Home Credit Bank has a well-developed network of branches. These are more than 1400 office branches, over 800 ATMs and more than 59 thousand points of sale. This means that a large number of people turn to Home Credit and Finance Bank. Reviews, too, of course, are abundant.
Their character is very different. There are positive ones that were left in gratitude for the good service. And there are negative ones that characterize the problems that have arisen.
The last of them are usually written in a detailed, detailed form. And this, of course, is correct. If you decide to become a customer of Bank Home Credit, the reviews will help you figure out whether it is worth contacting. One only needs to be able to distinguish cases that occurred due to the fault of the bank's employees from those in which the client is to blame.
Today you can get the necessary information without leaving your home. Before turning to reading the opinions left, carefully study the official website of Bank Home Credit. Feedback after this will be easier to understand.
If a person complains about incorrect service, rudeness, inability to get an exhaustive answer, then this is undoubtedly the fault of the bank employees. And when complaints are received that the person signed the agreement in a hurry, and at home he carefully read the conditions and became indignant, then he only needs to blame himself.
All the conditions for obtaining comprehensive information are created in the bank branches. Previously, you should familiarize yourself with the bank's website. It describes in detail the available loan offers - rates, terms of payments and terms of registration.
In the news you will find all the latest innovations. Pay attention to insurance conditions: it is not obligatory. If you are in any doubt, check with the Home Credit Bank toll-free line. Reviews should help you eliminate unpleasant moments.
The site has a loan calculator, which is very convenient, and for each loan offer separately. You simply enter the amount, the number of months to pay off, and a monthly payment appears in front of you.
You can immediately calculate how much you will pay in excess of the amount received. Multiply your monthly payment by the number of months. Subtract the amount taken from the result. This difference is bank interest.
Make a preliminary online application, get approval. And, armed with knowledge, go to the Bank Home Credit. Be sure to leave feedback on cooperation with the bank later.
Credit offers of Home Credit Bank
Cash Lending: Big Money and Quick Money. The first option offers two loan products. This is a loan at an interest rate of 29.9, the proposed amount is from 50 to 400 thousand rubles, and a loan at a rate of 22.9%, the amount is offered from 100 to 700 thousand rubles.
For a Quick Money loan, the interest rate ranges from 39.9 to 69.9%. It depends on the number of documents submitted for consideration. The more there will be, the lower the percentage and the more advantageous the offer.
Credit card “Quick purchases” is offered. If you provide a passport and two additional documents confirming your income, then the annual rate will be 34.9%. Passport and one additional document - 39.9%. One passport - 44.9%.
The minimum payment here is 5% of the amount you owe. But you cannot pay less than 500 rubles . There is a delay in the payment of interest, the term is 51 days. If you withdraw cash, then pay a commission of 299 rubles, so it is better to withdraw all the money at a time.
There is one more loan: Home Bank offers car loans. Please note that CASCO insurance is optional here. The amount is issued from 50 to 500 thousand rubles. If the loan is secured by a vehicle, the annual rate will be 18.9%. Otherwise, 29.9%.