To know what limit on Yandex.Money is necessary for everyone who uses this electronic payment service. How much money you can deposit and withdraw depends on this. Having passed the identification procedure, you can increase the limits. Then using this service will become even more convenient.
Electronic service "Yandex. Money"
The limit on Yandex.Money applies to all users without exception. Both individuals and legal entities. In general, this is an electronic payment service that operates on the Internet. With its help, users have the opportunity to accept payment in a variety of ways - cash, bank cards and, of course, electronic money.
You can apply this service both from a personal computer and through mobile applications. Settlements are carried out only in Russian rubles.
With some restrictions, even unregistered users can rely on Yandex.Money. True, only through the special service "City Payments". Those who went through a simple registration procedure and issued an electronic wallet immediately get new opportunities. For example, to issue a bank card that will be tied to this particular account, set reminders, and have wide access to various functions.
In Russia, this is one of the most popular electronic payment services. Now about 18 million users are registered on it, several thousand new ones appear daily. One has only to say that just over 20% of the country's population used their electronic wallet at least once in their life. And this means that every fifth Russian is interested in the question of what is the limit for Yandex.Money today.
Yandex. Money: The Beginning
This electronic payment service appeared in 2002. At first, it was possible to pay only through a special client program.
An intuitive and user-friendly interface appeared only after three years. Users have the opportunity to manage their accounts and finances from any computer from anywhere in the world. Then the popularity of Yandex. Money immediately increased sharply.
Service Interfaces
Initially, Yandex.Money used two types of interfaces. These were Yandex. Wallet and Internet. Wallet.
Access to the first was carried out through a web-interface, to the second - only with the help of a specially installed program that had to be downloaded to your personal computer. In 2005, a technology appeared that allowed not to download the program for setting up an account, but simply register in the system and have access to your wallet from any device.
In 2011, the special program was finally abandoned, transferring all the accounts created in it to a single web interface.
Work principles
In the Yandex.Money system, everyone adheres to strict principles of work. So, the user can deposit money into his account in any of the possible ways. Moreover, at the moment when the payment for the goods or services occurs, the system sends electronic money to the store’s account from the user’s account.
After that, the store presents electronic money to the processing center in order to receive confirmation of their reliability and possible use. After it became known that the money had not been used before, a corresponding receipt is sent to the buyer. Funds are debited from his account and are credited to the store’s account.
Interestingly, the speed of these procedures is so high that it remains almost invisible to the client. It seems to him that everything happens instantly.
User identification
By going through a simple identification procedure, you can significantly increase the limits in Yandex.Money for depositing and withdrawing funds. To do this, you must personally bring the completed application and identity document to one of the company's offices. They are located in the largest cities of the country - Moscow, St. Petersburg, Novosibirsk, Rostov-on-Don, Kazan, Yekaterinburg.
There are other ways. You can make a special identification payment through the Contact system, either bind your account to the bank card of Otkritie Bank, or send a registered letter to the office containing a statement certified by a notary.
Since 2013, the identification procedure has been simplified. Now you can go through it at Euroset offices throughout the country.
Limits for anonymous wallets
The limits of the Yandex.Money card for anonymous wallets are the smallest, since the user practically does not need to confirm his identity.
The balance on the wallet cannot exceed 15 thousand rubles. At the same time, the limit for one-time replenishment in the amount of the same amount applies. 15 thousand rubles is the maximum that you can put on your wallet for the whole day.
The total limit on expense transactions is 15 thousand rubles each. At the same time, up to 300 thousand can be spent per day, and up to half a million rubles a month.
For anonymous users, electronic money transfers are not available. There is also a restriction on payments. For bank receipts, legal entities and individual entrepreneurs can be transferred no more than 150 thousand per month, taxes can not go more than 300 thousand per month, and for the payment of fines the traffic police no more than 100 thousand rubles per month. For the services of mobile operators, you can pay no more than 5 thousand rubles daily.
Named Wallets
More opportunities are available to owners of personalized wallets. The limit on the balance is 60 thousand rubles.
This is the limit at Yandex.Money. Restrictions on replenishment are established in one operation. Moreover, one recharge from a bank card is limited to 15 thousand rubles.
The ability to make and expenditure operations is increasing. The total amount of expenditure transactions per month can reach one million rubles. The Yandex.Money wallet limit for electronic money transfers is limited to 200 thousand rubles per month and 60 thousand per transaction.
Owners of personalized wallets have the right to attach a bank card to their online wallet. In this case, one expenditure transaction may not exceed 60 thousand rubles. This is the maximum amount that can be spent per day. In a month you have the right to dispose of 200 thousand rubles.
At the same time, owners of personalized wallets have new opportunities. For example, pay in iTunes (you can spend 15 thousand rubles at a time).
Identified wallets
Of course, those who have been identified in any way possible have the most opportunities. In this case, the limit of the remainder in the wallet will immediately increase significantly - up to half a million rubles.
Moreover, the total amount of replenishment per day can reach 600 thousand rubles. You can deposit up to 100 thousand rubles to your electronic account using Euroset stores throughout the country.
The limit for cash withdrawals at Yandex.Money, provided that you have been authenticated, can reach three million rubles per month. At the same time, the maximum amounts that you have the right to transfer from one wallet to another increase significantly - up to 400 thousand rubles at a time.
The one-time withdrawal limit of Yandex.Money depends on what type of transaction you have selected. In any case, it will be significantly higher than that of anonymous users and owners of personalized wallets.
Thus, you can see for yourself that the Yandex.Money electronic service is a modern and convenient way to manage your finances on the Internet. Almost half of the Russians trust him.