Improving housing conditions for young families is a topic that has escalated in Russia in recent years. Of course, each family is a separate unit of society. And she needs her own housing. Buying it is not as easy as it seems. Especially if the family plans an early replenishment. If we are talking about a really young family, then they need to "get on their feet." Doing it yourself is very difficult. Therefore, Russia has a housing improvement program designed specifically for young families. But how to take part in it? What is needed for this? Does everyone have a chance to participate?
Young Family Program
Improving the living conditions of young families is a task that the Russian Federation has been trying to implement in recent years. Studies have shown that people do not decide on the birth of children (not only several, but also one child) precisely because of housing. More precisely, this is one of the reasons.
Therefore, it was decided to introduce a special program of state support for young families in the acquisition of housing. She is called the "Young Family". What does she give?
The state provides money to improve housing conditions for young sections of society. It usually helps cover a mortgage in certain sizes. Or young families are offered land for housing. The first option is more common. What features should be considered before applying for state support?
With and without children
Some are interested in what kind of families the state helps. After all, someone is a young large cell of society, someone has only one child, some have no children at all. Therefore, you have to figure out which categories of people are eligible to participate in the state program "Young Family".
What can be said about this? Improving housing conditions for young families in 2011-2015, and to this day is provided to everyone. And it doesn’t matter if there are children or not. Often, their presence only complicates the process of obtaining financial support. Therefore, minors do not greatly affect the opportunity to participate in the state program.
Age
A much more important point is the age of adult citizens. The thing is that in Russia there is a clear definition of a young family. Therefore, not everyone has a chance to improve living conditions. Unless at his own expense.
A young family is a unit of society in which all its members are under 35 years old. In other words, spouses must be younger than the specified age. Until this time, the family is considered young. As soon as someone turns 36 or more years old, the opportunity to receive state support disappears.
Accordingly, young age is one of the main conditions for participation. If the number of children can affect how easy it will be for the improvement of housing conditions for young families, then the mismatch by age category implies the final inability to participate in the state support program. Therefore, citizens should hurry.
Really need
The next nuance that will have to be taken into account is that citizens really need to improve their housing. And not of their own free will, but by real necessity.
In other words, improvement of housing conditions for young families will be provided only when the cell of society is registered with the city administration as needy. For example, people living in a new building in a 1-room apartment without children are unlikely to be helped. But if they are in an old house, you can count on support from the state. There are conditions for determining the need to improve living conditions. What exactly will help families become members of the Young Family?
Conditions of recognition as needy
In fact, there are not so many points. But modern Russian families often fall into the category of needy. Not everyone realizes that they are the ones who can stand in line for receiving financial support when buying a home! To become in need, one or more of the following conditions will be required:
- Accommodation in a building designated for demolition.
- If the family lives in a dilapidated or dilapidated home that is not being restored.
- Improvement of housing conditions for young families in 2014 to this day is necessary when living in an apartment without minimal comfort. We are talking about the lack of communications: electricity, heating, water supply (including hot).
- If several families live in the same apartment, but are not blood relatives.
- You can count on registering as needy when there is at least one person with a chronic infectious disease among citizens living in an apartment. For example, with tuberculosis.
- There are certain norms of square meters per person in the apartment. If the established minimums are violated, families have the right to apply for an improvement in living conditions. Each region has its own limits. But an average of 6-9 square meters per 1 person. The rule applies to both owners and those who rent housing.
- Cells that are recognized as disabled. They themselves are entitled to receive housing from the state out of turn.
That's not all. In addition to the above items, the presence of several heterosexual children can recognize the need of citizens. Improving the living conditions for young families in Moscow and other cities is possible under the state federal program "Young Family", if the cells of the society have heterosexual children and they live in one room. Or adjacent. This also plays a role.
Approximate amounts
Before starting paperwork, you need to find out exactly how much money can be obtained from the state in order to improve living conditions. After all, you will have to collect a lot of various documents. And if the cash subsidy is small, it makes no sense to collect a package of securities.
In general, on average, a certificate to improve housing conditions for young families reimburses about 30% of the value of a land plot or apartment. Usually, so many cells of society, consisting only of spouses. But if you have children, you can hope for 35-40% coverage.
For this reason, many are trying to participate in the program "Young Family". Especially families with children. True, there are still not Federal, but regional forms of support for the cells of society in terms of improving housing. Usually in this situation, you can count on 5-10% of assistance. This is exactly what they give in the regions when purchasing housing by young families.
I can pay
Do not rejoice in advance. Indeed, in order to obtain a certificate for improving housing conditions, young families will not only have to achieve recognition as needy, but also to achieve recognition of solvent ability. That is, citizens should be able to pay the rest of the mortgage.
To do this, you will have to comply with some rules for the recognition of solvency. Much depends on how many members of the family are in a particular unit of society. There is a minimum family budget that people should have. In 2016, families with the following profits can participate in the Young Family program:
- if there are 2 people in the cell of the society - 21,621 rubles;
- for 3 - 32 thousand 510 rubles;
- from 4 or more family members - 43,350 rubles.
If the family budget at the cell of the company is less than the indicated values in this or that case, it will not be possible to receive state support. Unless to stand in line as a needy family for free housing. But this solution will not help to quickly improve living conditions.
Reasons for refusal
In general, if citizens have provided a full package of documents and meet all the requirements of the program, they cannot refuse support from the state. But there are some reasons why improving housing conditions for young families (land is bought or an apartment is not important) is impossible. Official rejection can be obtained in the following situations:
- if the family does not comply with legal requirements (for example, in a fictitious marriage);
- a full package of documents is not provided (they can be specified in advance);
- when submitting the application, false data were indicated;
- if the cell of the company has already participated in the program.
In other words, you should simply meet all of the above requirements. And do not participate in the support program "Young Family" earlier. This opportunity is given only once. Keep this in mind.
If citizens for one reason or another are denied state support, participation is not considered. Therefore, people can "refine" the flaws and try again happiness. Participation in the state support program is counted only after the government partially paid in one way or another the purchase of housing or land.
List of documents
Now you can move on to the most important thing - collecting a package of papers that are submitted to the relevant authorities to obtain a certificate for improving living conditions. In fact, if citizens are already recognized as needy, there will be no particular problems. But when the family collects papers in parallel for registration as people who need to improve housing conditions, they will have to try pretty hard. However, there is a generally accepted list of what is provided for participation. Documents for improving housing conditions for young families will require the following:
- passports of all family members;
- birth certificates of children (minors);
- certificate of family composition;
- the conclusion of the city administration on recognizing a cell of society in need of improving living conditions;
- certificates of ownership of real estate;
- documents confirming rental housing;
- certificate of marriage (divorce if the family is incomplete);
- family income statements;
- data on places of residence for the last 5-6 years;
- application for participation in the state support program (in 2 copies).
Copies must be attached to all of the above documents. Except for statements. The absence of even one paper entails a denial of assistance. Therefore, you should prepare a full package of documents in advance.
Where to go
Once everything is ready, you can take papers for consideration of the application. But where to turn? Many are interested in this issue. At the moment, money for improving housing conditions is provided to young families after submitting papers to:
- city administration;
- MFC.
As a rule, in the second case, the waiting time for a response is increased. On average, you have to wait about a month. During this period, a request from a young family will be fully considered.
conclusions
Now it’s clear how to take part in the Young Family program. In fact, everything is not as simple as it seems. The main problem is the lack of sufficient income for the population. Even this moment can happen the reason for the rejection of support from the state.
In general, it is possible to provide improved housing conditions for young families in Russia. It is only necessary to try. If the family has sufficient income, recognition will be a problem. But this can be achieved. With current requirements, many have benefited from this support from the state. It should be hurried - the "Young Family" will operate until 2020!