Some citizens of Russia may become repatriates in Israel. But what awaits them and what kind of pension in Israel is worth considering in more detail. For example, the average age at which people can retire is 65 years old, but the old-age cash benefits received by locals and those who emigrated are significantly different.
Retirement Age
If earlier women in Israel could retire at 62 years old, and men at 67 years old, now the legislation has changed somewhat. Now the mark for women has grown to almost 64 years, and soon and generally can equal the male age of retirement. In this way, the state will be able to save more money in the treasury.
It should be noted that local residents can expect to receive old-age benefits from the age of 65. At the same time, income from work is taken into account: if it exceeds 4000 shekels, then the pension is not accrued. After 70 years, it is obligatory for all citizens. Pensions for Israeli pensioners who were under 60 at the time of repatriation are accrued only after checking their income level. But after the execution of 65 years, you can count on constant payments without verification.
What is the size of pensions in the country
On average, Israeli citizens can expect a pension of 6,000 shekels. If this amount is transferred to rubles, it will be a little more than 100 thousand rubles. Pension accruals are made taking into account the following criteria:
- Work experience.
- The age at which the pensioner is located.
- Position held and deductions every month to the fund.
If you consider the Israeli military, the monthly deductions are equal to 1700 dollars. Pensions in Israel may vary. In addition, after retirement, an Israeli can rely on a one-time payment, which is calculated on the basis of a monthly income multiplied by the length of service.
The state also has special allowances, but only pensioners who have no savings, additional income and a car can receive them.
Types of Pensions in Israel
Consider the main features that are available when paying pensions in Israel. There are two types of cash payments:
- Cumulative part.
- The allowance, which is paid in old age.
A funded pension in Israel can be paid to a certain circle of people who meet the following conditions put forward for them:
- People who have lived in Israel and have been working for at least 10 years. The employer can make monthly deductions to the account, then the citizen will be able to receive two pensions. If a person lived in another country, then there can be no question of the funded part.
- The old-age allowance is paid to absolutely all pensioners who have reached the appropriate age.
In any case, the pension will be paid to the citizen.
What is the essence of social allowances
Pensions for Israeli citizens may be slightly increased in case of payment of an additional social allowance. But this is possible if a person has a low level of income. The social allowance can be calculated for a married couple or senior citizens who are single. If a couple has no savings, then they can count on a premium of 41,800 shekels, single people can count on 27,900 shekels.
Old age allowance
Pension in Israel in the form of a special allowance can be paid to people who were not insured by law and became residents of the state after they turned 60 years old. As a rule, such people are called new repatriates. In this case, a woman who is married and lives with her husband is not entitled to receive special allowance.
The pension will be paid only to the husband, but taking into account the special allowance for his wife. The amount of such social benefits will be equal to the usual pension.
Returnees and deductions for them
Every year there are more and more people who are called repatriates. This is due to the fact that the Government of Israel is trying in every possible way to support its compatriots. If an emigrant proves the unity of his roots with the Israeli people, he will be able to rely on many rights, which are also used by local residents.
Pension payments will primarily be accrued only taking into account seniority. If a person has worked in this country for ten years, then his average pension can be equal to 800 dollars a month. If there is no seniority, then the pension in Israel for repatriates will be equal to 500 dollars.
But the main condition for the payment of benefits may be a permanent stay of a person in the country: if he leaves for two months, then payments immediately cease. Before moving to Israel, you should definitely weigh everything carefully, since life in Israel is not cheap and expenses exceed pension income.
What can Russians expect in Israel
Russians may well become Israeli citizens. Today, about two million citizens from Russia live in this state. Pension in Israel for a Russian who moved to live in Israel will not be too large. It is less than the cost of living. As soon as a person turns 67 years old, he immediately proceeds to receive old-age benefits. In rubles, it will be 26,000. Emigrants who have worked in Israel for 10 years can count on a large amount.
But today there is a special agreement between the two states, according to which citizens who moved to Israel will be able to receive an additional pension from Russia. She is 750 shekels. This agreement comes into force this year. Under this arrangement, people who left back in 1993 will be able to receive an addition to their pension in Israel from Russia.
As a rule, the increase in minimum payments will be 13,000 rubles per month. Such payments will be able to get about 100,000 people.
How to transfer payments from Russia
Emigrants who for some reason could not report that they are leaving Russia to live in Israel can only rely on such payments:
- A pension can be paid in Russia, only then a person will have to constantly come to the country to receive social benefits, or he must draw up a power of attorney, according to which an authorized person can perform all functions.
- You can apply for a card at Sberbank, in which case you will have to visit Russia several times a year. Or even easier - to issue an international card in the country in which the citizen resides. But in this case, the bank will withdraw a large percentage from the card.
Citizens who have warned about leaving for Israel will be able to receive a pension as follows:
- First of all, it is worth sending a request to the National Insurance Institute, there are several of them in Israel. Employees of the institution send a request to the pension fund in Russia, after which the applicant will be able to receive their pension.
Citizens who permanently reside in Israel will have fairly large payouts.
It should be noted that most of the returnees come to Israel to receive a high pension.
Is it worth it to become a repatriate in retirement age
You should not expect that the pension in Israel will be so large that a person who has arrived in this state will be able to live on social benefits alone, as they will amount to a maximum of $ 500 per month. With the standard of living that exists in this country, this amount will not be enough. Renting an apartment alone can cost at least 400 euros, to this amount you need to add spending on utilities, food and clothing. Even if older people eat in special free canteens, money will still not be enough. It will be wrong to repatriate to Israel, being guided only by material gain, since it will not work.
In Israel, only those pensioners who have lived in the state for ten years and worked for its benefit can live in abundance. In addition, a number of additional benefits are provided for local residents, which also play a significant role.
For example, Israeli pensioners do not pay land tax, they can take advantage of the benefits of paying for television and other public services. Citizens who retire in Israel can rely on a one-time payment. She serves as a good major reward. As you can see, the difference between people who came to Israel to receive a pension and those who live on the territory and are considered full citizens of the state is quite large, and the amounts are seriously different. Therefore, before making such a responsible step, it is necessary to carefully rethink everything and choose a more acceptable option for yourself.