What is this MasterCard Mass card? What cards of this payment system does Sberbank issue the largest commercial bank in the country? How much does an annual card service cost? We will cover all of this in order in our article.
MasterCard Standart Debit Card
Sberbank MasterCard Mass debit card has a cost of using 750 ₽ in the first year. In 2 and all subsequent years, the cost is reduced to 450 rubles per year. The cost of using an additional Sberbank card is 450 ₽ and 300 ₽ in subsequent years.
The card has a daily cash withdrawal limit. Namely - 150,000 ₽ without commission at an ATM and 150,000 rubles at a bank branch. If the limit is exceeded, a commission is withdrawn - half a percent of the amount that exceeds 150 thousand ₽. When withdrawing cash from ATMs of third-party banks, a commission of 1% of the amount is charged. But it is worth paying attention that the commission will be at least 100 rubles. When withdrawing funds at the cash desks of other banks, a commission of 1% is charged, but not less than 150 rubles. You can withdraw up to 1.5 million ₽ per month from a MasterCard Mass card of Sberbank without a fee at ATMs and cash desks in branches.
Scheduled reissue of the card is free of charge. The cost of this procedure in case of loss is 150 ₽. You can check the balance for free through the personal account of Sberbank Online, at any ATM of Sberbank, as well as from a third-party bank (the cost of the service is only 15 rubles). A complete list of Sberbank MasterCard Mass service fees is published on the official website of the financial institution.
It is worth noting that the card can be ordered both at a branch of Sberbank, and through a personal account in Sberbank Online. And also through the official mobile application of Sberbank. The client can choose a payment system, currency and card design. As soon as she arrives at the selected branch of Sberbank, the client will be notified about this and will be able to pick up the ordered product. The average production time for a card varies from 7 to 14 business days.
A client can also receive a MasterCard Mass salary card from Sberbank in his bank branch.
Youth MasterCard
Specially created for customers of Sberbank from 14 to 25 years. The cost of using the card is only 150 rubles / year. An additional card is not issued. Contactless payment is available using services such as Apple Pay or Samsung Pay. Like all debit cards, this one has a term of 3 years. Opens exclusively in rubles.
The cash withdrawal limit without commission is 150,000 ₽ per day. At ATMs and branches of Sberbank, a client can withdraw funds within the limit without a commission. When withdrawing funds from ATMs of other banks, a commission is charged equal to 1% of the amount, but not less than 100 ₽. At the same time, when withdrawing money from a card in branches of third-party banks, the commission is also 1%, but not less than 150 ₽. If the client wants to withdraw more than 150,000 rubles per day, he will have to pay a commission equal to 0.5% of the amount exceeded the limit.
Also, transfers between Sberbank cards and to the accounts of individuals and legal entities in other banks can be made through a personal account in Sberbank Online.
Classic Aeroflot Card
All individuals also have the opportunity to order a MasterCard Mass card from Sberbank in cooperation with Aeroflot. For every spent on the card 60 ₽ 1 mile is awarded. When you open this product, 500 welcome miles are credited to the bonus account.
The cost of annual maintenance of the card in question is 900 rubles. In the second and subsequent years, the cost is 600 rubles. The cost of servicing an additional card is 600 ₽ in 1 year and 450 ₽ in all subsequent ones. The card can be opened both in rubles, and in dollars, euros.
On a day without commission, the client is entitled to withdraw up to 150,000 rubles from ATMs and branches of Sberbank. The maximum monthly withdrawal amount from a Sberbank card is 1.5 million rubles. Contactless payment is possible through Apple Pay or others.
MasterCard Mass Instant Card
Sberbank's MasterCard Mass instant card is issued in less than 10 minutes at a bank branch. Maintenance cost is 0 rubles per year. Supports contactless payment method. Can be issued in rubles, euros or dollars. It works both in Russia and abroad. The card in question can be paid in foreign online stores. Validity 3 years. An additional card is not issued.
The limit for withdrawing cash from a card without a commission is 50,000 ₽ per day. When withdrawing cash from ATMs in all banks except Sberbank, a commission of 1% of the amount, but not less than 100 ₽, will be charged. The same commission is charged when withdrawing money at the cash desks of other banks. You can withdraw up to 100,000 ₽ per month without commission at ATMs and cash desks of Sberbank.
Classic MasterCard Mass card with individual design choices
The terms and conditions for Sberbank's MasterCard Mass with an individual design are the same as for a standard debit card. The cost of servicing a card in the first year is 750 rubles, in the second and subsequent 450 rubles. The cost of custom design is 500 rubles. The card can be issued both in rubles, and in dollars, euros. Validity is 3 years. Scheduled reissue of the card is free.
The daily cash withdrawal limit is 150,000 rubles per day at Sberbank ATMs and 150,000 ₽ at any of its branches. When withdrawing funds from third-party banks, a commission is charged. It is also worth noting that through Sberbank Online you can transfer up to 1 million ₽ without commission. The maximum amount of cash to be withdrawn per month is limited to 1.5 million rubles. Full limits conditions are published on the official website of the financial organization.
Credit Card MasterCard Mass
Sberbank MasterCard Mass credit card is issued to customers over 21 years old. The cost of servicing a credit card ranges from 0 rubles to 750 rubles. Full conditions for the cost of services can be clarified in the office of a financial organization. As part of a personal offer, the credit limit on the card can reach 600,000 rubles. The interest-free period lasts up to fifty days. It is worth noting that when withdrawing cash from a credit card, the grace period does not apply. A credit card is issued in a ruble account. Additional cards are not possible.
The interest rate on the loan varies from 23.9% to 27.9% per annum. The card can be issued at any branch of the bank, from the documents the borrower will need only a passport.
Youth card with a choice of individual design
The cost of custom design is 500 rubles. Otherwise, all conditions on the card coincide with the classic version of the MasterCard Mass youth card. Contactless payment via Apple Pay or other equivalents is possible.
It is important to note that all individuals aged from 16 to 25 years can apply for a card. The card accrues increased percent bonuses THANKS.
The limit for withdrawing cash from the card per day is 150,000 rubles. In order that a commission is not charged when withdrawing funds, the operation must be carried out either through Sberbank ATMs or at a bank branch.
Bonus program THANKS
THANKS to all Sberbank cards. For each purchase on the card, the bank accrues 0.5% of bonuses THANKS of the total amount. Partner companies also accrue up to 20% of bonuses on the purchase amount. THANKS accumulated bonuses can be exchanged for discounts up to 99% for purchases in partner companies. For example, customers can purchase air tickets and train tickets in the Sberbank Travel service with a discount of up to 99%.
It is worth noting that the full conditions for the cards can be clarified in any branch of Sberbank, as well as by federal number or on the company's website.