In the past few years, the credit market in Russia is experiencing a real boom. This is due to small changes in the legislation of the state and the struggle of financial organizations for the consumer. Russian Standard Bank, in which deposits and loans are issued with frightening simplicity, is today one of the fastest growing in the Russian Federation.
This organization was founded in 1999 and named after the company - the main shareholder. In addition to Russian Standard CJSC, the shareholder also includes the International Finance Corporation. Today this bank is an institution of a very high degree of reliability, offering financial services, the level of which is not only comparable to the world, but also focused on a very wide layer of consumers.
A clear business strategy and the use of the latest economic techniques have helped to tightly occupy its niche in consumer lending to an organization such as Russian Standard Bank. The deposits and loans served by him allowed the company to receive high ratings from international agencies: Moody's and Standart & Poor's. The organization is constantly looking for new ways to increase its capital and every year increases its authorized capital. In addition, she participates in a deposit insurance program , which gives her clients confidence in the future.
Russian Standard Bank: deposits
A financial institution provides its customers with many ways to save or increase their cash. Especially for them, several groups of deposits were developed. Deposits in one group allow you to get high interest for long-term investments. The main feature of such deposits is that money cannot be withdrawn from an account before the expiration of the contract. In any other case, the client will receive virtually no profit. There are other deposit programs offered by Russian Standard Bank. Deposits, the interest on which are credited to the account monthly, are also convenient for customers. They can either be capitalized - added to the deposit account and receive more money in the next reporting period - or taken as income. There is a third group, in which the deposit rate is small, but the client is free to replenish the account and withdraw money from him when he wants to.
Russian Standard Bank, where deposits can be divided into several groups, provides the following interest rates on its deposits:
- “Maximum” - 4.5–6.75% of US dollars, 10.5–12.75% of rubles.
- "Rentier" - 4.5-6.5% of US dollars, 10-12.5% of rubles.
- “Convenient” - 10.5-10.5% rubles.
To apply for a deposit, you must provide a valid passport of a citizen of the Russian Federation and reach legal age. In our country, it is 14 years old.
The development dynamics of the company shows that any events in the financial world will not stop the Russian Standard Bank in any way. Deposits of 2013 allowed this organization to increase the number of its assets by more than a third. This indicates a high qualification of bank employees and excellent quality of service. Managers are always ready to help the client on any issue, and issuing a credit card or bank account is easy and easy.