The purchase of an apartment is a specific and complex process, which consists in evaluating numerous factors, studying the documents and the nuances of the selected property. From the correct choice of housing depends on how legally clean the transaction will be and the quality of the object itself. Therefore, everyone should figure out what to look for when buying an apartment. For this, the property itself, the seller, the documents received and the history of the property are evaluated.
Independent purchase or with the assistance of an intermediary
Initially, it is decided whether the property will be selected on its own or if specialists will be involved for this. If you take the help of realtors or lawyers, you can prevent the many negative consequences of such an acquisition, as the apartment is comprehensively studied.
What to look for when buying an apartment on your own? If the procedure is performed on its own, then you need to ask the seller for a lot of documents on the object.
If the services of an intermediary or a realtor are ordered, a special contract is drawn up with him, providing for the possibility of various negative consequences of the acquisition, which are eliminated by the specialist.
Where does the choice of real estate begin?
What to look for when buying an apartment in the first place? Initially, you need to answer several significant questions:
- determines whether housing will be bought in the primary or secondary market;
- it is calculated how much money will be allocated for this by the buyer;
- it is decided whether solely their own savings will be used or whether it will be necessary to resort to the help of banks;
- it is chosen how many rooms should be, what their quadrature will be, and also in which region of the city it is preferable to choose an object.
Based on these parameters, you can choose the best apartment to purchase
Primary or secondary?
It is important to know what to look for when buying an apartment in a new building or in the secondary market. Each option has its pros and cons, which must be carefully studied.
| New housing | Secondary market apartment |
| Benefits of buying | The legal purity of the transaction is guaranteed, as there is no history and former owners | The transaction is executed promptly |
| Housing is new, so there is no need to carry out major repairs, replace communications or perform similar actions | You can choose an apartment in any suitable area of the city, and in most cases there is a well-developed infrastructure |
| The cost is considered acceptable, and you can save a lot of money if you choose an apartment in a house under construction | Usually there is a good repair, so you can immediately settle in real estate |
| Cons Cons | If the acquisition is realized through remote control, then you will have to wait a certain time when the object will be completed | High legal risks, as minors may be registered in the facility or there may be claims from third parties |
| Typically, new buildings are located in remote areas of the city, and often there is no well-developed infrastructure | The possibility of having debts for utilities or major repairs that new owners will have to pay off |
| Available options are sold without finishing, so you need to invest money and effort in repair | The quality of housing may be poor, so it is often necessary to repair or replace expensive communications |
| The developer may go bankrupt, so there is always a risk of losing your funds | Ability to contact scammers |
Thus, each option has both pros and cons. If you figure out what to look for, what you need to know when buying an apartment, then with any option, you can become the owner of the optimal property.
The nuances of buying a new building
Many people prefer to buy new housing, as it is better and located in new areas. There are no problems with past tenants, and you can also be sure that no third parties can claim this property.
If you plan to buy a new apartment, what to look for in order to prevent various negative consequences? For this, the reputation of the developer, the area of the new building, the materials of the construction of the object, the cost of the apartment and the development of infrastructure are studied.
The choice of the developer
Initially, you need to decide on the developer, represented by a construction company engaged in the construction of an apartment building. The most appropriate is the purchase of an apartment in a house under construction on the basis of the DDU. In order not to make a mistake with the choice of the developer, several factors must be taken into account:
- on the website of the Arbitration Court of a specific city, it is checked whether there are any claims against this company;
- It is advisable to talk with other buyers of apartments sold by this organization in order to find out about possible housing problems;
- on special sites on the Internet a thorough check of companies is offered, on the basis of which you can find out the financial condition of the enterprise;
- it is advisable to go to the construction site several times on your own to check how the work is going;
- you need to visit the site of the developer to study all the information presented on it, to make sure you have a building permit and find out other facts;
- almost always there are groups in social networks or forums that discuss the construction of a particular house, and using these sites you can get the most information about the structure.
If you know what to look for when buying an apartment in a house under construction, then you can guaranteedly count on the absence of various problems from such an acquisition.
Other relevant parameters
Before buying an apartment, you should evaluate some other important points:
- the area where the house is being built, as it should be distinguished by developed infrastructure and transport accessibility;
- the floor on which the apartment is located, and usually the most affordable are the premises located on the first or last floor;
- the presence of centralized or autonomous heating, and often developers install heating boilers in each apartment, which allows property owners to independently regulate the heating of the premises;
- if a family with children purchases housing, then it is necessary to take into account the presence of playgrounds, kindergartens and schools so that there are no difficulties with the development of kids;
- the material of building a house is evaluated, and the most popular are apartments in brick buildings, but objects in panel houses are available;
- the number of rooms is selected depending on the number of family members;
- the layout of the premises, which should be convenient for residents, is taken into account.
If you know what to look for when buying an apartment from a developer, you can get really comfortable housing at an affordable price. At the same time, you can be sure that the developer will not declare bankruptcy or will not use various fraudulent schemes to deceive equity holders.
Buying an object in the secondary market
Many people are interested in apartments on the secondary market. Such a purchase has many advantages, so you can choose a property that will be attractive, located in the city center, with quality finishes or other important parameters. If you plan to purchase a secondary apartment, what should I look for to prevent possible loss of funds?
The main disadvantage is that the transaction can be carried out by fraudsters, so it is important to ensure its legal purity. To do this, you must carefully check the real estate itself, the seller and the documents transmitted to him.
What facts are checked?
Initially, you should check some factors that will allow you to choose a truly optimal option for a purchase. If you plan to purchase a secondary apartment, what should I look for? Various points are checked for this:
- It is advisable to talk with the residents of the selected house in order to find out the situation, since they can say that the residents of neighboring apartments constantly rowdy or flood the selected object;
- it is not recommended to choose apartments located on the first or top floor, as well as corner options are considered the most inappropriate for purchase;
- objects that were built not earlier than 10 years ago are purchased, as they are still considered new, but they are time-tested, so all serious shortcomings are easy to identify.
The disadvantages of buying a home in the secondary market include the high cost of various options.
Which documents to check?
If you plan to purchase an apartment, what should you pay attention to to ensure the legal purity of such a transaction? It is considered optimal to request the seller many important documents. These include:
- the seller’s passport, which will indicate whether he is officially married and has minor children;
- notarized permission of the husband or wife to sell;
- title papers for the selected apartment;
- cadastral passport or extract from the USRN to the object;
- the documentation on the basis of which the apartment was received, and it can be presented by a contract of sale, property of the estate or donation;
- papers from the BTI, in which there is a correct layout of the apartment, and if it is broken, then we need papers confirming the legitimization of redevelopment;
- a certificate from a personal account opened at the facility, which will allow you to find out about the possible presence of debt for housing and communal services;
- extract from the house book containing information about all residents registered in real estate.
Thus, if you figure out what to look for before buying an apartment, you can choose really high-quality real estate, and the transaction will be legally clean and safe.
What other documents are checked?
- If you already have a sales contract drawn up, then you need to carefully study it to make sure that it contains the necessary information about the property being sold.
- It is advisable that the seller show an extended extract from the house book, which is issued by the FMS, since there is even data on past residents of the apartment.
- If the housing was privatized, then you need to make sure that there are no people who were not included in the contract without a correctly drawn up refusal, since they have the right to real estate.
- It is necessary to order an extended extract from the USRN, which lists all the co-owners of the object.
If the seller refuses to transfer certain documents and information, then we can say that he has something to hide, so it is advisable to refuse such an acquisition.
Checking the quality of the apartment
When buying a home, what to look for and how to check the apartment to make sure that such an acquisition is really relevant for a particular person? To do this, check the quality of housing in various ways:
- documents are ordered for the object from the BTI, with which you can check for illegal redevelopment;
- when communicating with the seller, it is important to make sure that all his documents are genuine, for which it is advisable to use the website of the migration service, since it can be used to find out if the number of a particular passport is invalid;
- if the intermediary is engaged in the sale, then you need to check whether he has a power of attorney certified by a notary;
- you need to make sure that the seller is competent, and this information can be clarified with the neighbors or find out the information from the medical certificate requested from the person.
All these facts should be checked, but if the seller insists on a quick sale, then you need to be careful, since he can hide various significant information.
Legal advice
When buying an apartment, everyone should know what to look for. The advice of experienced lawyers is standard and important for property buyers:
- it is advisable to conduct the transaction through real estate agencies that independently carefully check the property;
- the contract is studied in detail, on the basis of which the object is acquired, and especially much attention needs to be paid to information about the seller and payment methods;
- It’s not necessary to agree that the contract indicates the underestimated value of the apartment so that the seller can reduce the amount of taxes;
- if prepayment is required, then it is issued only against receipt;
- it is advisable to transfer funds through special banking instruments, therefore, transfers by wire transfer will be optimal.
Only following these tips can guarantee a clean and secure transaction.
Conclusion
Thus, buying an apartment is a complex and important process for every person. It is necessary to carefully understand all its nuances in order to prevent possible negative consequences.
The documents of the seller, as well as the apartment itself, must be checked. It is important to make sure that third parties cannot apply for this property, and there must also be confidence in the high quality of housing. Only under these conditions can you count on a worthy purchase.