Current legislation provides an additional pension for children born before 1990 . It is calculated by taking into account non-insurance periods in the form of pension coefficients. Let's consider in the article in more detail who is entitled to the addition to the pension for children and how it can be obtained.
General information
It is worth saying that information about additional allowances for retirement for women for children has generated many myths. However, all of them were dispelled after the publication of explanations by the FIU. To deal with the features of the application of innovations, we turn to the law.
The supplement to the pension for children is stated in Federal Law No. 400. According to its provisions, pensioners with so-called non-insurance periods can expect an additional payment. Among them, in particular, is the time during which care was taken for children under 1.5 years of age.
Surcharge for pensions for children born before 1990 is accrued by translating these periods into the PKI (individual pension coefficients). The value of these points is indexed annually. For 2017, one coefficient is 78.58 rubles.
Until 2015, these non-insurance periods were not taken into account. Accordingly, they did not affect the amount of pension provision established for a woman.
Nuances
Since an addition to the pension for children is accrued under the new rules, it is necessary to assess all possible risks. The fact is that the pensioner's insurance experience will be reduced for non-insurance periods translated into the coefficients. Accordingly, this may adversely affect the existing retirement benefits.
Lawyers recommend that before applying to the FIU for an addition to the children's pension, make calculations. In some cases, the amount of the surcharge does not exceed 100 rubles, and in others it can reach thousands.
However, it is worth saying that in some situations, in order to receive supplements to the pension for children, women will have to completely abandon the already established security. This may entail a significant change in the accrual order. It is important to understand that if you refuse to supplement the pension for children, you cannot return to the previously established calculation procedure.
As mentioned above, the amount of surcharges can vary significantly. To determine the amount of the allowance, PFR employees will have to raise the pension business and carry out rather laborious calculation work. There is no guarantee that everyone who is entitled to a child pension supplement will receive a higher amount than before. According to statistics, about 20-30% of the applicants are charged a premium.
Retirement moment
It is the determining criterion for prescribing supplements to a pension for children . It is advisable to contact the FIU only for those women who went on a well-deserved rest before January 2015. After this date, the FIU staff for each pensioner have already calculated both options (taking into account non-insurance periods and without it) and have established the most advantageous way of providing. Accordingly, it makes no sense for these individuals to write an application for an addition to their children's pension .
Decisive factors
Women can apply for a child pension supplement if:
- During non-insurance periods, they were not employed at all. That is, in fact, there was a break in professional activity. This is possible, for example, if the birth of a child occurred during the period of study at the institute, technical school, etc.
- At the time of birth and care for the young woman, she worked, but replacing vacation with pension coefficients would be more profitable for her.
The latter in practice is common in situations where:
- A woman has two or more children. The more children, the greater the number of points. Accordingly, an addition to a pension for two children can compensate for a reduction in insurance coverage. It should be borne in mind that the legislation establishes restrictions. The supplement can be received by no more than four children.
- When a woman was granted retirement benefits, earnings paid before 2002 (if there was a maternity leave during this period) did not exceed its average national size or exceeded, but not more than by 20%. Simply put, a woman at her place of employment had a small salary at the time of the appearance of the child.
Typically, in connection with these circumstances, pension coverage was scheduled for January 1, 2015 in a small amount. As a rule, payments did not exceed the value of the PM (cost of living). In most regions, such pensioners as of 2017 receive no more than 10-11 thousand rubles.
If these circumstances have occurred, and the pensioner has two or three children, then, of course, an addition to the pension for children can be beneficial. If, even taking into account these factors, the recalculation turns out to be a smaller amount than the amount of the existing security, then the FIU staff will decide on the refusal. Accordingly, payments will not be reduced.
Limitations
Legislation defines a list of citizens who cannot rely on surcharges. It includes the recipients:
- Early retirement. These include persons who have not reached retirement age at the time of going on a well-deserved vacation and are not working. In such a situation, when replacing the experience with individual coefficients, they will lose the right to early retirement due to the fact that the insurance experience will be reduced. Such persons include, for example, teachers, health workers, etc.
- State pensions, the amount of which is fixed. Such entities include, among others, citizens residing in territories affected by the Chernobyl disaster.
- Insurance pension in connection with the loss of a breadwinner. It is, in particular, about cases when the insured citizen has died or disappeared without a trace, and the pensioner is an unemployed relative who was dependent on him. At the same time, the fact of caring for the children of the deceased does not in any way reflect on pension points, on the basis of which the size of payments was calculated.
How much does an addition to a child's pension amount to?
As Article 12 of Federal Law No. 400 establishes, from 01.01.2015, the insurance period includes the time for any parent to leave each child under 1.5 years of age along with working periods. However, you can count no more than 6 years. At the same time, in accordance with paragraph 12 of Article 15 of the same regulatory act, pension coefficients for these non-insurance periods are calculated. Their number is presented in the table below.
Birth order | Number of points |
In one full year | For 1.5 years of parental leave |
First | 1.8 | 2.7 |
Second | 3.6 | 5,4 |
Third fourth | 5,4 | 8.1 |
Consider an example. Suppose a pensioner has 2 children. During their care in 2017, 8.1 points (5.4 + 2.7) were awarded. One point equals 78.58 rubles. Using these values, you can find out what kind of supplement to the pension for children a person will receive:
8.1 x 78.58 = 636.5 rubles per month.
Meanwhile, in practice, the value for recalculation is much smaller. This is due to the fact that if a pensioner was employed during the indicated periods, then upon replacement, the amount of available security will be reduced in proportion to the amount of earnings received during this period. Thus, the amount of surcharge for the first, for example, a child may turn out to be completely negative, since a lower number of points is provided. In this case, it is economically unprofitable to change the method of provision. This is especially true for those who received good salaries in relevant periods.
Child retirement supplement: documents
To receive the allowance, you must contact the FIU with a statement. Its form is unified and approved by Order of the Ministry of Labor No. 14 of 2016. The application must be accompanied by:
- A copy of the applicant’s passport, SNILS.
- Certificate of the birth of children (if they are not in the pension case).
- Documents certifying that each child reaches the age of 1.5 years. If there is a passport stamp on the birth certificate, then this document is sufficient. If there is no stamp, you can present another document that was issued to the child. This can be, for example, a certificate, a notarized copy of his passport, certificate of marriage, etc.
If the applicant cannot provide a birth certificate, you can contact the registry office to obtain a certificate confirming the fact of birth.
The timing
The legislation does not provide restrictions on the time for submitting an application and documents that need to be attached to it. Accordingly, a pensioner has the right to contact the FIU at any convenient time.
Documents are reviewed within 5 days of receipt. If some papers are missing, and the applicant does not have the opportunity to receive them independently, the FIU requests them as part of an interagency cooperation.
If the application is satisfied, recalculation is carried out from the 1st of the next month. Surcharge for previous periods missed from the date of entry into force of the new law is not carried out.
Submission Options
How to get a child pension supplement ? The applicant can send a package of documents by any of the following methods:
- Personally contacting the territorial unit of the FIU. Experts recommend making an appointment in advance. This can be done on the website of the FIU. For recording, registering on the portal is not necessary. Pre-recording will eliminate the need to sit in line.
- Turning to the MFC. Currently, multifunctional centers operate in almost all cities. To receive documents at the MFC, interaction with the FIU should be established. Despite the large number of people turning to multifunctional centers, work is ongoing.
- Through the Internet. Today the portal of public services is actively working. The application is sent electronically. However, in this case, you need to have a verified account on the portal. In addition, only an application can be submitted on the site, the remaining documents must be personally submitted to the FIU. For this, 5 days are allotted. If no documents are received within this period, the electronic application will not be considered, and it will have to be submitted again.
- By registered mail. In this case, the person fills out the application independently, attaches copies of documents to him and goes to the post office. An inventory of the attachment should be made and a delivery notice filled out. Copies of documents must first be certified by a notary.
Fixed payouts
Next, we consider what pensioners can receive in addition to the pension for children born after 1990. The basic rules are enshrined in the Federal Law No. 400 already mentioned above.
Additional payments are relied on if the dependent pensioner:
- minor child ;
- full-time adult child.
In the latter case, there are certain limitations. The pensioner can receive an additional payment if the child has not reached the age of 23.
An addition to the pension for children with disabilities is also provided. The age of the latter does not matter.
Certain categories of citizens engaged in labor activities at the internal affairs bodies, fire service bodies, and penal correction centers, if minors are dependent on them, accrual is carried out in accordance with the procedure established in Federal Law No. 4468-1.
Surcharge
The amount of benefits is affected by several factors:
- The number of minors who are dependents of a pensioner. The pension supplement for three children is significantly higher than for one.
- Applicant's age.
- Presence / absence of a pensioner disability.
- Region of residence.
For 2017, the following fixed surcharges were established for pensioners under the age of 80 who do not have a disability:
- One child - 3416 rubles.
- Two - 4270.
- Three - 5124.
Persons 80 years and older can count on the following amounts:
- for 1 child - 5970 rubles;
- for two - 6832;
- for three - 7680.
If there is a disability for persons over 80, the following payments are established depending on the group:
- For 1 child - 4000-11200 rubles.
- For two - 6440-12800.
- For three - 7200-14400.
Residents of the Far North and territories equated to it, the amount increases by an increasing factor. The amount of payments varies from 6,000 to 168,000 rubles.
An increase in the amount of security is also provided for children studying at the university. Additionally, a pensioner receives 1,500 rubles.
Rules for registration
You can exercise your right to receive an additional payment by contacting the territorial unit of the FIU with an application and a package of documents. The term for their consideration is 10 days (working) from the date of submission.
You can also send an application through the public services portal. To do this, you need to register and confirm your account. You can apply in the "Appointment of Pension" section. There is a special form. It is necessary to fill in the required fields and send a request. It should be said that in this case, consideration and verification of documents will be carried out within 30 days.
Required paper
An application is submitted to the territorial unit of the FIU. His form can be obtained from the Pension Fund. The statement indicates:
- The name of the authority to which it is sent.
- Information about the applicant (full name, address of residence).
- Data on dependents. Indicated by F. I. O. of each, date of birth, place of residence.
Attached to the application:
- Birth certificates of dependents.
- A document confirming the conduct of labor activity (if it is carried out).
- A certificate confirming that the spouse had not previously applied to the FIU for accrual of surcharge.
- Help from the FMS on f. Number 9.
- A document from the place of study, if the dependent is trained and has not reached the age of 23.
- The certificate of the disabled person (for disabled children).
Help for mothers with many children
Women who have become mothers of large families have the opportunity to retire early. The legislation establishes the following conditions for the implementation of this right:
- Reaching 50 years.
- The presence of 5 or more children.
- The length of service is at least 15 years.
At the federal level, additional payments to those already established for mothers with many children are not provided. According to the current legislation, regional authorities have the right to assign pension allowances. Financing is carried out, respectively, at the expense of the budget of the subject of the Russian Federation. For example, the legislation of Moscow provides for payments to mothers with many children in the amount of 4,000 to 9,000 rubles. In St. Petersburg, a surcharge is also established. She is about 3000 p.
Pension points for large families
As mentioned above, a supplement to a pension can be made for no more than 4 children. If the family is large, then to obtain early registration, a woman needs to work 9 years before the formation of a 15-year minimum length of service. The six missing years are for non-insurance periods, which are translated into points.
A mother with many children may receive a fixed premium for each (up to five) minor child. If dependent children are full-time adult children, an additional payment is made on them.
conclusions
As can be seen from the above information, the state is trying to support citizens who have retired and have children.
Of course, the rejection of non-insurance periods in the calculation significantly worsened the situation of individual citizens. In particular, this applies to persons with four or more children. Legislation in force until 2015 provided for a minimum of guarantees. In many cases, the pension accrued according to the rules established earlier did not reach the subsistence level.
Over time, the economic situation began to change. The state has the opportunity to provide citizens with additional security.
At the same time, pensioners should be very careful in resolving the issue of how to receive payments. It has already been said above that replacing non-insurance periods can negatively affect pension rights.
Federal surcharge
She is another way of providing material assistance to pensioners. The federal surcharge began to accrue in 2010 after the enactment of Federal Law No. 213. The provisions of this regulatory act made adjustments to Federal Law No. 178.
Federal surcharge - the amount assigned to persons who have completed work and receive a pension in an amount not exceeding the subsistence level.
When determining the right to receive such an additional payment, the pensioner's income shall be taken into account. It includes all types of pensions, including those established at the regional level. When assessing income, benefits in kind are not taken into account, with the exception of the cash equivalent of payment for telephone, utilities, travel.
Terms of receipt
Federal supplement is provided:
- Citizens of the Russian Federation permanently residing in Russia. A person living abroad cannot receive a surcharge.
- Citizens who are not engaged in labor activities. For example, retirees caring for a disabled person can get a supplement.
- Citizens whose security does not reach the subsistence minimum with all the allowances provided.
The type of pension received does not matter when a federal supplement is assigned. A citizen may receive an old-age pension, for long service, due to disability, pension from the power structures, in connection with the loss of a breadwinner.
The size of the supplement is affected by the cost of living. It is worth noting that in different regions it varies. The living wage reaches its maximum size in the Far North. This is understandable. In these territories, severe climatic conditions, therefore, more resources are needed to ensure livelihoods.
, , . . . , , ().
, , . - :
- Children.
- Senior citizens.
- .
It should be borne in mind that in determining the cost of living for calculating the supplement for pensioners, the age of citizens is not taken into account. For example, a minor who receives a pension in connection with the loss of a breadwinner will be considered a pensioner.