Retirement age in different countries of the world (table). Pension in different countries: comparison

The retirement age in different countries of the world is different. Each state also has its own rules for going on well-deserved rest. Do not forget that the money paid to a person is charged according to different principles. Each country has its own rules in this regard. What distinguishes pension systems in the world from the Russian accrual of funds in old age? What features do you need to pay attention to? At what age do they go on a well-deserved rest in a particular area? It is rather difficult to answer, because every year in the world regarding pensioners various changes take place. To find at least approximate answers about how much the average retirement age is in different countries of the world, the table will help. Where do old people get the best support?

Three systems

At the moment, there are only a few systems in the world that make it possible to determine the size of the required payments upon retirement without any problems. There are 3 such items. Each system has its own peculiarities and nuances. They will have to be taken into account without fail.

The retirement age in different countries and its size are different everywhere. But in general, funds can be charged by the following methods:

• according to the individual funded plan;
• tax-based (pension) distribution system;
• distribution based on total tax revenue.

But the age at which it is allowed to go on a well-deserved rest, as a rule, varies. Much depends on the situation in a particular country, as well as on the average life expectancy of people.

Men and women

With all this, the retirement age in different countries of the world for men and women is different. As practice shows, there are very few countries where both the "weak" half of the population and the "strong" reach the opportunity to get a well-deserved rest at the same time.

All this is due to the fact that women are a priori considered weaker and less hardy. And this despite the fact that the beautiful half of society lives on average longer than men. Plus, many people include the period of care for newborns in their seniority.

Men almost always get the right to well-deserved rest later. They are considered the main money earners, they are stronger and more enduring. But at the same time, as statistics show, often it is the male half of society that has a shorter life expectancy.

Modern tendencies

Each state is trying to leave the pension system in a stable state. But in modern conditions, this is very problematic. In 2015-2016, the retirement age in different countries of the world began to increase. Or in the states began to actively discuss these changes. The world crisis makes itself felt - there is practically no one to work, if we exclude pensioners. Available funds in the treasury of each country are not enough for all expenses. Therefore, for the sake of its replenishment, it is necessary to force the population to work longer.

This means that retirement in different countries of the world (a table will be presented) is a variable value. It is recommended to learn about these features constantly. Maybe in one state or another, pension reforms have taken place !

Also, in some countries they talk not only about increasing the retirement age, but also about equalizing this indicator among men and women. In any case, now there will be no drastic changes - such a step will lead to general rebellion. The population is not ready to drastically delay their legal holidays. Therefore, in almost all countries began to slowly, but confidently raise the retirement age. So as to cause minimal damage to the population.

Features of pension systems

However, do not forget about the formation of pension savings. It has already been said that countries use different principles for calculating money "for old age." The most popular trick is combining several types. What features and principles of the formation of a pension are fraught with each of the 3 existing pension systems?

Individual-funded - this is when a citizen works, transfers part of his earnings to the Pension Fund. Or it does for the subordinate employer. Further, from these accumulations an old-age pension will be formed.

Distribution based on pension taxes - current employees do not save their money. They transfer part of their earnings to pay pensions to current retirees. Accordingly, such employees will receive their "savings for old age" at the expense of working citizens after retirement.

Distribution based on general taxes - cash is paid out of the funds received in the tax fund.

Country Promises

The retirement age in different countries is set diverse. Somewhere it is more, somewhere less. What promises do some states make about this? Among the main statements are:

1. Ukraine, which promises raising the retirement age for women to 60 years. These changes are due to happen by 2021.
2. In 2018, Kazakhstan wants to level the retirement age for men and women. Now they plan to do it at 63 years old.
3. In Britain and Poland, well-deserved rest will be laid only from 67 years.
4. In the United States, it is planned to sharply increase the retirement age - from 65 to 69 years.
5. France intends to bring the possibility of retirement to the level of 62 years.

These are the main changes that they want to bring to life in the world. In fact, experts say that so far there is no ideal pension system and optimal retirement age.

The longest work

What retirement is possible in different countries of the world? Who works the most? Or rather, longer than everyone else? The thing is that if you do not take into account the plans of countries to increase the retirement age, then at the moment the residents of Albania are waiting for a well-deserved rest.

Here, men retire at 69.5 years, and women at 64.5. Citizens in Denmark must also work longer than anyone else. Here, for all, there is a restriction on access to a well-deserved rest. Both men and women living in Denmark go to "rest" at 67 years old.

This list should include Germany. The retirement age in different countries of the world is usually different for the male and female half of society. But the Germans have rules, as well as in Denmark - all are equal in the issue of going on a well-deserved rest. In addition, it is allowed to do this only after 67.

Below all

And who in the world works the least? It has already been said that the pension system is constantly undergoing changes in every state. But at the same time, somewhere, the age for reaching a well-deserved rest is the lowest.

Among these countries, Belarus is currently located. In it, men receive a pension from 60, and women from 55 years. Here are located Russia and Ukraine. In Turkey, men go on well-deserved rest in the same way as in the previously listed countries, but women must work until they are 56 years old. In France, everyone receives a pension of 60.

These countries are unsurpassed leaders in achieving a well-deserved vacation. But this does not mean at all that the standard of living of pensioners for those who may not work earlier is better or worse. It all depends on the rules that apply to the formation of pension savings.

Retirement leaders

Now we understand the retirement age in different countries (the table will be given below). But does this somehow affect the money received? Not really, really. Basically, it all depends on the welfare of the country. Everywhere the level of pensions is different. Many generally try to save money for old age so as not to depend on the state.

Now quite high pension payments in France are received by citizens. If you translate a pension into rubles, then in this state a person is allocated 42-43 thousand rubles. Then you can include in the list of the "richest" pensioners Germany - 32-33 thousand. In Japan, pensioners receive an average of 27,500 in rubles, in the United States a little less - 24-25 thousand.

Lowest pensions

The retirement age in different countries (the table is presented), as already noted, does not have a significant effect on payments. Which countries least support people who have gone on a well-deserved vacation?

At the moment, the lowest pensions are available in China. Here, a person is allocated about 9,500 rubles a month. In Latvia - 9,300. Also among the countries that transfer the least amount of money to their citizens in the form of pensions, Russia is listed. According to some reports, an average person receives 8-9 thousand rubles a month. Not everyone has such low payments, but the average statistics remain at the same low level.

Features of the pension system of the Russian Federation

Retirement in different countries of the world, as has already become clear, is constantly changing. And recently, many people want to significantly increase it. The pension system of the Russian Federation requires special attention . She often suffers some kind of innovation. Therefore, the population does not know how to behave. Most do not rely on the state and try to set aside money for old age on their own.

The thing is that recently in the Russian Federation there has been a point system for calculating pensions. In order to receive money in old age, you must have 7 years of work experience and 30 so-called retirement points. Depending on how many of these “points” are in the account of a citizen, a pension will be formed.

Also, they want to increase the age of going on well-deserved rest in the Russian Federation, and significantly. It is planned to increase the existing restrictions every six months for six months. And to bring the retirement age of women to 60 years, and men to 63. They want to implement the idea by 2020-2021. Many speak out negatively regarding these changes. Indeed, some pensioners, given the average life expectancy in the country, will not see their savings. Or they will not receive them too long. That is why in Russia they suggested gradually raising the retirement age.

Also in the Russian Federation, a funded pension system is in place. In 2017, the funded parts of payments will be “frozen" until 2019. This measure is forced - to get out of the crisis.

Table

Now it’s clear what time it takes to retire in different countries. The table below will clearly show the difference between some states.

This list can be continued indefinitely. The main thing is that they plan to raise the retirement age. No one knows how accurately he will be in a few years in a particular area. Retirement age in different countries of the world is variable. It is necessary to constantly monitor changes that have come into force.