able to use the service with benefit and plainly. It is worth exploring the features of BPC Visa Infinity at Sberbank before deciding in favor of this banking product.