Raiffeisenbank's partner banks: full list

According to the Moody`s international scale, Raiffeisenbank has been assigned a Ba2 stable rating. A stable financial institution in the Russian Federation takes 14th place in terms of net assets, and 7th place in terms of net profit.

A reputable organization has trustworthy counterparties. Russian banks - partners of Raiffeisenbank have achieved no less outstanding indicators and, moreover, are loyal to the clients of a representative of a serious holding company from Austria. Partners' units are ready to provide services to holders of Raiffeisenbank cards 24 hours a day.

Number of devices

The country is expanding the list of places where you can pay by bank transfer. But the need for cash bills is still great: to pay for a taxi ride, give the service staff "for tea", buy Forbes magazine at the Rospechat kiosk.

The considered KFU offers users for operations with physical means of payment to use a network of their own devices, a total of 2000 pieces of equipment. In addition, there are 16 thousand ATMs and terminals that provide services “at home rates”. Replenishment is available in 7.5 thousand modules.

The cards of holders are also serviced without commission by the partner banks of Raiffeisenbank.

In the cities of Russia, including the capital of the South Urals, the city of Chelyabinsk, users of the RBF banking plastic can freely find the equipment of eight partner banks for depositing / withdrawing cash.

Exchange dollar to Russian currency

Consider a situation where there is no way to replenish the card in rubles. Only dollars and euros are in the wallet. You can deposit dollars or euros on plastic only at Raiffeisenbank units.

The operation of depositing cash currency through the banking module is more profitable in terms of conversion than exchange at the cash desk. Although there is an even more profitable method of exchange - through the Internet bank. All courses are listed on the website of the bank in question. For example, on November 2, the exchange of the dollar for Russian money is as follows:

• Internet banking 1: 56.85;
• ATM 1: 56.65;
• ticket office 1: 56.40.

On the calculator, you can summarize the percentage. Conversion through a bank module is more profitable than a transaction through a cash register by 0.443%. So, the exchange of 1 thousand dollars through the device will give an additional 443 rubles in comparison with the operation through the cash register.

Gorgeous Eight

Clients using Visa and MasterCard received at Raiffeisenbank can make ruble transactions in the affiliate network of the analyzed KFU without additional costs. The registry consists of eight banks, according to information from the official website on 10/29/2017, which allows you to withdraw money without a commission. Two banks from the list allow replenishment of plastic consumers of services "RBF".

The offices of the Binbank and Moscow Credit Bank institutions accept only Russian money and not more than 45 (forty five) thousand rubles from one Raiffeisenbank customer.

Raiffeisenbank issues 6 types of ruble loan cards and 15 types of debit cards, five of which allow transfers not only with Russian currency, but also with the dollar and the euro. But, we repeat that it is possible to work with currency only in Raiffeisenbank's devices.

The requested cash withdrawal volume differs from the amount of funds to deposit.

Depending on the face value of banknotes, the limits on the amount of one transaction may vary at the ATM. Before making an investment or withdrawal of paper money in the units of partner banks, you can find out the balance of the card account for free.

The result depends on the face value.

ATMs are configured for the number of notes. Technically possible maximum circulation volume of money sheets in the machine is 30 banknotes.

If the face value of the money sheet is five thousand, then 150 thousand can be withdrawn in one transaction. A unit loaded with thousandths of bills will make it possible to withdraw five times less at a time - only 30 thousand. The smaller the denomination of banknotes in the dispenser of the machine, the smaller the size of the withdrawn amount of money.

Cashing and replenishment in the city of white nights

In the city of St. Petersburg, 58 Raiffeisenbank units were registered for cash withdrawals and deposits.

In addition, Raiffeisenbank's partner banks in St. Petersburg help RBF users receive cash or replenish a card in institutions:

• Binbank;
• Gazprombank;
• "Moscow credit bank";
• Rosbank;
• Russian Agricultural Bank;
• Uralsib;
• Energotransbank;
• "UniCredit Bank".

The number of devices for receiving and issuing money in St. Petersburg varies between banks. Banks from the first twenty are represented in the city thoroughly by the number of offices, and ATMs and terminals.

An ATM was installed in the only St. Petersburg branch of Energotransbank to receive cash from partners' customers.

So far, Moscow Credit Bank has the only unit accepting money in the city of St. Petersburg on Pulkovskoye Shosse in the premises of the Avtodom car dealership. This information can be clarified on the website of the financial institution. If necessary, MKB customers withdraw money in the modules of all partners, including through Raiffeisenbank devices, and deposit bills through the Alfa Bank unit.

How to identify a partner

The chain of mutual services was confirmed and closed in a ring. This gives us hope for the hassle-free use of plastic, both Raiffeisenbank and its partners.

Consumers of partner banks can use the Raiffeisenbank modules to deposit / withdraw cash if necessary.

Each financial institution has developed a recognizable logo. It is useful for the reader-counterparty of the bank to know the “picture” of the institution in order to easily find the necessary device.

Typically, on the device’s body, the bank logo is located on both sides and on the front. In addition, information on the KFU website and the emergency telephone number is printed on the sides.

In the branches of the RBF near the ATMs there is an information stand with the addresses of the terminals and ATMs of partner banks.

Ambulance Banking

Hotline in difficult and unusual situations advises plastic holders. The client should be patient and calm, as most hotlines are robotic. A conversation with a live operator is a rarity. Therefore, suggestions and wishes should be stated clearly and concisely.

If you have questions about working with ATMs without a commission from Raiffeisenbank's partner banks, the hotline will certainly help.

Incomplete namesake

Ukrainian Raiffeisenbank Aval is part of the Raiffeisen Bank International AG holding. A large bank has gained a high reputation in the market, consumers trust KFU, whose shareholders are RB with a share of 68.3% and European Bank for Reconstruction and Development with a 30% ownership of capital.

The political events of 2014 led to the closure of Aval's branches in Russia, including the Republic of Crimea.

At the time of writing this article, there are no partnerships between the Russian RBF and the Ukrainian Raiffeisenbank Aval. Clients of these banks will not be able to quickly use the aggregates of a consonant institution to either withdraw or accept cash. Information received by phone hotline.

Trust percentage

Cash deposit and withdrawal from plastic is made without commission.

To understand how convenient it is to have regular partners when conducting cash transactions, you should familiarize yourself with the percentage of payments when interacting with a “foreign” bank or a “foreign” card, for example, a transfer.

Transfer from your own card to the plastic of “other” banks:

• with debit - 1.5% of the transfer amount, but at least 50 Russian rubles, 3 US dollars or 3 euros;
• with credit - 3% of the amount of departure + 300 Russian rubles.

Transfer within Raiffeisenbank to cards of other clients:

• with debit - no commission;
• with credit - 3% of the transfer amount plus 300 Russian rubles.

Transfer from plastic of “foreign” banks to your own RBF card.

No commission, but for a transfer, a commission may be charged by the issuing bank of the write-off object. For example, if you transfer money from a debit card of a “foreign” Sberbank to the RFB credit plastic, then Sberbank will charge 0.3% for the service, and Raiffeisen will not take a dime.

Transferring money between Raiffeisenbank's own cards:

• with debit - no commission;
• with credit - 3% of the transfer amount plus 300 Russian rubles.

Accessory banks work similarly. Cash transactions do not place any burdens on a Raiffeisenbank client, regardless of whether the counterparty deposits money on a card at the RBF ATM or deposits it through aggregates of partner banks. Only non-cash transfers are subject to interest withholdings.