The economy of Kazakhstan is currently in a state of growth. Experts also predict a further increase in living standards in Kazakhstan. Therefore, such a way of extra income as a deposit can be very relevant and interesting.
Deposits of banks in Kazakhstan
The banking system in the country is well developed, so customers can find a huge mass of offers on deposits. In what currency can I deposit funds? Analyzing the proposals of financial institutions, you can find options in the national currency tenge, Russian rubles, US dollars and euros.
Note that the state does not have such a huge number of banks, as, for example, in Ukraine, but the financial system of the country benefits from this. At the end of 2014, licenses of 21 banks were valid.
Deposits in tenge
First, consider the options in the Kazakh national currency. For example, deposits of Halyk Bank of Kazakhstan. The Halyk - Universal deposit can be placed for 9 or 12 months. When placed three quarters, the rate will be 9.5% per annum. If you wish to deposit funds for a year, you will receive an income of 10% when closing the account. The minimum deposit amount is 75,000 tenge. Possible replenishment. Interest will be paid at the end of the term.
Those who need to earn income on a monthly basis may be interested in the option "People's - Pension." Deposit term - from 6 to 12 months. The interest rate is the same as in the previous version (this is the standard for Kazakhstan), but interest capitalization is provided , so you can earn more than 10% per annum (about 10.5-10.6%).
Deposits in dollars
Deposits of Kazakhstan banks in dollars are also attractive for everyone who wants to save their money and at the same time make good money. Bank "RBC" offers a foreign currency deposit "For future use". What is interesting about him? The minimum deposit amount is $ 100. You can put money for a period of 1 to 3 years. Based on the high level of reliability of the banking system, such long-term deposits are very popular among the population. The interest rate is 3% per annum. The Bank makes it possible to replenish the deposit over the term, as well as withdraw funds to a certain level without loss of accrued interest.
Alfa Bank also accepts deposits in dollars. The interest rate under the terms of the Alfa-Progress deposit depends on the period for which the client places its funds. Money can be put for 12, 18, 24 months. The rate ranges from 2.3 to 3% per annum. Under the conditions, interest is capitalized. Down payment is only 100 US dollars.
Deposits in rubles
Favorable deposits of banks in Kazakhstan in rubles are of interest to thousands of customers. We will satisfy their curiosity. Take the same "Alpha-Progress", its ruble version. Perhaps the interest rate of 3% per annum is not so big, but if the purpose of the deposit is not so much earnings as saving money, then this is ideal.
What else is interesting in the Kazakh market? Kazakh branch of VTB offers a savings deposit. According to its conditions, the client can receive interest on a monthly basis. The term of the deposit is also large (from 3 months to 3 years). The longer the money will be in the account, the more income the client will receive (from 1.5 to 3% per annum). Capitalization of interest is provided.
Euro is a great option for making money
The bank allows you to place the same deposit in euros. All conditions coincide with the ruble option. Asia Credit Bank has developed a multi-currency deposit. You can place funds exclusively for 24 months at 2.5 per annum. The advantage of the deposit is that it can be transferred to another currency at any time. The minimum amount for accommodation is 600 euros. Interest is accrued monthly with their addition to the deposit amount.
Conclusion
Deposits of banks in Kazakhstan are very profitable options for placing your own funds.