The payment market does not stand still, constantly evolving due to the addition of all new services. Some of them can offer revolutionary solutions, significantly simplifying the life of a huge number of people at once, while others make it possible to use the lowest tariffs, others have a favorable exchange rate within the service, which increases the demand for their services. One way or another, and each of the platforms operating in this niche has something to offer its customers.
The same can be said about the Ukrainian service "Purse" (payment system). This is a full-fledged platform for paying bills, settlements in different systems, interaction between customers and online stores and other areas of services. What this service is, what advantages and disadvantages it has, we will describe in this article.
General information
Begin by introducing Portmone LLC, which began operations in Kiev in 2002. Initially, the service was engaged in replenishment of accounts in various payment systems, electronic currency exchange and simple money transfers. In the future, the service “overgrown” with a significant number of regular customers, and this allowed to reach a whole new level.
Today, Portmone (payment system) is a full-fledged financial product that protects the interests of thousands of customers. Recently, the company began an active advertising campaign by placing its ads in subway cars in Kiev.
Cooperation with banks
The service, judging by the information on the official website, is actively interacting with various banking institutions, providing a range of services. In particular, these include the delivery of electronic invoices issued to customers, making payments via the Internet, motivating system participants to issue bank cards and more. As indicated directly on the company's website, the partner banks of the system are: PrivatBank, Oschadbank, Raiffeisen Bank Aval, Alfa Bank, UniCredit Bank and other structures.
Online stores
As you can find on the company’s website, another area in which “Purse” (payment system) is involved is the maintenance of online stores. In particular, the system is ready to provide tools for settlements between the client and the seller, providing a reliable connection based on high technologies with relevant certificates. All of them meet the highest security requirements on the network, which is documented. You can familiarize yourself with the materials on this topic after viewing the information on the service website.
Accept payments
In addition to stores, any legal entity can use the tools for depositing funds into the account. To do this, just connect to the solutions developed by Portmone (payment system). These include: automatic payment of bills, payment service via a card or mobile phone, servicing using a billing system, etc. All this makes it possible to transfer funds without commission, in the simplest way, but at the same time in the most comfortable form for the buyer (client). Due to this, we can say that the "Purse" (payment system) is a reliable partner for any business.
Tariffs
The universality of the company that we describe is that it can offer favorable conditions to both banks and companies, as well as to individuals who directly use its services. You can verify this yourself by analyzing the information presented on the service website. In particular, in this context, we are interested in the “Tariffs” tab, which describes the “Purse” commission charged for each operation.
And it is formed very simply: for each payment, from 0 to 2 percent is withdrawn from the client (depending on the type of operation). In this case, the minimum rate is 1 hryvnia. However, there is also one note on the terms page regarding the issue of fees. It testifies that the service "Portmone" transfer from card to card is charged according to individual conditions. In particular, this is 1% of the deposit amount plus 5 hryvnia.
On special conditions, other transactions are carried out. For example, payment by arbitrary details made by the client will be made at a commission of 2 percent of the amount plus 4 hryvnias. Another category is payments to the budget with a commission of 2% (with a minimum of 8 hryvnias).
Subscription fee
Given the systematic approach to providing various services, the Portmone company, the reviews of which we will describe a little further, works for the monthly fee charged to each user on a monthly basis. As indicated on the official website of the service, it is 9.90 hryvnia per month. For this amount, the client receives, firstly, a more favorable percentage of the commission than that which is installed in other payment systems, and secondly, he is given access to convenient functionality that allows you to easily plan your expenses and indicate all accounts on which money should be transferred. In the templates for automatic sending funds in the future, you can add, as indicated on the website "Purse", a transfer from card to card.
Service
Why is this system so good that subscribers are ready to make monthly payments for its use? First of all, it's accessibility. Resource administrators made an effort to make their service constantly available to all users. Firstly, they entered into agreements with service providers, according to which a client can use the Portmone.com website even if he does not have funds in his personal account. This is useful, for example, if you want to replenish your account in order to gain access to the Internet again.
Secondly, if you register an account on the Portmone service, you can use various convenient tools for various purposes. For example, quick payments can be attributed to such (just fill in the card details of the sender and the recipient and click the button to transfer money).
In general, we can say that from the simple and familiar to all of the functionalities, the authors of the project managed to make something more convenient and comfortable for work than other similar services. This, in turn, attracted customers and made the platform so popular not only in the Ukrainian market, but also in Russia and other countries.
The site that we characterize is really profitable. For a symbolic monthly fee, it offers affordable rates. And earlier (according to the stock), judging by the reviews, it provided replenishment without a commission for two months to the Portmone service. True, at the time of writing, this proposal has lost relevance.
Reviews
Finally, in order to form your impression of the site in full, I would like to give some recommendations left by customers with experience from interacting with the service. So, judging by them, in general, Portmone is really an opportunity to perform all tasks quickly, conveniently and simply. You can send money in any direction at the best rates using this service. Most users note that they were satisfied with the service here.
True, there is a small proportion of those who call the service fraudulent and believe that the money was stolen. In particular, people write that they wanted to send 5 hryvnias, and 300 disappeared from the account. How this can be, and why the support service, according to their version, helped nothing, remains a mystery.
However, for thousands of other users, everything works fine, so we invite you to try it!