QIWI is a Russian payment service designed to facilitate the payment operations of users who took a large amount of time a few years ago. Payments on bills, payment of loans and purchases in the online store no longer pose any difficulty. QIWI electronic payment system is considered one of the most sought after in the financial market. Therefore, the question of how to replenish the Kiwi Wallet is profitable and quickly becomes more relevant among users.
At the moment, there are several ways in which the owner of the wallet can easily transfer money to his electronic account.
What is QIWI and what are its features?
The basis of the payment system is the well-known Visa. Today, the platform allows you to manage an electronic account, make transactions from a computer, mobile gadgets and tablets. Also, in all cities of Russia, terminals are popular, through them it is easy to conduct many payment transactions from your wallet, including without commissions.
In order to use the funds located on the Kiwi Wallet in ordinary stores, you can order a bank card issue, which will be automatically linked to an electronic account. This opportunity has long been used by freelancers who receive payment for their work on the network at Kiwi Wallet.
To ensure maximum protection of funds, a mobile phone number is used, which is fixed during the registration process.
How to use Qiwi Wallet?
As the number of users of different age categories begins to increase every day, the menu and the operating principle are trivial. You can work with the wallet through:
- terminal;
- downloaded and installed application for smartphones;
- through the official website on the PC;
- SMS commands to number 7494. However, it is worth noting that some teams require additional payment (on average, the cost of one message is at least 4 rubles).
You can also pay for goods and services through a plastic card, the issue of which can be issued on the official website of the payment system.
As for working directly with the wallet, it does not require additional payment. It is only necessary to pay attention to the connection of additional services.
How to top up a wallet account with a bank card?
Almost every Kiwi Wallet owner today has a plastic card of one of the major banks. If there are funds on it, they can be transferred to the electronic account of the payment system in several ways:
- Through an ATM or terminal. In the menu of such devices of popular financial organizations there are special options "Top-up" Qiwi Wallet "." It remains for the client to insert his bank card into the ATM, select the appropriate transaction, enter the transfer amount, confirm the transaction;
- Through online banking. The most popular answer to the question of how to replenish a Qiwi wallet from a Sberbank card. To make a payment, the user must have an active online banking account. To replenish the account, it remains to go to the "My Account" via a computer or application on a smartphone, select the appropriate option and make a payment.
- Through the official website of the payment service. To replenish the Qiwi Wallet with a bank card, the user will have to bind it to the account. Only Visa or MasterCard name cards are suitable for this operation.
Account replenishment through the terminal
QIWI terminals are available in almost all cities of Russia. It’s very easy to top up an electronic account through them. An important point - when transferring an amount of more than 500 rubles, a transaction fee will not be charged.
Instructions on how to replenish QIWI Wallet through QIWI terminal:
- In the main section, select "Visa QIWI Wallet".
- Go to the "Replenish wallet" tab.
- Enter the phone number to which the wallet is attached and confirm it on the next page.
- It is optional to fill in the field titled “Enter a comment for payment”; to proceed to the direct replenishment, click the “Next” button.
- On the "Make Money" page, make the necessary amount in the bill acceptor of the terminal and confirm the replenishment.
This method, which describes how to replenish QIWI Wallet through the terminal, is considered the fastest, and if the minimum payment amount is respected, it is also the most profitable. As a rule, money is credited to the account almost instantly.
How to recharge Qiwi wallet from your phone?
Another relevant and convenient way. You can top up your electronic account without leaving your home. To make a payment, you must go to "My Account" on the official website. Go to the "Top up wallet" tab and select the "From phone balance" option. It remains to indicate the amount of replenishment and confirm the payment through the code that will come to the specified number in the SMS message.
When filling in the payment field, an amount will appear on the screen taking into account the commission, which will be debited from the mobile balance.
Despite the interest charged, many users note that this method is very attractive, since replenishing the Qiwi wallet in this way is quite simple. In addition, funds are credited to the account almost immediately.
Service "Ask a friend"
Another way that describes how to replenish the "Qiwi wallet." It is the least popular among users, but it has a place to be. The operation is performed in the same way as the previous replenishment, through the official website of the payment service. In the process of its implementation, a friend, whose number will be indicated in the payment, will be billed for payment. When the account recipient logs into his account and confirms its completion, the specified amount will be sent to the user's wallet.
As a rule, this method is most often used in the field of freelance or the provision of other services.
Top-up through MFIs
Some microfinance institutions, especially those involved in online loans, provide lending services with the transfer of borrowed funds to customer accounts in electronic payment systems. Therefore, this method is also considered relevant, as it is possible to replenish the Qiwi Wallet at any time and for any amount.
Official partners of the QIWI company: Zaymer and Platiza.
If necessary, the user can quickly get a loan of up to 30 thousand rubles to his wallet by filling out an application on the official websites of these financial institutions.
Having decided to use this method, the user should keep in mind that he will still have to give back the borrowed funds. And also do not forget about the interest, as replenishing the Qiwi Wallets for free, not beneficial for organizations. And the interest rate in such MFIs is usually higher than in ordinary banks. On the other hand, obtaining a loan in this way is much easier and faster, without collecting and providing a package of documents and various certificates of employment.
Bank Transfer
An option that describes how to replenish a Qiwi wallet through Sberbank or another nearby financial institution can also be used by electronic account holders. Before you go to the bank branch, you must download the details for the transfer from the official website of the payment system. The size of the commission for the replenishment is set by the bank. The time for receipt of money to the wallet is up to 5 working days. But, as a rule, transactions are carried out without delay. If there is no money in the account, you can always contact the bank with a receipt for payment.
Having examined all the main methods of replenishing the Kiwi Wallet, the user will be able to evaluate the convenience of each of them and choose the best option for himself.