At any age, citizens are interested in the issue of pensions. Questions arise: when can I retire, how to calculate my future pension and how to make payments?
Pensions in Kazakhstan are accrued by the state center GVPV. In order to apply for a pension, a citizen should apply to the SCVP. Each person of pre-retirement age must know all the features and conditions for obtaining compensation for labor output.
What is necessary for registration
Pensions in Kazakhstan are accrued after the provision of a full package of documents and registration in the state center. List of required papers:
- Application form filled out on a special form.
- An income statement for any three years starting in 1995. It must be issued by the employer or the company in which the employee worked. If a person does not have the opportunity to take such a certificate, the average income will be established on deductions to the Pension Fund.
- Passport of a citizen of another country or residence permit for a migrant.
- Help with address data.
- Bank account statement.
- Employment history.
- Diploma and certificate that confirm education.
- Military personnel must present a military ID.
Large mothers who have given birth to 4 or more children must submit additional documents:
- Birth certificates of children.
- Their passports.
- Certificates and diplomas of children.
- Help with the address data of the children.
- Marriage certificate. If the citizen is divorced, you must provide a certificate of divorce.
- In case of death of the child - provide a death certificate.
- If there was adoption, you must provide permission from the court for adoption.
A pension in Kazakhstan is accrued to citizens who lived in radiation risk zones by providing a certificate confirming this fact. The period of residence should be five years, in the range from August 29, 1949 to July 5, 1963.
In the center it is necessary to present original documents together with copies. This will confirm their presence and authenticity. Documents for applying for a pension benefit may be submitted by another person if he has a certified notarial deed.
Clearance process
Retirement in Kazakhstan can be issued in several ways. Benefit registration methods:
- At the place of registration, through the State Center for Pension Payments (). To submit an application and the necessary package of documents is necessary at the place of residence. The center specialist checks the received documents and issues a coupon if the data matches the required.
- Through the PSC - a special center for servicing citizens. The procedure for submitting documents is the same as through the state center.
- Registration through the website egov.kz.
To apply using the egov.kz website, you must have an electronic digital signature (EDS). The sequence of actions for registration through the site:
- To register on the portal, you must enter your personal data.
- After registration, you need to activate your personal page.
- You should go to the "Citizens" tab and select "Social Security", then go to the "Appointment of the state basic pension payment" tab and click "Order online service."
- The next step will be to fill out an electronic application, where you need to specify personal data and the bank account number. You must sign the application using electronic signature.
- In the tab “History of services” you can check the status of this application.
Pension accrual in the Republic of Kazakhstan
Today in the Republic of Kazakhstan, the retirement age of men is 63 years, and women - 58 years. Since 2018, the government wants for women to make a retirement age increase of six months each year. This will only affect the female population. Such an increase in the retirement age for women will continue until 2027, until the retirement age of 63 is reached.
Such a law was adopted, since seventy percent of pensioners are women. In addition, the legislation took into account the category of people for whom the retirement age will be reduced:
- For women who have given birth or adopted more than four children, the retirement age starts at 53 years.
- 50 years is the retirement age for men who have a working output of 25 years or more, who subsequently suffered nuclear weapons tests, or if such a pensioner lived for five years in the radiation zone from August 29, 1949 to July 5, 1963.
- 45 years for women whose labor output is twenty years or more, who suffered as a result of nuclear weapons tests, if they lived for five years in the radiation zone from August 29, 1949 to July 5, 1963
What is the pension in Kazakhstan and types of state aid payments
Pension payments in the Republic of Kazakhstan are carried out according to special systems. There are three accrual systems:
- Basic. This type of accrual is increasing every year and as of 2017 is equal to 12 thousand 802 tenge. This type of state assistance is received by all pensioners, regardless of generation and deductions.
- Labor, or joint. It is accrued only to people who have work experience of more than six months, and who worked before 1998. If the experience of less than six months, citizens will receive basic payments. Here, only the length of service is taken into account, since until 1998 no pension contributions were made. For a full pension, the experience for a man must be at least twenty-five years, and for a woman - at least twenty. If during the calculation it will be less, then the payments will be less.
- Funded pension. Since 2014, pensions in Kazakhstan have been transferred to UAPF JSC (single accumulative fund). Upon reaching retirement age, a citizen of the state may sign an agreement with UAPF JSC on the receipt of pension savings. Savings can be paid monthly, one-time or once a year.
How are pensions accrued in the Republic of Kazakhstan
Calculation of pensions in Kazakhstan is 60% of the average monthly salary. Each year, payments increase by one percent if the length of service exceeds the required years. But such surcharges do not exceed seventy-five percent.
Pensions in Kazakhstan are divided into minimum and maximum. The smallest payment is 28 thousand 148 tenge, and the maximum - 93 thousand 29 tenge. A Kazakhstani citizen, if he has experience, but did not have sufficient income, the pension will be minimal. If a citizen had a high labor income, the maximum pension can be accrued with a coefficient of 0.75 of the maximum amount and will be equal to 69 thousand 772 tenge.
Getting funded pension
In Kazakhstan, in addition to state, basic and labor pensions, there are four types of labor security payments that are paid from the Unified Accumulative Pension Fund. Payments are made from pension and voluntary contributions.
The Law on Pension in Kazakhstan determined the main payments of the UAPF. They are divided as follows:
- Scheduled payments
- making payments from pension and voluntary contributions;
- payment from UAPF when leaving for another permanent place of residence, outside the borders of the state;
- in connection with the death of the person who received these amounts (funds are given to the heirs for the burial of the deceased).
Types of funded pensions in the Republic of Kazakhstan
Not all residents of the state can receive funded pensions. Categories of people for whom the payment of state assistance from UAPF is intended:
- Nationals who have reached advanced age.
- Men who have at least twenty-five years of experience. The record of experience until January 1, 1998, for those who have lived at least 5 years in the radiation zone.
- For women over 45 years of age and with at least 20 years of work experience. The record of experience until January 1, 1998, for residents of at least 5 years in the radiation zone.
- Women with many children who gave birth to more than 4 children.
- Disabled people of the first and second groups.
- Military, law enforcement and government officials.
At the expense of pension contributions, citizens of the Republic of Kazakhstan who have concluded an agreement with an insurance company, have reached the age of 50, have at least five years of harmful experience, and those who have moved to another place of residence outside the Republic of Kazakhstan can receive a pension. Persons with disabilities and citizens who are over 50 years old are entitled to a pension from voluntary contributions to the UAPF. If a person made pension contributions, but didn’t reach the age of death and died, his family will receive financial assistance for burial. You need to know that payment from UAPF is taxed at a rate of ten percent of the amount.
Package of documents for registration of funded pensions
In order to apply for a funded pension, you must write an application and submit documents to the UAPF branch. List of required documents:
- applicant's passport plus a copy;
- bank details and bank account number.
For each category of pensioners, UAPF may require an additional package of documents. Legally, the process of processing compensation from the UAPF may be carried out by a trustee. To do this, you need to make a special statement with a notary.
Pension increase in Kazakhstan
From July 1, 2017, the draft law of the Republic of Kazakhstan provided for an increase in pension payments by 20%. The Minister of Labor said that in 2017 and 2018 there will be a phased increase in pensions from the republican budget. A joint pension will increase by 11% (taking into account a nine-percent increase at the beginning of the year), and the size of the basic pension will be increased by 13% (taking into account an increase of 7% at the beginning of the year).
The increase will affect all citizens of retirement age. If in 2016 the minimum basic pension was 37789 tenge, then in July 2017 it will reach 45711 tenge. The average basic pension will increase from 55117 tenge to 66676 tenge.