One of the important directions of the policy implemented by the state and regions is the support of families with children. The subjects of the Russian Federation annually concentrate very large amounts for payments to their citizens in order to provide financial support and improve demographic indicators in the country. Many new parents had to deal with questions about how to get regional maternal capital. Rumors about the cancellation of this program are still just rumors. But in any case, if you have reason to receive regional assistance, do not delay with its execution. It is possible that regional maternal (family) capital will be abolished over time.
In this article, we will try to figure out who can qualify for this allowance. We also find out whether it is possible to obtain regional maternity capital this year, whether these funds will be paid out in subsequent years, and for what purposes it is allowed to spend them. One way or another, there are a lot of nuances associated with this topic and needing clarification.
State support measure for large families
Regional maternity capital is another program to help families with children. The decision on the assignment of payments at the level of subjects was made a few years after the adoption of the law on federal maternity capital. The regulatory framework for regional assistance has been developed on its basis. At the same time, certain regions have made appropriate amendments to the law, depending on the demographic situation and the standard of living of citizens in these territories.
Not so long ago, young parents could not have imagined that the state would so radically change the course of social assistance. Indeed, in a number of subjects, after the birth of the second heir, parents can apply for a substantial amount of money. The regional authorities who are ready to give their shoulder to parents and to please them with additional financial assistance do not stand aside.
Regional MSC: Highlights
Along with the federal program created on the initiative of the President of Russia, the regional family capital program is still relevant in the constituent entities of the Russian Federation. Basically, families in which three or more children grow up are candidates for it. Regardless of how many babies, it is usually possible to get regional maternal capital only at a time. The certificate is issued only once, and with targeted use, funds are sent from municipal budgets. Repeated receipt of financial assistance is not allowed in any case.
The regional assistance program may have fundamental differences in different regions of the Russian Federation. Depending on who the state aid is intended for, the difference will be made:
- Families raising three or more babies. Such regional support measures are applied in settlements with unfavorable demographic situations.
- Large families with at least five children. Where to get regional maternity capital on these conditions? Such decisions are made in areas with satisfactory birth rates.
Until last year, the provisions of the law gave advantages to another category of citizens who practically duplicated the federal program. To date, these rules are excluded. Regions are given full autonomy in the formation of the size of the allowance and the choice of areas for its intended use. In some areas, families are allocated monthly payments instead of a large one-time payment. Indicators of the economic development of a particular territory and the standard of living of citizens can affect the adoption of such a decision.
Program Terms
How to get regional maternity capital? Simple enough, but you need to immediately clarify - the condition for participation in the subject's program is the birth of a third or subsequent heir. In addition, the provision of this measure of state support will be refused if the family has previously participated in such a regional program.
Citizens have the right to know what payments are due to them and what needs to be done in order to receive regional maternity capital. How to do it? Contact the nearest territorial bodies of social protection of the population and consult with specialists. Obtaining a certificate for regional maternity capital is possible, but the main thing is to comply with all the requirements and conditions put forward by the provisions of federal and municipal by-laws.
The amount of regional maternity capital should not exceed the amount of federal payment. At the moment, it is equal to 453 thousand rubles. You cannot apply a certificate immediately after birth. Again, in each subject of the Russian Federation participating in the program, separate conditions and terms for the use of funds are established. In some regions, local authorities are ready to provide assistance not only to Russian citizens, but also to stateless persons who have a residence permit, that is, permanently residing in this territory.
In practice, demands are made on families similar to those specified in the federal allowance law. However, each region, introducing various innovations, has no right to tighten the rules of the program. Otherwise, such measures will be contrary to federal law and will be perceived as an attempt to create obstacles for the state to implement the popular demographic policy.
Who can claim
Are you eligible for financial assistance and is it possible to obtain regional maternity capital in your entity? There is no universal answer. To get it, you need to study the legislation of a particular subject of the Russian Federation.
Based on the name of the program containing the word “maternal”, many citizens doubt whether a man can receive regional maternal capital, and not a woman. The situations are different and the authorities of the regions tried to take into account the probability of the absence of a mother in children. A large father or even children without parental care can become a recipient of a certificate. At the same time, other relatives, even if they are native aunts, uncles, grandparents, as well as persons who have taken custody of children, cannot apply for financial assistance.
Lump-sum claimants must have a number of requirements. The main ones that are found in most regions (about 70 subjects of the Russian Federation participate in the program) are presented below:
- the birth or adoption of a third or subsequent offspring (meaning the fourth, fifth, sixth, etc.);
- the initial application for the allocation of regional maternal capital for a third child, twice the benefit is not issued;
- permanent registration in the region during the period established by the municipal authorities;
- the moment a child is born must coincide with the period of the regional program.
In order to apply for a certificate, parents should not be denied the right to raise their children. If the applicant is deprived of the right to raise at least one of three or more children by a court decision, the provision of capital will be refused.
What is the difference between programs in the regions: examples
The federal legislation on regional assistance to families with children is based on the rules for calculating funds, the procedure for processing them, and use cases. In each of the constituent entities of the Russian Federation participating in the program, the basic provisions of the law were recently changed and supplemented with a view to adapting them to the economic indicators of local territories.
For example, take the Kaluga, Leningrad and Moscow regions. Regional maternal capital in each of them is different. So, for example, the largest amount of benefits in the Leningrad region. There it is 117 thousand rubles. Regional maternal capital in the Moscow region is 100 thousand rubles, and in Kaluga — half as much.
You can trace the difference in the conditions of the emergence of the right to issue a certificate. If residents of the Moscow Region have the opportunity to draw up a document after the second baby is born, then in the Kaluga and Leningrad regions the requirements are standard - only after the family is replenished with a third or subsequent heir. In addition, in these two regions, certificates are not issued to citizens, funds are transferred by bank transfer. If in the Kaluga and Leningrad regions it is possible to use state aid only after the child reaches the age of one and a half years, respectively, in the Moscow regional maternal capital is available to parents only after the baby is three years old.
In all three regions that we took as an example, the directions for targeted use are not the same. In Kaluga, authorities decided not to set any restrictions, allowing parents to dispose of the funds at their discretion. In the Moscow Region, the amount of capital can be used to improve housing conditions, paid education for children, not only of the child whose birth gave rise to the right to regional capital, but also the rest, or to determine the entire amount as the funded part of the mother’s pension. In the Leningrad Region, in addition, there is the possibility of paying regional capital for medical services provided to children, and the purchase of vehicles for the family. The full amount of regional maternity capital is intended for use by families with five children or a disabled child.
Where to apply for a certificate
A statement on the issuance of a document giving the right to use the funds of regional maternity capital for a third child should be addressed to the local social protection authorities or MFC “My Documents”. Documents must be submitted in person or by notarized power of attorney from the applicant. There are other ways: you can send a package of papers by registered mail with a notification or submit an application electronically via the website www.gosuslugi.ru.
To verify the authenticity of documents, establish information about other persons indicated in the application, and make a decision on the issuance of a document to employees, by law, 30 days are given. Based on the results of the audit, a refusal to provide regional maternity capital may be given.
In the Moscow Region, funds can only be received in cash if the planned expenses are justified. If the commission responds positively, the money is transferred to the account of a banking organization, a seller of real estate, medical facilities, kindergartens, schools, construction companies-contractors. If you refuse to issue a certificate or transfer funds, you can go to court and try to challenge the decision.
What documents are needed
The amount of regional maternal capital within the same subject of the Russian Federation is the same, regardless of the personal situation of the applicant. Mandatory documents for issuing a certificate are:
- statement of the mother (or father) of three or more children;
- national passport of a citizen of the Russian Federation;
- birth certificate of each child, including adopted children;
- certificate of family composition confirming the applicant’s residence with the children;
- confirmation of Russian citizenship of children born after 2007;
- a document confirming the period of residence in the region (stamp on registration at the place of residence in the passport, a certificate from the Criminal Code).
In addition to these documents, other papers may be required. It is better to familiarize yourself with the list of documents that you need in advance.
To use regional capital, social protection bodies must provide:
- certificate itself;
- the original and a copy of the contract of sale;
- mortgage agreement with the bank;
- documentary evidence of ownership of real estate;
- document confirming participation in shared construction;
- details of a personal bank account.
It should be noted that these lists of documents are not exhaustive. At the discretion of the social protection authorities, they can be supplemented.
Can I use funds in another region
Since the situation when a family is registered in one region, but in fact lives in another, is not uncommon. The processes of the global migration movement within our state, the cause of which is the search for citizens' work, inevitably make adjustments to the legislative sphere, which regulates the procedure for providing state support to families with children. Against the background of the existing economic crisis in Russia, the level of internal migration is only increasing, which is why the issue of using regional maternity capital outside the place of residence remains relevant.
As you know, regulatory legal acts should not go against the content of federal laws. Turning to the 256-FZ law in force throughout the country, you can get a lot of useful information regarding the targeted use of funds of the capital.
The norms of this document directly indicate the right of citizens to become owners of real estate in any territory of Russia. It is not allowed to buy apartments and houses only outside the state. Consequently, regional by-laws cannot contradict this law, which means only one thing: certificate holders can invest funds received from a subject of the Russian Federation and purchase real estate anywhere in Russia where they wish.
What can I spend on
Many parents are interested in how to get regional maternity capital in money, whether it is possible to immediately cash out a certificate. Here you need to immediately clarify: none of the cash withdrawal operations is legal. An attempt to fraudulently seize the funds of the municipal budget is the basis for bringing to legal liability (administrative fine, and in some cases, criminal punishment). Now there should be no doubt that it is possible to get regional maternity capital in cash or not. No matter what attractive conditions fraudsters offer, in no case do not agree!
It is possible to direct funds received from local budgets for a specific purpose only when the child reaches a certain age. In most regions, parents have the right to manage local maternal capital after they have reached the age of three.
The main directions for using certificate funds are the same for the predominant number of regions:
- improvement of living conditions;
- new housing construction;
- treatment in a paid medical institution;
- payment for education for children;
- funded part of maternal pension.
Improving living conditions
This method of using family capital funds is considered the most popular among its owners. The funds allocated to parents with many children, as a rule, are not enough to purchase an apartment or a full-fledged house. But at the same time, capital can be supplemented with personal savings or a mortgage loan, and if it is already drawn up, then the amount of capital can be used to pay off the debt. It is important that housing purchased from regional capital is located strictly in the Russian Federation. But nevertheless, in some regions the authorities establish territorial restrictions on the use of the certificate - you can purchase housing exclusively on the territory of your region at the expense of the capital.
Repair and construction
In some areas, regional maternity capital can be used to bring housing into proper order. To begin the repair or redevelopment of housing, you must send an application to the PFR (Pension Fund of Russia) for a request to allow the spending of funds for a specific purpose. It is advisable to familiarize yourself with the regional regulations in advance, defining maternal capital and its exact amount, as well as establishing options for its intended use.
The application of each citizen is considered separately. Particular attention is paid to the significance and rationality of the goals specified in the application for which it is planned to spend finances.
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- One-time, which can be applied only if the funded part of the pension payment does not reach 5% of the insurance, as well as when assigning disability benefits in other situations.
- Funded, which involves the calculation of monthly payments, depending on pension contributions and maternal funds.
Other use cases
In some regions, the use of state funds for the purchase of a car for a family, a land plot, household appliances and furniture, a country house or a garage, and a utility room is allowed.
For example, in the Tula region, the authorities do not object to the calculation of regional capital for mother’s education at the university, and in the Chelyabinsk region, money from the municipal budget is allowed to be used to treat or rehabilitate any family member. In settlements of the Khakass Republic, the size of payments is not the same and can vary from 100 to 200 thousand rubles. depending on the number of inhabitants.
Thus, families with two or more children can count on bilateral assistance from the state and authorities of the region of residence. The main difference between these two types of assistance is their size and source of subsidies, and the conditions for providing assistance may differ. Federal maternal capital cannot be the same size as municipal. In addition, the amount of regional capital is directly tied to fluctuations in indicators of local budgets. But one way or another, the state has the right policies, motivating young families to increase the birth rate and demographic indicators in the country.