Often, the most favorable conditions for loans and deposits offer a little hyped financial institutions. One of these is Bystrobank. Reviews show that here you can get a loan on loyal terms, it is profitable to invest money. The bank also offers credit cards for individuals.
Basic information
In 1992, the joint-stock private bank IzhLadbank was established. A little later, the institution was reorganized into an open joint stock company. In 2008, the organization was renamed “Bystrobank”. With this name, the institution operates to this day. The whole range of financial services is provided by Bystrobank. Deposits of a financial institution are most popular. Everyone can draw up a high-yield deposit agreement.
Initially, a financial institution was opened as a regional one. Today, there are representative offices in many cities of Russia. Bystrobank ATMs are located near each branch. The address of the financial institution’s main office is 268, Pushkinskaya Street, Izhevsk. Detailed information on products can be obtained by the hotline number indicated on the official website.
Other offices in Izhevsk are located at the following addresses:
- Karl Marx Street 175;
- Lenin street, house, 138;
- Novostroitelnaya street, 33;
- Kommunarov street, 221;
- Votkinskoe highway, house 170.
Branches function in all regional and some district centers of Russia. Really extensive is the Bystrobank network. Addresses of offices can be clarified on the official website.
Loans from Bystrobank
Consumer lending is one of the most popular banking services. Favorable conditions in this direction are offered by Bystrobank. Each client has the opportunity to borrow up to 1 million rubles. Large loan agreements are executed on the security of real estate or transport. The maximum term is 84 months. Everyone has the opportunity to take out collateral insurance.
The reviews show that any citizen of Russia at least 21 years old can apply for a loan at Bystrobank. It is important that at the time the contract expires, the client is not older than 75 years. Profitable loan programs for senior citizens are also offered. An important condition is the constant registration in the region where the financial institution is present.
Bystrobank also offers loans for cars and real estate. The financial institution is a member of the state program of soft loans.
Term deposit "Maximum bid"
A deposit at a trusted financial institution is an opportunity to preserve your savings, as well as increase them a little. Favorable conditions in this direction are offered by Bystrobank. Deposits for individuals are represented by several options. The program “Maximum Bet” is especially popular among citizens. The client can conclude the contract for 1096 days. Interest is paid to a separate account. Capitalization is also possible. The contract rate is up to 7.863% per annum.
What will happen if the client terminates the contract ahead of schedule? Of great importance is the duration of the funds in the deposit account. If the contract was terminated after 365 days from the date of execution, the earned interest will be paid in full.
Term deposit “Profitable”
The main feature of this program is that the rate depends on the term of the deposit agreement. What does Bystrobank offer? Reviews show that the most favorable conditions are provided if the deposit is issued for 547 days. In this case, the yield will be 7.5% per annum. The first installment under the contract should not be less than 10 thousand rubles. The client has the opportunity to replenish the deposit monthly at least 3 thousand rubles. Interest is paid at the end of the contract. Capitalization is not provided.
In order to conclude an agreement, you must contact the nearest branch of a financial institution and draw up a statement. Bystrobank working hours: daily from 10:00 to 19:00, except weekends and holidays. The client must have a passport of a citizen of the Russian Federation with him, as well as an identification code.
Convenient deposit
The following deposit program is suitable for those who want to constantly manage their savings. According to the terms of the “Convenient” deposit, the down payment must be at least 5 thousand rubles. The client can replenish the deposit monthly and withdraw money from it. At the same time, the minimum balance at the level of 5 thousand rubles should remain on the account. The rate at the conclusion of the contract is 6% per annum. The maximum deposit period is 6 months. If the client does not withdraw his funds, the contract is automatically renewed for the same period.
The “Convenient” deposit is very popular, as it does not require large investments. In addition, any adult citizen of the Russian Federation can make a deal with the bank. It is only necessary to present a passport, as well as an identification code.
Deposits in foreign currency
Many clients are attracted by deposit programs involving deposit in foreign currency. Offers to issue a contract for the long term “Bystrobank”. The office can be visited even by those who plan to save the amount in foreign currency for several days. Moreover, the longer the term of the contract, the greater will be the return on the deposit. When making a transaction for 7096 days, the client receives 0.5% per annum of his savings. The minimum deposit amount is 100 dollars or euros.
A client who draws up a contract for a long period has the opportunity to withdraw up to 40% of all receipts. The depositor chooses the conditions for paying interest on a monthly basis or upon termination of the contract. To register a currency transaction, the client must present a passport, as well as an identification code. The contract can be concluded at any branch of Bystrobank. The reviews show that clients on foreign currency deposits are served out of turn.
Deposits for legal entities
Favorable conditions for cooperation are offered by Bystro Bank for entrepreneurs and legal entities. These are salary projects, and accounting, and settlement and cash services. But the most noteworthy are deposit programs for organizations. What does Bystrobank offer? The office can be visited by company executives who do not yet know how to use available funds. A deposit is a reliable financial instrument that not only protects money from inflation, but also multiplies it.
Legal entities, as well as private entrepreneurs, can conclude an agreement both in rubles and in foreign currency. The minimum period is 31 days, the maximum is 1896 days. Unfortunately, prolongation and replenishment of the deposit are not provided.
A service for legal entities called “Minimum Balance” is also popular. This is the most convenient form of income from funds that are temporarily not used by the company. The head of the organization, who opens an account with Bystrobank, has the opportunity to independently determine the size of the minimum balance. The contractual rate is set by the bank individually.
Feedback on the work of Bystrobank
A financial institution is developing dynamically. Every year more and more advantageous services are offered by Bystrobank. Reviews show that the number of clients of a financial institution over the past few years has grown significantly. The fact that branches are opened not only in regional centers, but also in the provinces, is also encouraging. Both ordinary citizens and large organizations can conclude an agreement.
The most popular are loans and deposits. The number of customers is growing due to the fact that Bystrobank is a member of the Deposit Guarantee Fund. ”
Good reviews can be heard about the online banking of a financial institution. Each registered client can in real time monitor the movement of the account, pay loans and utilities, transfer funds to accounts of other banks. Support service is open around the clock.